HomeCompareACC vs SPHD

ACC vs SPHD: Dividend Comparison 2026

ACC yields 40.94% · SPHD yields 4.33%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 ACC wins by $1.33M in total portfolio value
10 years
ACC
ACC
● Live price
40.94%
Share price
$65.42
Annual div
$26.78
5Y div CAGR
11.9%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$1.35M
Annual income
$527,925.04
Full ACC calculator →
SPHD
SPHD
● Live price
4.33%
Share price
$49.34
Annual div
$2.14
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.5K
Annual income
$571.32
Full SPHD calculator →

Portfolio growth — ACC vs SPHD

📍 ACC pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodACCSPHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, ACC + SPHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
ACC pays
SPHD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

ACC
Annual income on $10K today (after 15% tax)
$3,479.85/yr
After 10yr DRIP, annual income (after tax)
$448,736.28/yr
SPHD
Annual income on $10K today (after 15% tax)
$367.92/yr
After 10yr DRIP, annual income (after tax)
$485.62/yr
At 15% tax rate, ACC beats the other by $448,250.66/year in after-tax income after 10 years on $10,000
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Lazy Portfolio Split Optimizer

What's the optimal mix of ACC + SPHD for your $10,000?

ACC: 50%SPHD: 50%
100% SPHD50/50100% ACC
Portfolio after 10yr
$689.3K
Annual income
$264,248.18/yr
Blended yield
38.34%
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Analyst Conviction Gap

Where Wall Street is most bullish on ACC right now

ACC
Analyst Ratings
11
Buy
10
Hold
1
Sell
Consensus: Buy
Price Target
$65.49
+0.1% upside vs current
Range: $65.47 — $65.50
SPHD
No analyst data
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

ACC buys
0
SPHD buys
0
PoliticianChamberTickerTypeAmountDate
Diana Harshbarger🏢 House$ACC▼ Sell$1,001 - $15,0002022-08-10
Diana Harshbarger🏢 House$ACC▼ Sell$1,001 - $15,0002022-08-10
Diana Harshbarger🏢 House$ACC▼ Sell$1,001 - $15,0002022-08-10
Diana Harshbarger🏢 House$ACC▼ Sell$1,001 - $15,0002022-04-05
Diana Harshbarger🏢 House$ACC▼ Sell$1,001 - $15,0002022-04-05
Josh Gottheimer🏢 House$ACC▼ Sell$1,001 - $15,0002017-08-21
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricACCSPHD
Forward yield40.94%4.33%
Annual dividend / share$26.78$2.14
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR11.9%0%
Portfolio after 10y$1.35M$26.5K
Annual income after 10y$527,925.04$571.32
Total dividends collected$1.21M$5.1K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: ACC vs SPHD ($10,000, DRIP)

YearACC PortfolioACC Income/yrSPHD PortfolioSPHD Income/yrGap
1← crossover$15,281$4,581.13$11,133$432.85+$4.1KACC
2$23,672$7,321.06$12,363$450.36+$11.3KACC
3$37,189$11,860.35$13,695$467.39+$23.5KACC
4$59,279$19,486.26$15,138$483.90+$44.1KACC
5$95,911$32,483.03$16,697$499.88+$79.2KACC
6$157,588$54,963.40$18,382$515.31+$139.2KACC
7$263,064$94,444.05$20,198$530.17+$242.9KACC
8$446,354$164,875.99$22,157$544.46+$424.2KACC
9$770,164$292,565.00$24,266$558.18+$745.9KACC
10$1,352,001$527,925.04$26,536$571.32+$1.33MACC

ACC vs SPHD: Complete Analysis 2026

ACCStock

American Campus Communities, Inc. is the largest owner, manager and developer of high-quality student housing communities in the United States. The company is a fully integrated, self-managed and self-administered equity real estate investment trust (REIT) with expertise in the design, finance, development, construction management and operational management of student housing properties. As of September 30, 2020, American Campus Communities owned 166 student housing properties containing approximately 111,900 beds. Including its owned and third-party managed properties, ACC's total managed portfolio consisted of 204 properties with approximately 139,900 beds.

Full ACC Calculator →

SPHDETF

The Invesco S&P 500 High Dividend Low Volatility ETF (Fund) is based on the S&P 500 Low Volatility High Dividend Index (Index). The Fund will invest at least 90% of its total assets in common stocks that comprise the Index. Standard & Poor's compiles, maintains and calculates the Index, which is composed of 50 securities traded on the S&P 500 Index that historically have provided high dividend yields and low volatility. The Fund and the Index are rebalanced and reconstituted semi-annually, in January and July.

Full SPHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.