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Vanguard New Jersey Long-Term Tax-Exempt Fund Investor Shares Β· NASDAQ
Price: $11.50 Β· Annual div: $0.41/share Β· Frequency: quarterly Β· Payout ratio: 50% Β· Ex-div: TBD
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Year your monthly dividend income covers each expense (based on current settings)
$10,000 in VNJTX β $3.4K in 10 years Β· $227.02/month
This fund is designed to generate current income free from both federal and New Jersey personal income taxes. Intended solely for New Jersey residents, it predominantly invests in premium municipal bonds issued by New Jersey's state and local governments, alongside regional government and public financing authorities. Ordinarily, at least 80% of the fund's holdings will be in securities providing income exempt from federal and New Jersey state taxation. While individual bond maturities have no set limits, the fund's average dollar-weighted maturity is projected to range from 10 to 25 years. With an average duration of approximately 6 to 10 years, its share price is notably more sensitive to shifts in interest rates than funds holding shorter-term bonds. This fund may be suitable for New Jersey investors seeking federal and state tax-exempt interest income who are comfortable with the inherent interest rate risk.
This calculation uses the DividendFlow Engine v6.0. Data is verified daily against SEC filings and FMP real-time feeds to ensure projection accuracy.
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Real after-tax yield depends on where you live and how you hold VNJTX.
| Account/Country | Tax Rate | After-tax Yield | Real Yield | $10K Annual Income |
|---|---|---|---|---|
| πΊπΈ Roth IRA / 401k | 0% | 3.57% | 0.77% | $357 / yr |
| πΊπΈ US Taxable (15%) β | 15% | 3.03% | 0.23% | $303 / yr |
| πΊπΈ US Taxable (20%) | 20% | 2.86% | 0.06% | $286 / yr |
| π¬π§ UK ISA | 0% | 3.57% | 0.77% | $357 / yr |
| π¬π§ UK Taxable | 8.75% | 3.26% | 0.46% | $326 / yr |
| π¨π¦ TFSA | 0% | 3.57% | 0.77% | $357 / yr |
| π¨π¦ CA Taxable | 25% | 2.68% | -0.12% | $268 / yr |
| π¦πΊ Super (pension) | 15% | 3.03% | 0.23% | $303 / yr |
| π¦πΊ AU Taxable | 30% | 2.50% | -0.30% | $250 / yr |
| π©πͺ DE Taxable | 26.375% | 2.63% | -0.17% | $263 / yr |
| π«π· FR Taxable | 30% | 2.50% | -0.30% | $250 / yr |
Real yield = after-tax yield minus US CPI of 2.8%. 12-month CPI (US BLS via FMP economic-indicators). Click any row to select. US withholding tax (30%, reducible by treaty) applies to non-US residents holding US stocks in taxable accounts.
12-month CPI (US BLS via FMP economic-indicators).
Based on current dividend of $0.41/share/yr Β· πΊπΈ US Taxable (15%) Β· static projection (no growth assumed).
VNJTX pays quarterly β 4 times per year. Next ex-div: TBD.
How VNJTX compares to typical Financial Services averages.
Benchmarks: S&P 500 sector averages (2024β2026). Sources: Morningstar, Bloomberg, NAREIT. 5Y CAGR for VNJTX sourced from FMP /financial-growth endpoint β real data, not estimates.
Altman Z-Score predicts bankruptcy risk. Piotroski F-Score measures financial strength across 9 criteria. High scores β lower dividend cut risk. Data via FMP financial statements.
Dividend yields, payout ratios, and financial metrics are sourced from Financial Modeling Prep (FMP) and cross-referenced with SEC EDGAR filings. Data is cached and updated every 24 hours via our nightly refresh. DRIP projections are forward-looking estimates, not guarantees.
Educational purposes only. Not financial advice. DividendFlow is not a registered investment advisor. Projections generated by the VNJTX dividend calculator are estimates based on historical data and user inputs. Actual future returns, stock prices, and dividend payments will vary. Dividends can be cut or suspended at any time. All investments carry risk, including the loss of principal. Please consult a qualified financial professional before making any investment decisions. Full disclaimer β
Vanguard New Jersey Long-Term Tax-Exempt Fund Investor Shares (VNJTX) is currently trading at $11.50, 11% below its 52-week high. The current dividend yield is 3.57% based on an annual payout of $0.41 per share.
Vanguard New Jersey Long-Term Tax-Exempt Fund Investor Shares (VNJTX) is a financial services stock currently trading at $11.50 with a dividend yield of 3.57%. The company pays an annual dividend of $0.41 per share. The payout ratio of 50% suggests the dividend is well-covered by earnings. Over the past 5 years, VNJTX has grown its dividend at a compound annual rate of 19.6%.
Auto-generated from live market data. For educational purposes only β not financial advice.
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