Is ACEIX or XYLD a better dividend investment in 2026?

ACEIX currently yields 6.86% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: XYLD offers higher current income.

What is the dividend yield difference between ACEIX and XYLD?

ACEIX has a forward dividend yield of 6.86% ($0.75/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 4.12 percentage points.

Home › Compare › ACEIX vs XYLD

ACEIX vs XYLD: Dividend Comparison 2026

ACEIX yields 6.86% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 ACEIX wins by $6.2K in total portfolio value

INVESTMENT

TIME HORIZON10 years

ACEIX

● Live price

6.86%

Share price

$11.00

Annual div

$0.75

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$31.5K

Annual income

$1,061.00

Full ACEIX calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — ACEIX vs XYLD

📍 ACEIX pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	ACEIX	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, ACEIX + XYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

ACEIX pays

XYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

ACEIX

Annual income on $10K today (after 15% tax)

$583.18/yr

After 10yr DRIP, annual income (after tax)

$901.85/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, XYLD beats the other by $1,834.32/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of ACEIX + XYLD for your $10,000?

ACEIX: 50%XYLD: 50%

100% XYLD50/50100% ACEIX

Portfolio after 10yr

$28.4K

Annual income

$2,140.01/yr

Blended yield

7.54%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

ACEIX buys

XYLD buys

No recent congressional trades found for ACEIX or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricACEIXXYLD

Forward yield	6.86%	10.98% ✓
Annual dividend / share	$0.75	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$31.5K ✓	$25.3K
Annual income after 10y	$1,061.00	$3,219.02 ✓
Total dividends collected	$8.8K	$19.6K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: ACEIX vs XYLD ($10,000, DRIP)

Year	ACEIX Portfolio	ACEIX Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$11,386	$686.09	$10,818	$1,098.39	+$568.00 → ACEIX
2	$12,913	$730.08	$11,738	$1,222.51	+$1.2K → ACEIX
3	$14,591	$773.83	$12,774	$1,364.64	+$1.8K → ACEIX
4	$16,429	$817.17	$13,944	$1,527.86	+$2.5K → ACEIX
5	$18,440	$859.95	$15,270	$1,715.87	+$3.2K → ACEIX
6	$20,632	$902.01	$16,775	$1,933.09	+$3.9K → ACEIX
7	$23,020	$943.25	$18,490	$2,184.87	+$4.5K → ACEIX
8	$25,615	$983.55	$20,450	$2,477.63	+$5.2K → ACEIX
9	$28,431	$1,022.82	$22,697	$2,819.19	+$5.7K → ACEIX
10	$31,482	$1,061.00	$25,280	$3,219.02	+$6.2K → ACEIX

ACEIX vs XYLD: Complete Analysis 2026

ACEIX — Stock

The investment seeks current income and, secondarily, capital appreciation. The fund invests, under normal circumstances, at least 80% of its net assets (plus any borrowings for investment purposes) in equity and income securities, and in derivatives and other instruments that have economic characteristics similar to such securities. It invests, under normal circumstances, at least 65% of its net assets in income-producing equity investments. The fund may invest up to 25% of its net assets in securities of foreign issuers.

Full ACEIX Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

📬

Get this ACEIX vs XYLD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

ACEIX vs SCHD ACEIX vs JEPI ACEIX vs O ACEIX vs KO ACEIX vs MAIN ACEIX vs QYLD ACEIX vs JEPQ ACEIX vs RYLD

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.