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ACMC vs BTI: Dividend Comparison 2026

ACMC yields 11230.00% · BTI yields 5.38%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 ACMC wins by $37041.11M in total portfolio value
10 years
ACMC
ACMC
● Live price
11230.00%
Share price
$0.04
Annual div
$4.49
5Y div CAGR
-50%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$37041.15M
Annual income
$1,955,985,185.58
Full ACMC calculator →
BTI
BTI
● Live price
5.38%
Share price
$58.47
Annual div
$3.15
5Y div CAGR
11.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$37.7K
Annual income
$2,786.64
Full BTI calculator →

Portfolio growth — ACMC vs BTI

📍 ACMC pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodACMCBTI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, ACMC + BTI cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
ACMC pays
BTI pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

ACMC
Annual income on $10K today (after 15% tax)
$954,550.00/yr
After 10yr DRIP, annual income (after tax)
$1,662,587,407.74/yr
BTI
Annual income on $10K today (after 15% tax)
$457.40/yr
After 10yr DRIP, annual income (after tax)
$2,368.64/yr
At 15% tax rate, ACMC beats the other by $1,662,585,039.10/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of ACMC + BTI for your $10,000?

ACMC: 50%BTI: 50%
100% BTI50/50100% ACMC
Portfolio after 10yr
$18520.59M
Annual income
$977,993,986.11/yr
Blended yield
5.28%
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Analyst Conviction Gap

Where Wall Street is most bullish on BTI right now

ACMC
No analyst data
BTI
Analyst Ratings
12
Buy
4
Hold
2
Sell
Consensus: Buy
Price Target
$40.00
-31.6% upside vs current
Range: $40.00 — $40.00
Altman Z
2.1
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

ACMC buys
0
BTI buys
0
No recent congressional trades found for ACMC or BTI in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricACMCBTI
Forward yield11230.00%5.38%
Annual dividend / share$4.49$3.15
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR-50%11.3%
Portfolio after 10y$37041.15M$37.7K
Annual income after 10y$1,955,985,185.58$2,786.64
Total dividends collected$30053.82M$14.3K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: ACMC vs BTI ($10,000, DRIP)

YearACMC PortfolioACMC Income/yrBTI PortfolioBTI Income/yrGap
1← crossover$572,200$561,500.00$11,299$598.92+$560.9KACMC
2$15,625,819$15,013,565.42$12,794$703.91+$15.61MACMC
3$208,306,176$191,586,549.15$14,518$829.07+$208.29MACMC
4$1,416,355,080$1,193,467,471.98$16,513$978.64+$1416.34MACMC
5$5,307,486,692$3,791,986,755.92$18,827$1,157.84+$5307.47MACMC
6$12,319,037,185$6,640,026,425.12$21,518$1,373.12+$12319.02MACMC
7$20,383,216,720$7,201,846,932.21$24,657$1,632.46+$20383.19MACMC
8$27,378,386,045$5,568,344,154.09$28,329$1,945.74+$27378.36MACMC
9$32,789,874,972$3,495,001,904.28$32,637$2,325.33+$32789.84MACMC
10$37,041,151,406$1,955,985,185.58$37,708$2,786.64+$37041.11MACMC

ACMC vs BTI: Complete Analysis 2026

ACMCStock

American Church Mortgage Company, a real estate investment trust, provides mortgage loans to churches and other non-profit religious organizations in the United States. It also selects and invests in mortgage-secured debt instruments issued by churches and other non-profit religious organizations. The company qualifies as a real estate investment trust for federal income tax purposes. It generally would not be subject to federal corporate income taxes if it distributes at least 90% of its taxable income to its stockholders. American Church Mortgage Company was founded in 1987 and is based in Minnetonka, Minnesota.

Full ACMC Calculator →

BTIConsumer Staples

British American Tobacco p.l.c. provides tobacco and nicotine products to consumers in the Americas, Europe, the Asia-Pacific, the Middle East, Africa, and the United States. It offers vapour, heated, and modern oral nicotine products; combustible cigarettes; and traditional oral products, such as snus and moist snuff. The company provides its products under the Vuse, glo, Velo, Grizzly, Kodiak, Dunhill, Kent, Lucky Strike, Pall Mall, Rothmans, Newport, Natural American Spirit, and Camel brands. The company distributes its products to retail outlets. British American Tobacco p.l.c. was founded in 1902 and is based in London, the United Kingdom.

Full BTI Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.