Is ACMC or ADC a better dividend investment in 2026?

ACMC currently yields 11230.00% with a 5% 5-year dividend growth rate. ADC yields 4.13% with 5.2% growth. The better choice depends on your goal: ACMC offers higher current income.

What is the dividend yield difference between ACMC and ADC?

ACMC has a forward dividend yield of 11230.00% ($4.49/share annually). ADC yields 4.13% ($3.10/share annually). The yield gap is 11225.87 percentage points.

Home › Compare › ACMC vs ADC

ACMC vs ADC: Dividend Comparison 2026

ACMC yields 11230.00% · ADC yields 4.13%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 ACMC wins by $37040.97M in total portfolio value

INVESTMENT

TIME HORIZON10 years

ACMC

● Live price

11230.00%

Share price

$0.04

Annual div

$4.49

5Y div CAGR

-50%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$37041.15M

Annual income

$1,955,985,185.58

Full ACMC calculator →

ADC

Agree Realty Corporation

● Live price

4.13%

Share price

$74.97

Annual div

$3.10

5Y div CAGR

40.4%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$178.9K

Annual income

$80,797.29

Full ADC calculator →

Portfolio growth — ACMC vs ADC

📍 ACMC pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	ACMC	ADC
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, ACMC + ADC cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

ACMC pays

ADC pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

ACMC

Annual income on $10K today (after 15% tax)

$954,550.00/yr

After 10yr DRIP, annual income (after tax)

$1,662,587,407.74/yr

ADC

Annual income on $10K today (after 15% tax)

$351.36/yr

After 10yr DRIP, annual income (after tax)

$68,677.70/yr

At 15% tax rate, ACMC beats the other by $1,662,518,730.05/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of ACMC + ADC for your $10,000?

ACMC: 50%ADC: 50%

100% ADC50/50100% ACMC

Portfolio after 10yr

$18520.67M

Annual income

$978,032,991.44/yr

Blended yield

5.28%

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Analyst Conviction Gap

Where Wall Street is most bullish on ADC right now

ACMC

No analyst data

ADC

Analyst Ratings

Strong

Buy

Hold

Consensus: Buy

Price Target

$81.06

+8.1% upside vs current

Range: $75.00 — $84.50

Altman Z

1.6

Piotroski

7/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

ACMC buys

ADC buys

No recent congressional trades found for ACMC or ADC in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricACMCADC

Forward yield	11230.00% ✓	4.13%
Annual dividend / share	$4.49 ✓	$3.10
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	-50%	40.4% ✓
Portfolio after 10y	$37041.15M ✓	$178.9K
Annual income after 10y	$1,955,985,185.58 ✓	$80,797.29
Total dividends collected	$30053.82M ✓	$156.7K
Payment frequency	quarterly	monthly
Sector	Stock	REIT

Year-by-year: ACMC vs ADC ($10,000, DRIP)

Year	ACMC Portfolio	ACMC Income/yr	ADC Portfolio	ADC Income/yr	Gap
1← crossover	$572,200	$561,500.00	$10,990	$580.36	+$561.2K → ACMC
2	$15,625,819	$15,013,565.42	$12,301	$860.26	+$15.61M → ACMC
3	$208,306,176	$191,586,549.15	$14,104	$1,298.62	+$208.29M → ACMC
4	$1,416,355,080	$1,193,467,471.98	$16,691	$2,008.16	+$1416.34M → ACMC
5	$5,307,486,692	$3,791,986,755.92	$20,580	$3,205.09	+$5307.47M → ACMC
6	$12,319,037,185	$6,640,026,425.12	$26,754	$5,330.02	+$12319.01M → ACMC
7	$20,383,216,720	$7,201,846,932.21	$37,196	$9,345.14	+$20383.18M → ACMC
8	$27,378,386,045	$5,568,344,154.09	$56,244	$17,523.09	+$27378.33M → ACMC
9	$32,789,874,972	$3,495,001,904.28	$94,286	$35,736.21	+$32789.78M → ACMC
10	$37,041,151,406	$1,955,985,185.58	$178,949	$80,797.29	+$37040.97M → ACMC

ACMC vs ADC: Complete Analysis 2026

ACMC — Stock

American Church Mortgage Company, a real estate investment trust, provides mortgage loans to churches and other non-profit religious organizations in the United States. It also selects and invests in mortgage-secured debt instruments issued by churches and other non-profit religious organizations. The company qualifies as a real estate investment trust for federal income tax purposes. It generally would not be subject to federal corporate income taxes if it distributes at least 90% of its taxable income to its stockholders. American Church Mortgage Company was founded in 1987 and is based in Minnetonka, Minnesota.

Full ACMC Calculator →

ADC — REIT

Agree Realty Corporation is a publicly traded real estate investment trust primarily engaged in the acquisition and development of properties net leased to industry-leading retail tenants. As of September 30, 2020, the Company owned and operated a portfolio of 1,027 properties, located in 45 states and containing approximately 21.0 million square feet of gross leasable area. The Company's common stock is listed on the New York Stock Exchange under the symbol ADC.

Full ADC Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.