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AAPL vs SAP: Dividend Comparison 2026

AAPL yields 0.42% · SAP yields 1.76%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SAP wins by $2.6K in total portfolio value· pulled ahead in Year 10
10 years
AAPL
Apple Inc.
● Live price
0.42%
Share price
$246.63
Annual div
$1.04
5Y div CAGR
27.1%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$57.7K
Annual income
$490.07
Full AAPL calculator →
SAP
SAP
● Live price
1.76%
Share price
$168.29
Annual div
$2.97
5Y div CAGR
43.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$60.2K
Annual income
$14,866.12
Full SAP calculator →

Portfolio growth — AAPL vs SAP

📍 SAP pulled ahead of the other in Year 10

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodAAPLSAP
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, AAPL + SAP cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
AAPL pays
SAP pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

AAPL
Annual income on $10K today (after 15% tax)
$35.84/yr
After 10yr DRIP, annual income (after tax)
$416.56/yr
SAP
Annual income on $10K today (after 15% tax)
$150.01/yr
After 10yr DRIP, annual income (after tax)
$12,636.20/yr
At 15% tax rate, SAP beats the other by $12,219.64/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of AAPL + SAP for your $10,000?

AAPL: 50%SAP: 50%
100% SAP50/50100% AAPL
Portfolio after 10yr
$59.0K
Annual income
$7,678.10/yr
Blended yield
13.02%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on AAPL right now

AAPL
Analyst Ratings
1
Strong
68
Buy
33
Hold
7
Sell
Consensus: Buy
Price Target
$316.36
+28.3% upside vs current
Range: $239.00 — $350.00
Altman Z
9.8
Piotroski
9/9
SAP
Analyst Ratings
22
Buy
14
Hold
7
Sell
Consensus: Buy
Price Target
$415.33
+146.8% upside vs current
Range: $245.00 — $718.00
Altman Z
6.1
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

AAPL buys
0
SAP buys
0
No recent congressional trades found for AAPL or SAP in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricAAPLSAP
Forward yield0.42%1.76%
Annual dividend / share$1.04$2.97
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR27.1%43.3%
Portfolio after 10y$57.7K$60.2K
Annual income after 10y$490.07$14,866.12
Total dividends collected$2.1K$36.3K
Payment frequencyquarterlyquarterly
SectorTechnologyStock
Analyst consensusBuyBuy
Analyst price target$316.36$415.33

Year-by-year: AAPL vs SAP ($10,000, DRIP)

YearAAPL PortfolioAAPL Income/yrSAP PortfolioSAP Income/yrGap
1$11,894$53.60$10,953$252.90+$941.00AAPL
2$14,150$68.43$12,091$370.97+$2.1KAAPL
3$16,842$87.40$13,485$548.42+$3.4KAAPL
4$20,052$111.66$15,249$819.21+$4.8KAAPL
5$23,884$142.71$17,556$1,240.57+$6.3KAAPL
6$28,462$182.48$20,698$1,912.91+$7.8KAAPL
7$33,932$233.43$25,168$3,020.33+$8.8KAAPL
8$40,474$298.74$31,848$4,918.38+$8.6KAAPL
9$48,304$382.53$42,412$8,335.30+$5.9KAAPL
10← crossover$57,682$490.07$60,247$14,866.12$2.6KSAP

AAPL vs SAP: Complete Analysis 2026

AAPLTechnology

Apple Inc. designs, manufactures, and markets smartphones, personal computers, tablets, wearables, and accessories worldwide. The company offers iPhone, a line of smartphones; Mac, a line of personal computers; iPad, a line of multi-purpose tablets; and wearables, home, and accessories comprising AirPods, Apple TV, Apple Watch, Beats products, and HomePod. It also provides AppleCare support and cloud services; and operates various platforms, including the App Store that allow customers to discover and download applications and digital content, such as books, music, video, games, and podcasts, as well as advertising services include third-party licensing arrangements and its own advertising platforms. In addition, the company offers various subscription-based services, such as Apple Arcade, a game subscription service; Apple Fitness+, a personalized fitness service; Apple Music, which offers users a curated listening experience with on-demand radio stations; Apple News+, a subscription news and magazine service; Apple TV+, which offers exclusive original content; Apple Card, a co-branded credit card; and Apple Pay, a cashless payment service, as well as licenses its intellectual property. The company serves consumers, and small and mid-sized businesses; and the education, enterprise, and government markets. It distributes third-party applications for its products through the App Store. The company also sells its products through its retail and online stores, and direct sales force; and third-party cellular network carriers, wholesalers, retailers, and resellers. Apple Inc. was founded in 1976 and is headquartered in Cupertino, California.

Full AAPL Calculator →

SAPStock

SAP SE, together with its subsidiaries, provides applications, technology, and services worldwide. It offers SAP S/4HANA that provides software capabilities for finance, risk and project management, procurement, manufacturing, supply chain and asset management, and research and development; SAP SuccessFactors solutions for human resources, including HR and payroll, talent and employee experience management, and people and workforce analytics; and spend management solutions that covers direct and indirect spend, travel and expense, and external workforce management. The company also provides SAP customer experience solutions; SAP Business Technology platform that enables customers and partners to build, integrate, and automate applications; and SAP Business Network, a business-to-business collaboration platform that helps digitalize key business processes across the supply chain and enables communication between trading partners. In addition, it offers SAP Signavio to help customers to discover, analyze, and understand their business process operations; SAP's industry cloud solutions that provides modular solutions addressing industry-specific functions; Taulia solutions for working capital management to help enable customers mitigate the effects of inflation by providing visibility into working capital and access to liquidity; and sustainability solutions and services. SAP SE was founded in 1972 and is headquartered in Walldorf, Germany.

Full SAP Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.