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ACMC vs EPRT: Dividend Comparison 2026

ACMC yields 11230.00% · EPRT yields 3.92%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 ACMC wins by $37041.09M in total portfolio value
10 years
ACMC
ACMC
● Live price
11230.00%
Share price
$0.04
Annual div
$4.49
5Y div CAGR
-50%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$37041.15M
Annual income
$1,955,985,185.58
Full ACMC calculator →
EPRT
EPRT
● Live price
3.92%
Share price
$30.77
Annual div
$1.21
5Y div CAGR
29%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$63.4K
Annual income
$12,840.73
Full EPRT calculator →

Portfolio growth — ACMC vs EPRT

📍 ACMC pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodACMCEPRT
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, ACMC + EPRT cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
ACMC pays
EPRT pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

ACMC
Annual income on $10K today (after 15% tax)
$954,550.00/yr
After 10yr DRIP, annual income (after tax)
$1,662,587,407.74/yr
EPRT
Annual income on $10K today (after 15% tax)
$332.87/yr
After 10yr DRIP, annual income (after tax)
$10,914.62/yr
At 15% tax rate, ACMC beats the other by $1,662,576,493.12/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of ACMC + EPRT for your $10,000?

ACMC: 50%EPRT: 50%
100% EPRT50/50100% ACMC
Portfolio after 10yr
$18520.61M
Annual income
$977,999,013.15/yr
Blended yield
5.28%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on EPRT right now

ACMC
No analyst data
EPRT
Analyst Ratings
1
Strong
17
Buy
3
Hold
1
Sell
Consensus: Buy
Price Target
$35.50
+15.4% upside vs current
Range: $33.00 — $37.00
Altman Z
1.8
Piotroski
5/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

ACMC buys
0
EPRT buys
0
No recent congressional trades found for ACMC or EPRT in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricACMCEPRT
Forward yield11230.00%3.92%
Annual dividend / share$4.49$1.21
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR-50%29%
Portfolio after 10y$37041.15M$63.4K
Annual income after 10y$1,955,985,185.58$12,840.73
Total dividends collected$30053.82M$37.9K
Payment frequencyquarterlyquarterly
SectorStockREIT

Year-by-year: ACMC vs EPRT ($10,000, DRIP)

YearACMC PortfolioACMC Income/yrEPRT PortfolioEPRT Income/yrGap
1← crossover$572,200$561,500.00$11,205$505.18+$561.0KACMC
2$15,625,819$15,013,565.42$12,672$682.46+$15.61MACMC
3$208,306,176$191,586,549.15$14,490$930.48+$208.29MACMC
4$1,416,355,080$1,193,467,471.98$16,786$1,282.69+$1416.34MACMC
5$5,307,486,692$3,791,986,755.92$19,753$1,791.56+$5307.47MACMC
6$12,319,037,185$6,640,026,425.12$23,677$2,541.64+$12319.01MACMC
7$20,383,216,720$7,201,846,932.21$29,008$3,672.99+$20383.19MACMC
8$27,378,386,045$5,568,344,154.09$36,463$5,425.08+$27378.35MACMC
9$32,789,874,972$3,495,001,904.28$47,238$8,221.57+$32789.83MACMC
10$37,041,151,406$1,955,985,185.58$63,385$12,840.73+$37041.09MACMC

ACMC vs EPRT: Complete Analysis 2026

ACMCStock

American Church Mortgage Company, a real estate investment trust, provides mortgage loans to churches and other non-profit religious organizations in the United States. It also selects and invests in mortgage-secured debt instruments issued by churches and other non-profit religious organizations. The company qualifies as a real estate investment trust for federal income tax purposes. It generally would not be subject to federal corporate income taxes if it distributes at least 90% of its taxable income to its stockholders. American Church Mortgage Company was founded in 1987 and is based in Minnetonka, Minnesota.

Full ACMC Calculator →

EPRTREIT

Essential Properties Realty Trust, Inc., a real estate company, acquires, owns, and manages single-tenant properties in the United States. The company leases its properties to middle-market companies, such as restaurants, car washes, automotive services, medical and dental services, convenience stores, equipment rental, entertainment, early childhood education, grocery, and health and fitness on a long-term basis. As of December 31, 2021, it had a portfolio of 1, 451 properties. The company qualifies as a real estate investment trust for federal income tax purposes. It generally would not be subject to federal corporate income taxes if it distributes at least 90% of its taxable income to its stockholders. The company was founded in 2016 and is headquartered in Princeton, New Jersey.

Full EPRT Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.