Is AAIC or EPRT a better dividend investment in 2026?

AAIC currently yields 41.32% with a 5% 5-year dividend growth rate. EPRT yields 3.92% with 5% growth. The better choice depends on your goal: AAIC offers higher current income.

What is the dividend yield difference between AAIC and EPRT?

AAIC has a forward dividend yield of 41.32% ($2.00/share annually). EPRT yields 3.92% ($1.21/share annually). The yield gap is 37.40 percentage points.

Home › Compare › AAIC vs EPRT

AAIC vs EPRT: Dividend Comparison 2026

AAIC yields 41.32% · EPRT yields 3.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 EPRT wins by $35.7K in total portfolio value· pulled ahead in Year 5

INVESTMENT

TIME HORIZON10 years

AAIC

● Live price

41.32%

Share price

$4.84

Annual div

$2.00

5Y div CAGR

-50%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$27.7K

Annual income

$5.67

Full AAIC calculator →

EPRT

● Live price

3.92%

Share price

$30.77

Annual div

$1.21

5Y div CAGR

29%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$63.4K

Annual income

$12,840.73

Full EPRT calculator →

Portfolio growth — AAIC vs EPRT

📍 EPRT pulled ahead of the other in Year 5

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	AAIC	EPRT
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, AAIC + EPRT cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

AAIC pays

EPRT pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

AAIC

Annual income on $10K today (after 15% tax)

$3,512.40/yr

After 10yr DRIP, annual income (after tax)

$4.82/yr

EPRT

Annual income on $10K today (after 15% tax)

$332.87/yr

After 10yr DRIP, annual income (after tax)

$10,914.62/yr

At 15% tax rate, EPRT beats the other by $10,909.80/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of AAIC + EPRT for your $10,000?

AAIC: 50%EPRT: 50%

100% EPRT50/50100% AAIC

Portfolio after 10yr

$45.5K

Annual income

$6,423.20/yr

Blended yield

14.11%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on EPRT right now

AAIC

Analyst Ratings

Buy

Hold

Consensus: Hold

Altman Z

-1.9

Piotroski

6/9

EPRT

Analyst Ratings

Strong

Buy

Hold

Sell

Consensus: Buy

Price Target

$35.50

+15.4% upside vs current

Range: $33.00 — $37.00

Altman Z

1.8

Piotroski

5/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

AAIC buys

EPRT buys

No recent congressional trades found for AAIC or EPRT in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricAAICEPRT

Forward yield	41.32% ✓	3.92%
Annual dividend / share	$2.00 ✓	$1.21
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	-50%	29% ✓
Portfolio after 10y	$27.7K	$63.4K ✓
Annual income after 10y	$5.67	$12,840.73 ✓
Total dividends collected	$4.7K	$37.9K ✓
Payment frequency	quarterly	quarterly
Sector	Stock	REIT
Analyst consensus	Hold	Buy

Year-by-year: AAIC vs EPRT ($10,000, DRIP)

Year	AAIC Portfolio	AAIC Income/yr	EPRT Portfolio	EPRT Income/yr	Gap
1	$12,766	$2,066.12	$11,205	$505.18	+$1.6K → AAIC
2	$14,892	$1,232.54	$12,672	$682.46	+$2.2K → AAIC
3	$16,607	$671.87	$14,490	$930.48	+$2.1K → AAIC
4	$18,119	$350.10	$16,786	$1,282.69	+$1.3K → AAIC
5← crossover	$19,566	$178.50	$19,753	$1,791.56	$187.00 → EPRT
6	$21,026	$90.07	$23,677	$2,541.64	$2.7K → EPRT
7	$22,543	$45.23	$29,008	$3,672.99	$6.5K → EPRT
8	$24,143	$22.66	$36,463	$5,425.08	$12.3K → EPRT
9	$25,845	$11.34	$47,238	$8,221.57	$21.4K → EPRT
10	$27,660	$5.67	$63,385	$12,840.73	$35.7K → EPRT

AAIC vs EPRT: Complete Analysis 2026

AAIC — Stock

Arlington Asset Investment Corp. (NYSE: AAIC) currently invests primarily in mortgage-related and other assets and has elected to be taxed as a REIT. The Company is headquartered in the Washington, D.C. metropolitan area. For more information, please visit www.arlingtonasset.com.

Full AAIC Calculator →

EPRT — REIT

Essential Properties Realty Trust, Inc., a real estate company, acquires, owns, and manages single-tenant properties in the United States. The company leases its properties to middle-market companies, such as restaurants, car washes, automotive services, medical and dental services, convenience stores, equipment rental, entertainment, early childhood education, grocery, and health and fitness on a long-term basis. As of December 31, 2021, it had a portfolio of 1, 451 properties. The company qualifies as a real estate investment trust for federal income tax purposes. It generally would not be subject to federal corporate income taxes if it distributes at least 90% of its taxable income to its stockholders. The company was founded in 2016 and is headquartered in Princeton, New Jersey.

Full EPRT Calculator →

📬

Get this AAIC vs EPRT comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

AAIC vs SCHD AAIC vs JEPI AAIC vs O AAIC vs KO AAIC vs MAIN

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.