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ACC vs MO: Dividend Comparison 2026

ACC yields 40.94% · MO yields 6.27%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 ACC wins by $1.27M in total portfolio value
10 years
ACC
ACC
● Live price
40.94%
Share price
$65.42
Annual div
$26.78
5Y div CAGR
11.9%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$1.35M
Annual income
$527,925.04
Full ACC calculator →
MO
Altria Group Inc.
● Live price
6.27%
Share price
$67.02
Annual div
$4.20
5Y div CAGR
22.6%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$77.7K
Annual income
$28,968.54
Full MO calculator →

Portfolio growth — ACC vs MO

📍 ACC pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodACCMO
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, ACC + MO cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
ACC pays
MO pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

ACC
Annual income on $10K today (after 15% tax)
$3,479.85/yr
After 10yr DRIP, annual income (after tax)
$448,736.28/yr
MO
Annual income on $10K today (after 15% tax)
$532.68/yr
After 10yr DRIP, annual income (after tax)
$24,623.26/yr
At 15% tax rate, ACC beats the other by $424,113.03/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of ACC + MO for your $10,000?

ACC: 50%MO: 50%
100% MO50/50100% ACC
Portfolio after 10yr
$714.9K
Annual income
$278,446.79/yr
Blended yield
38.95%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on MO right now

ACC
Analyst Ratings
11
Buy
10
Hold
1
Sell
Consensus: Buy
Price Target
$65.49
+0.1% upside vs current
Range: $65.47 — $65.50
MO
Analyst Ratings
16
Buy
9
Hold
1
Sell
Consensus: Buy
Price Target
$61.25
-8.6% upside vs current
Range: $47.00 — $68.00
Altman Z
3.2
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

ACC buys
0
MO buys
0
No recent congressional trades found for ACC or MO in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricACCMO
Forward yield40.94%6.27%
Annual dividend / share$26.78$4.20
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR11.9%22.6%
Portfolio after 10y$1.35M$77.7K
Annual income after 10y$527,925.04$28,968.54
Total dividends collected$1.21M$72.0K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples
Analyst consensusBuyBuy
Analyst price target$65.49$61.25

Year-by-year: ACC vs MO ($10,000, DRIP)

YearACC PortfolioACC Income/yrMO PortfolioMO Income/yrGap
1← crossover$15,281$4,581.13$10,558$768.31+$4.7KACC
2$23,672$7,321.06$11,352$1,015.87+$12.3KACC
3$37,189$11,860.35$12,482$1,367.86+$24.7KACC
4$59,279$19,486.26$14,103$1,883.39+$45.2KACC
5$95,911$32,483.03$16,472$2,664.91+$79.4KACC
6$157,588$54,963.40$20,024$3,897.79+$137.6KACC
7$263,064$94,444.05$25,537$5,933.74+$237.5KACC
8$446,354$164,875.99$34,478$9,476.77+$411.9KACC
9$770,164$292,565.00$49,776$16,022.63+$720.4KACC
10$1,352,001$527,925.04$77,699$28,968.54+$1.27MACC

ACC vs MO: Complete Analysis 2026

ACCStock

American Campus Communities, Inc. is the largest owner, manager and developer of high-quality student housing communities in the United States. The company is a fully integrated, self-managed and self-administered equity real estate investment trust (REIT) with expertise in the design, finance, development, construction management and operational management of student housing properties. As of September 30, 2020, American Campus Communities owned 166 student housing properties containing approximately 111,900 beds. Including its owned and third-party managed properties, ACC's total managed portfolio consisted of 204 properties with approximately 139,900 beds.

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MOConsumer Staples

Altria Group, Inc., through its subsidiaries, manufactures and sells smokeable and oral tobacco products in the United States. The company provides cigarettes primarily under the Marlboro brand; cigars and pipe tobacco principally under the Black & Mild brand; and moist smokeless tobacco products under the Copenhagen, Skoal, Red Seal, and Husky brands, as well as provides on! oral nicotine pouches. It sells its tobacco products primarily to wholesalers, including distributors; and large retail organizations, such as chain stores. Altria Group, Inc. was founded in 1822 and is headquartered in Richmond, Virginia.

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.