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Home βΊ Calculator βΊ VMFXX Dividend Calculator 2026
Vanguard Federal Money Market Fund Β· NASDAQ
Price: $1.00 Β· Annual div: $0.0368/share Β· Frequency: monthly Β· Payout ratio: N/A Β· Ex-div: 2026-09-30
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Year your monthly dividend income covers each expense (based on current settings)
| Ex-Dividend Date | Payment Date | Amount / Share | TTM Yield | Stock Price |
|---|---|---|---|---|
| 2026-09-30Latest | 2026-10-01 | $0.0030 | 3.68% | $1.00 |
| 2026-08-31 | 2026-09-01 | $0.0031 | 3.71% | $1.00 |
| 2026-07-31 | 2026-08-03 | $0.0030 | 3.76% | $1.00 |
| 2026-06-30 | 2026-07-01 | $0.0029 | 3.82% | $1.00 |
| 2026-05-29 | 2026-06-01 | $0.0030 | 4.23% | $1.00 |
| 2026-04-30 | 2026-05-01 | $0.0029 | β | β |
| 2026-03-31 | 2026-04-01 | $0.0030 | β | β |
| 2026-02-27 | 2026-03-02 | $0.0028 | β | β |
| 2026-01-30 | 2026-02-02 | $0.0031 | β | β |
| 2025-12-31 | 2026-01-02 | $0.0032 | β | β |
| 2025-11-28 | 2025-12-01 | $0.0032 | β | β |
| 2025-10-31 | 2025-11-03 | $0.0034 | β | β |
| 2025-09-30 | 2025-10-01 | $0.0034 | β | β |
| 2025-08-29 | 2025-09-02 | $0.0036 | β | β |
| 2025-07-31 | 2025-08-01 | $0.0036 | β | β |
| 2025-06-30 | 2025-07-01 | $0.0035 | β | β |
| 2025-05-30 | 2025-06-02 | $0.0036 | β | β |
| 2025-04-30 | 2025-05-01 | $0.0035 | β | β |
| 2025-03-31 | 2025-04-01 | $0.0036 | β | β |
| 2025-02-28 | 2025-03-03 | $0.0033 | 4.93% | $1.00 |
| 2025-01-31 | 2025-02-03 | $0.0036 | 5.03% | $1.00 |
| 2024-12-31 | 2025-01-02 | $0.0038 | 5.11% | $1.00 |
| 2024-11-29 | 2024-12-02 | $0.0038 | 5.18% | $1.00 |
| 2024-10-31 | 2024-11-01 | $0.0041 | 5.23% | $1.00 |
| 2024-09-30 | 2024-10-01 | $0.0042 | 5.28% | $1.00 |
| 2024-08-30 | 2024-09-03 | $0.0045 | 5.29% | $1.00 |
| 2024-07-31 | 2024-08-01 | $0.0045 | 5.29% | $1.00 |
| 2024-06-28 | 2024-07-01 | $0.0043 | 5.69% | $1.00 |
| 2024-05-31 | 2024-06-03 | $0.0045 | 5.26% | $1.00 |
| 2024-04-30 | 2024-05-01 | $0.0043 | 5.23% | $1.00 |
| 2024-03-28 | 2024-04-01 | $0.0045 | 5.58% | $1.00 |
| 2024-02-29 | 2024-03-01 | $0.0042 | 5.14% | $1.00 |
| 2024-01-31 | 2024-02-01 | $0.0045 | 5.06% | $1.00 |
| 2023-12-29 | 2024-01-02 | $0.0045 | 5.31% | $1.00 |
| 2023-11-30 | 2023-12-01 | $0.0044 | 4.86% | $1.00 |
| 2023-10-31 | 2023-11-01 | $0.0045 | 4.72% | $1.00 |
| 2023-09-29 | 2023-10-02 | $0.0043 | 4.71% | $1.00 |
| 2023-08-31 | 2023-09-01 | $0.0045 | 4.27% | $1.00 |
| 2023-07-31 | 2023-08-01 | $0.0043 | 4.00% | $1.00 |
| 2023-06-30 | 2023-07-03 | $0.0041 | 3.70% | $1.00 |
| 2023-05-31 | 2023-06-01 | $0.0042 | 3.38% | $1.00 |
| 2023-04-28 | 2023-05-01 | $0.0039 | 3.02% | $1.00 |
| 2023-03-31 | 2023-04-03 | $0.0039 | β | β |
| 2023-02-28 | 2023-03-01 | $0.0035 | β | β |
| 2023-01-31 | 2023-02-01 | $0.0036 | β | β |
| 2022-12-30 | 2023-01-03 | $0.0034 | β | β |
| 2022-11-30 | 2022-12-01 | $0.0029 | β | β |
| 2022-10-31 | 2022-11-01 | $0.0024 | β | β |
| 2022-09-30 | 2022-10-03 | $0.0019 | β | β |
| 2022-08-31 | 2022-09-01 | $0.0018 | β | β |
| 2022-07-29 | 2022-08-01 | $0.0013 | β | β |
| 2022-06-30 | 2022-07-01 | $0.0009 | β | β |
| 2022-05-31 | 2022-06-01 | $0.0005 | β | β |
| 2022-04-29 | 2022-05-02 | $0.0002 | β | β |
| 2022-03-31 | 2022-04-01 | $0.0001 | β | β |
| 2022-02-28 | 2022-03-01 | $0.0000 | β | β |
| 2022-01-31 | 2022-02-01 | $0.0000 | β | β |
| 2021-12-31 | 2022-01-03 | $0.0000 | β | β |
| 2021-11-30 | 2021-12-01 | $0.0000 | β | β |
| 2021-10-29 | 2021-11-01 | $0.0000 | β | β |
| 2021-09-30 | 2021-10-01 | $0.0000 | β | β |
| 2021-08-31 | 2021-09-01 | $0.0000 | β | β |
| 2021-07-30 | 2021-08-02 | $0.0000 | β | β |
| 2021-06-30 | 2021-07-01 | $0.0000 | β | β |
| 2021-05-28 | 2021-06-01 | $0.0000 | β | β |
| 2021-04-30 | 2021-05-03 | $0.0000 | β | β |
| 2021-03-31 | 2021-04-01 | $0.0000 | β | β |
| 2021-02-26 | 2021-03-01 | $0.0000 | β | β |
| 2021-01-29 | 2021-02-01 | $0.0000 | β | β |
| 2020-12-31 | 2021-01-04 | $0.0000 | β | β |
| 2020-11-30 | 2020-12-01 | $0.0000 | β | β |
| 2020-10-30 | 2020-11-02 | $0.0000 | β | β |
| 2020-09-30 | 2020-10-01 | $0.0001 | β | β |
| 2020-08-31 | 2020-09-01 | $0.0001 | β | β |
| 2020-07-31 | 2020-08-03 | $0.0001 | β | β |
| 2020-06-30 | 2020-07-01 | $0.0001 | β | β |
| 2020-05-29 | 2020-06-01 | $0.0002 | β | β |
| 2020-04-30 | 2020-05-01 | $0.0004 | β | β |
| 2020-03-31 | 2020-04-01 | $0.0009 | β | β |
| 2020-02-28 | 2020-03-02 | $0.0012 | β | β |
The Vanguard Federal Money Market Fund endeavors to provide consistent earnings while ensuring easy access to your capital and maintaining a stable share price of one dollar. To achieve these objectives, the fund dedicates at least 99.5% of its total assets to highly liquid investments such as cash, U.S. Treasury and government agency securities, and/or repurchase agreements that are fully backed by U.S. government securities or cash. This disciplined allocation strategy positions it as one of the most low-risk investment choices offered by Vanguard. Although the portfolio primarily consists of short-term U.S. government debt, the amount of income distributed to investors will largely be influenced by current market interest rates. This option is particularly suitable for individuals with short-term savings goals who prefer investments in obligations issued or guaranteed by the U.S. government. Important Disclosure: Please note that income earned from certain repurchase agreements and other specific securities held by this fund may be subject to state and local taxes.
Forward dividend yield from the latest data Β· open any DRIP calculator
This calculation uses the DividendFlow Engine v6.0. Data is verified daily against SEC filings and FMP real-time feeds to ensure projection accuracy.
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Ready to invest? Open VMFXX position with:
Real after-tax yield depends on where you live and how you hold VMFXX.
| Account/Country | Tax Rate | After-tax Yield | Real Yield | $10K Annual Income |
|---|---|---|---|---|
| πΊπΈ Roth IRA / 401k | 0% | 3.68% | 0.88% | $368 / yr |
| πΊπΈ US Taxable (15%) β | 15% | 3.13% | 0.33% | $313 / yr |
| πΊπΈ US Taxable (20%) | 20% | 2.94% | 0.14% | $294 / yr |
| π¬π§ UK ISA | 0% | 3.68% | 0.88% | $368 / yr |
| π¬π§ UK Taxable | 8.75% | 3.36% | 0.56% | $336 / yr |
| π¨π¦ TFSA | 0% | 3.68% | 0.88% | $368 / yr |
| π¨π¦ CA Taxable | 25% | 2.76% | -0.04% | $276 / yr |
| π¦πΊ Super (pension) | 15% | 3.13% | 0.33% | $313 / yr |
| π¦πΊ AU Taxable | 30% | 2.58% | -0.22% | $258 / yr |
| π©πͺ DE Taxable | 26.375% | 2.71% | -0.09% | $271 / yr |
| π«π· FR Taxable | 30% | 2.58% | -0.22% | $258 / yr |
Real yield = after-tax yield minus US CPI of 2.8%. 12-month CPI (US BLS via FMP economic-indicators). Click any row to select. US withholding tax (30%, reducible by treaty) applies to non-US residents holding US stocks in taxable accounts.
12-month CPI (US BLS via FMP economic-indicators).
Based on current dividend of $0.04/share/yr Β· πΊπΈ US Taxable (15%) Β· static projection (no growth assumed).
VMFXX pays every month β 12 payments per year.
How VMFXX compares to typical Financial Services averages.
Benchmarks: S&P 500 sector averages (2024β2026). Sources: Morningstar, Bloomberg, NAREIT. 5Y CAGR for VMFXX sourced from FMP /financial-growth endpoint β real data, not estimates.
Dividend yields, payout ratios, and financial metrics are sourced from Financial Modeling Prep (FMP) and cross-referenced with SEC EDGAR filings. Data is cached and updated every 24 hours via our nightly refresh. DRIP projections are forward-looking estimates, not guarantees.
Educational purposes only. Not financial advice. DividendFlow is not a registered investment advisor. Projections generated by the VMFXX dividend calculator are estimates based on historical data and user inputs. Actual future returns, stock prices, and dividend payments will vary. Dividends can be cut or suspended at any time. All investments carry risk, including the loss of principal. Please consult a qualified financial professional before making any investment decisions. Full disclaimer β
Vanguard Federal Money Market Fund (VMFXX) is currently trading at $1.00, trading near its 52-week high. The current dividend yield is 3.68% based on an annual payout of $0.0368 per share.
Vanguard Federal Money Market Fund (VMFXX) is a financial services stock currently trading at $1.00 with a dividend yield of 3.68%. It pays an annual dividend of $0.0368 per share. Over the past 5 years, VMFXX has grown its dividend at a compound annual rate of 100.0%.
Auto-generated from live market data. For educational purposes only β not financial advice.
Illustrative examples of common use cases, written by the DividendFlow team β not customer reviews.
Vanguard Federal Money Market Fund (VMFXX) is a money market fund with a stable $1.00 share price, so its yield equals its distributions: about 3.68% a year at the latest rate. Over the last 12 months it paid $0.0368 per share β a trailing yield of 3.68%. Money market funds also publish a 7-day yield that reflects only the most recent week; it moves with short-term interest rates. For reference, the 3-month U.S. Treasury bill yielded 4.22% on 2026-10-23; money market fund yields, including the 7-day yield, move closely with short-term Treasury rates and are usually slightly lower after fund expenses.
Yield history: over the last 5 payments, VMFXX's 12-month yield ranged from 3.68% to 4.23%. Full VMFXX dividend history β
Compare money market fund yields β Fidelity, Vanguard and Schwab funds side by side, with today's Treasury benchmark.
With dividends reinvested, a VMFXX position grows its share count by about 3.68% in the first year at today's price and yield. If the yield stays near 3.68%, DRIP doubles your number of shares in about 20 years without adding new money.
| Year | Shares bought by dividends | Total shares | Dividend income | Position value | Yield on cost |
|---|---|---|---|---|---|
| 1 | 368.00 | 10368.00 | $368 | $10,368 | 3.68% |
| 3 | 395.58 | 11145.13 | $396 | $11,145 | 3.96% |
| 5 | 425.23 | 11980.50 | $425 |
Vanguard Federal Money Market Fund (VMFXX) is a money market fund with a stable $1.00 share price, so its yield equals its distributions: about 3.68% a year at the latest rate. Over the last 12 months it paid $0.0368 per share β a trailing yield of 3.68%. Money market funds also publish a 7-day yield that reflects only the most recent week; it moves with short-term interest rates. For reference, the 3-month U.S. Treasury bill yielded 4.22% on 2026-10-23; money market fund yields, including the 7-day yield, move closely with short-term Treasury rates and are usually slightly lower after fund expenses.
$10,000 in VMFXX at a 3.68% yield pays about $368 a year ($31 a month) before taxes. With DRIP, reinvested dividends buy more shares and that income compounds.
With dividends reinvested, a VMFXX position grows its share count by about 3.68% in the first year at today's price and yield. If the yield stays near 3.68%, DRIP doubles your number of shares in about 20 years without adding new money.
Enter your starting amount, monthly contribution and time horizon in the VMFXX DRIP calculator at the top of this page. It reinvests each payout into new shares at the projected price, grows the dividend at the rate you choose and shows yearly income, share count, portfolio value and yield on cost. You can switch DRIP off to compare.
The 7-day yield is the fund's income over the last seven days, annualized and net of fees; it changes daily with short-term interest rates and is published by the fund company. Our figure (3.68%) is based on the latest monthly distributions instead, so it can differ slightly from the 7-day yield. For reference, the 3-month U.S. Treasury bill yielded 4.22% on 2026-10-23; money market fund yields, including the 7-day yield, move closely with short-term Treasury rates and are usually slightly lower after fund expenses.
VMFXX's next ex-dividend date has not been announced yet; the most recent one was 2026-09-30. VMFXX pays dividends monthly. Buy before the ex-dividend date to receive the next payment.
A money market fund's yield follows short-term interest rates: it rises when the Federal Reserve raises rates and falls when it cuts them. Past changes in VMFXX's payouts mostly reflect rate moves, so they are not a forecast.
News aggregated from public sources via Finnhub & RSS. For informational purposes only.
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| $11,980 |
| 4.25% |
| 10 | 509.45 | 14353.24 | $509 | $14,353 | 5.09% |
| 20 | 731.23 | 20601.54 | $731 | $20,602 | 7.31% |
DRIP rate = share-count growth from reinvested dividends. Simplified yearly model before taxes and fees; adjust every assumption in the calculator above. Not financial advice. How DRIP and the DRIP rate work β