About Indexperts Yield Focused Fixed Income ETF (YFFI) — Dividend Analysis 2026
YFFI invests in investment grade fixed income securities of any maturity. The fund targets corporate bonds but may hold US Treasurys, asset-backed securities, and preferred stocks perceived to offer attractive cash flow and yield. It assesses relative yield or the typical yield spread differences between bonds and the yield difference for the same company issuing both corporate debt and preferred stocks. In addition, the fund analyzes fundamental and technical data for credit rating, coupon, yield to worst, and maturity date. Weights are then assigned using these variables relative to their target company and sector exposure. The fund selects securities that maximize cash flow and yield based on current and expected market conditions and the portfolios current composition. Holdings are reviewed monthly, while the models are reviewed quarterly for possible reconstitution. However, as an actively managed ETF, the fund manager has full discretion to buy or sell securities at any time.
Is YFFI a good dividend investment in 2026?
YFFI offers a 4.71% forward yield with a 50% payout ratio. Strand Safety Score: N/A. The 5-year dividend CAGR of 0% is modest — investors should weigh current income against growth alternatives.
YFFI DRIP calculator — what's the difference?
With DRIP on a $10,000 investment over 10 years, your YFFI portfolio grows to $15.8K vs $14.7K without reinvestment. This is the compound interest effect in action.
YFFI dividend growth history & forecast
YFFI has grown its dividend by 0% over the last year and 0% annually over 5 years. At this pace, an investor who holds for 10+ years will see their yield on cost grow substantially above the current 4.71%.
ETFs do not file income statements or cash flow statements. Their dividend safety depends on the underlying index quality, fund methodology, and holdings composition. Use the Holdings page to analyze individual stocks in this fund.
🌍 YFFI Yield by Country & Account Type
Real after-tax yield depends on where you live and how you hold YFFI.
Gross yield
4.71%
Tax rate
15.00%
After-tax yield
4.00%
Real yield (−CPI)
1.20%
Account/Country
Tax Rate
After-tax Yield
Real Yield
$10K Annual Income
🇺🇸 Roth IRA / 401k
0%
4.71%
1.91%
$471 / yr
🇺🇸 US Taxable (15%) ✓
15%
4.00%
1.20%
$400 / yr
🇺🇸 US Taxable (20%)
20%
3.77%
0.97%
$377 / yr
🇬🇧 UK ISA
0%
4.71%
1.91%
$471 / yr
🇬🇧 UK Taxable
8.75%
4.30%
1.50%
$430 / yr
🇨🇦 TFSA
0%
4.71%
1.91%
$471 / yr
🇨🇦 CA Taxable
25%
3.53%
0.73%
$353 / yr
🇦🇺 Super (pension)
15%
4.00%
1.20%
$400 / yr
🇦🇺 AU Taxable
30%
3.30%
0.50%
$330 / yr
🇩🇪 DE Taxable
26.375%
3.47%
0.67%
$347 / yr
🇫🇷 FR Taxable
30%
3.30%
0.50%
$330 / yr
Real yield = after-tax yield minus US CPI of 2.8%. 12-month CPI (US BLS via FMP economic-indicators). Click any row to select. US withholding tax (30%, reducible by treaty) applies to non-US residents holding US stocks in taxable accounts.
🎯 YFFI Income Goal & Break-Even
Dividend Break-Even
25yr
Years for dividends to fully repay your YFFI investment of $9.97/share (🇺🇸 US Taxable (15%) · 15.00% tax)
$10K invested · 10 Years
Dividends earned (DRIP)
$4.8K
Lost to inflation (2.8% CPI)
−$2.5K
Real purchasing power gain
$2.3K
12-month CPI (US BLS via FMP economic-indicators).
How much do I need to invest in YFFI for:
Shares needed
60,178
Capital required
$599,758
Monthly income
$2,000
Based on current dividend of $0.47/share/yr · 🇺🇸 US Taxable (15%) · static projection (no growth assumed).
📅 YFFI Dividend Payment Schedule
YFFI pays quarterly — 4 times per year. Next ex-div: TBD.
Jan
Feb
Mar
💰
Apr
May
Jun
💰
Jul
Aug
Sep
💰
Oct
Nov
Dec
💰
10 shares
$1.00 / payment
$3.99 / year after tax
100 shares
$9.97 / payment
$39.88 / year after tax
1,000 shares
$99.70 / payment
$398.82 / year after tax
📊 YFFI vs Financial Services Benchmarks
How YFFI compares to typical Financial Services averages.
Benchmark: Financial Services
Dividend Yield▲+1.81% vs sectorBetter
YFFI
4.71%
avg
2.90%
5Y Dividend CAGR▼-7.10% vs sectorBelow avg
YFFI
0.00%
avg
7.10%
Payout Ratio▼+12.00% vs sectorBelow avg
YFFI
50.00%
avg
38.00%
Benchmarks: S&P 500 sector averages (2024–2026). Sources: Morningstar, Bloomberg, NAREIT. 5Y CAGR for YFFI sourced from FMP /financial-growth endpoint — real data, not estimates.
🏛️ YFFI Insider Activity
No recent SEC filings reported in the last 90 days.
📊 About This Data
Dividend yields, payout ratios, and financial metrics are sourced from Financial Modeling Prep (FMP) and cross-referenced with SEC EDGAR filings. Data is cached and updated every 24 hours via our nightly refresh. DRIP projections are forward-looking estimates, not guarantees.
Educational purposes only. Not financial advice. DividendFlow is not a registered investment advisor. Projections generated by the YFFI dividend calculator are estimates based on historical data and user inputs. Actual future returns, stock prices, and dividend payments will vary. Dividends can be cut or suspended at any time. All investments carry risk, including the loss of principal. Please consult a qualified financial professional before making any investment decisions. Full disclaimer →