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BTI Dividend DRIP Calculator 2026
5.99% YieldConsumer DefensiveBritish American Tobacco p.l.c. · NYSE
Price: $55.43 · Annual div: $3.32/share · Frequency: quarterly · Payout ratio: 95% · Ex-div: 2026-12-29
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$10,000 in BTI → $19.7K in 10 years · $106.94/month
About British American Tobacco p.l.c. (BTI) — Dividend Analysis 2026
British American Tobacco p.l.c. provides tobacco and nicotine products to consumers in the United States, Europe, Latin America, Canada, the Asia-Pacific, the Middle East, Central Asia, Caucasus, and Africa. The company offers vapour products; heated products, which consists of a battery-powered device and a plant-based substance consumable that is heated; modern oral products, such as nicotine pouches; combustibles, including cigarette sticks and other tobacco stick products; traditional oral products, such as snus and moist snuff; and fine cut/roll-your-own tobacco products. It sells its products under the Vuse, glo, Velo, Grizzly, Kodiak, Dunhill, Kent, Lucky Strike, Pall Mall, Rothmans, Newport, Natural American Spirit, and Camel Snus brands, as well as Vogue, Viceroy, Kool, Peter Stuyvesant, Craven A, and State Express 555 brands. The company distributes its products to retail outlets. British American Tobacco p.l.c. was founded in 1902 and is headquartered in London, the United Kingdom.
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This calculation uses the DividendFlow Engine v6.0. Data is verified daily against SEC filings and FMP real-time feeds to ensure projection accuracy.
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🌍 BTI Yield by Country & Account Type
Real after-tax yield depends on where you live and how you hold BTI.
| Account/Country | Tax Rate | After-tax Yield | Real Yield | $10K Annual Income |
|---|---|---|---|---|
| 🇺🇸 Roth IRA / 401k | 0% | 5.99% | 3.19% | $599 / yr |
| 🇺🇸 US Taxable (15%) ✓ | 15% | 5.09% | 2.29% | $509 / yr |
| 🇺🇸 US Taxable (20%) | 20% | 4.79% | 1.99% | $479 / yr |
| 🇬🇧 UK ISA | 0% | 5.99% | 3.19% | $599 / yr |
| 🇬🇧 UK Taxable | 8.75% | 5.47% | 2.67% | $547 / yr |
| 🇨🇦 TFSA | 0% | 5.99% | 3.19% | $599 / yr |
| 🇨🇦 CA Taxable | 25% | 4.49% | 1.69% | $449 / yr |
| 🇦🇺 Super (pension) | 15% | 5.09% | 2.29% | $509 / yr |
| 🇦🇺 AU Taxable | 30% | 4.19% | 1.39% | $419 / yr |
| 🇩🇪 DE Taxable | 26.375% | 4.41% | 1.61% | $441 / yr |
| 🇫🇷 FR Taxable | 30% | 4.19% | 1.39% | $419 / yr |
Real yield = after-tax yield minus US CPI of 2.8%. 12-month CPI (US BLS via FMP economic-indicators). Click any row to select. US withholding tax (30%, reducible by treaty) applies to non-US residents holding US stocks in taxable accounts.
🎯 BTI Income Goal & Break-Even
12-month CPI (US BLS via FMP economic-indicators).
Based on current dividend of $3.32/share/yr · 🇺🇸 US Taxable (15%) · static projection (no growth assumed).
📅 BTI Dividend Payment Schedule
BTI pays quarterly — 4 times per year. Ex-div: 2026-12-29.
📊 BTI vs Consumer Defensive Benchmarks
How BTI compares to typical Consumer Defensive averages.
Benchmarks: S&P 500 sector averages (2024–2026). Sources: Morningstar, Bloomberg, NAREIT. 5Y CAGR for BTI sourced from FMP /financial-growth endpoint — real data, not estimates.
🏛️ BTI Insider Activity
When executives buy their own stock, it's a signal they believe in the dividend's sustainability.
| Insider | Title | Type | Date | Shares | Price | Total Value |
|---|---|---|---|---|---|---|
| Other | 2022-11-14 | 37,670,540 | — | — |
Insider transactions sourced from SEC Form 4 filings via Financial Modeling Prep. See disclaimer.
Analyst Price Target
Wall Street consensusAnalyst consensus price target via FMP. Not a guarantee of future performance. Past analyst accuracy varies.
Peer Group
Similar companies in the same sectorCompare BTI with peers: BTI vs BUD · BTI vs CL · BTI vs MDLZ
Financial Health Scores
Altman Z-Score predicts bankruptcy risk. Piotroski F-Score measures financial strength across 9 criteria. High scores → lower dividend cut risk. Data via FMP financial statements.
Dividend yields, payout ratios, and financial metrics are sourced from Financial Modeling Prep (FMP) and cross-referenced with SEC EDGAR filings. Data is cached and updated every 24 hours via our nightly refresh. DRIP projections are forward-looking estimates, not guarantees.
Educational purposes only. Not financial advice. DividendFlow is not a registered investment advisor. Projections generated by the BTI dividend calculator are estimates based on historical data and user inputs. Actual future returns, stock prices, and dividend payments will vary. Dividends can be cut or suspended at any time. All investments carry risk, including the loss of principal. Please consult a qualified financial professional before making any investment decisions. Full disclaimer →
British American Tobacco p.l.c. (BTI) is currently trading at $55.43, 18% below its 52-week high. The current dividend yield is 5.99% based on an annual payout of $3.32 per share.
British American Tobacco Offers High Yield with Payout Pressure
AI SummaryBritish American Tobacco (BTI) presents an appealing high-yield profile within the Consumer Defensive sector, trading at $53.90 with an attractive 6.16% dividend yield backed by an annual payout of $3.32. However, the company's dividend sustainability faces scrutiny due to an elevated payout ratio of 95%, which leaves little room for earnings volatility or unexpected operational headwinds. While the current yield is supported by a moderate P/E ratio of 15.4 and a substantial $116.3 billion market cap, long-term dividend growth remains sluggish with a 5-year CAGR of just 2.2%. This modest growth trajectory reflects the broader secular challenges facing traditional tobacco revenues, balancing immediate income appeal against constrained future distribution expansion.
- High payout ratio of 95% limits distribution flexibility
- Slow 5-year dividend CAGR of 2.2% indicates minimal growth
Generated by AI using live market data. For educational purposes only — not financial advice.
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