Is ADC or MAIN a better dividend investment in 2026?

ADC currently yields 4.39% with a 5.2% 5-year dividend growth rate. MAIN yields 8.41% with 5.1% growth. The better choice depends on your goal: MAIN offers higher current income, while ADC is better for long-term compounding. Use the DRIP calculator above to model your specific scenario.

What is the dividend yield difference between ADC and MAIN?

ADC has a forward dividend yield of 4.39% (3.00/share annually). MAIN yields 8.41% (4.44/share annually). The yield gap is 4.02 percentage points.

How much would $10,000 in ADC vs MAIN pay in dividends per year?

With $10,000 invested: ADC would pay approximately $439/year in dividends. MAIN would pay approximately $841/year. With DRIP reinvestment over 10 years, these amounts grow substantially due to compounding.

Home › Compare › ADC vs MAIN

ADC vs MAIN: Dividend Comparison 2026

Q: Does ADC or MAIN pay monthly dividends?

ADC pays monthly dividends. MAIN pays monthly dividends. Monthly payers are preferred by investors who want regular cash flow to cover living expenses.

ADC yields 4.39% · MAIN yields 8.41% · See full DRIP projection below

vsEnter any two US tickers

After 10 years · $10,000 invested · DRIP enabled

🏆 MAIN wins by $33.6K in total portfolio value

INVESTMENT

TIME HORIZON10 years

ADC

Agree Realty Corporation

4.39%

Share price

$68.40

Annual div

$3.00

5Y div CAGR

5.2%

Payout ratio

73%

After 10 yrs · $10,000 · DRIP

Portfolio value

$23.5K

Annual income

$1,093.74

Full ADC calculator →

MAIN

Main Street Capital Corporation

8.41%

Share price

$52.80

Annual div

$4.44

5Y div CAGR

5.1%

Payout ratio

82%

After 10 yrs · $10,000 · DRIP

Portfolio value

$57.2K

Annual income

$2,355.47

Full MAIN calculator →

Portfolio growth — ADC vs MAIN

Annual dividend income

MetricADCMAIN

Forward yield	4.39%	8.41% ✓
Annual dividend / share	$3.00	$4.44 ✓
Payout ratio	73% ✓	82%
1-year div growth	2.8%	3.7% ✓
5-year div CAGR	5.2% ✓	5.1%
Portfolio after 10y	$23.5K	$57.2K ✓
Annual income after 10y	$1,093.74	$2,355.47 ✓
Total dividends collected	$7.4K	$15.5K ✓
Payment frequency	monthly	monthly
Sector	REIT	BDC

Year-by-year: ADC vs MAIN ($10,000, DRIP)

Year	ADC Portfolio	ADC Income/yr	MAIN Portfolio	MAIN Income/yr	Gap
1	$10,871	$461.40	$12,124	$883.80	$1.3K → MAIN
2	$11,824	$506.91	$14,629	$1,001.91	$2.8K → MAIN
3	$12,866	$557.16	$17,573	$1,130.42	$4.7K → MAIN
4	$14,006	$612.66	$21,022	$1,269.75	$7.0K → MAIN
5	$15,254	$674.00	$25,049	$1,420.29	$9.8K → MAIN
6	$16,622	$741.82	$29,738	$1,582.45	$13.1K → MAIN
7	$18,120	$816.86	$35,182	$1,756.64	$17.1K → MAIN
8	$19,763	$899.90	$41,488	$1,943.25	$21.7K → MAIN
9	$21,565	$991.86	$48,775	$2,142.72	$27.2K → MAIN
10	$23,543	$1,093.74	$57,179	$2,355.47	$33.6K → MAIN

ADC vs MAIN: Complete Analysis 2026

ADC — REIT

Agree Realty is a net-lease REIT focused on high-quality retail tenants including Walmart, Home Depot, and Tractor Supply. Its monthly dividend and focus on investment-grade tenants make it a conservative REIT alternative to Realty Income. Conservative leverage and disciplined acquisition strategy set it apart.

Full ADC Calculator →

MAIN — BDC

Main Street Capital is a Business Development Company providing debt and equity capital to lower middle market companies. It pays regular monthly dividends plus semi-annual special dividends. One of the few BDCs consistently trading at a premium to NAV, with an exceptional track record since its 2007 IPO. Often called the gold standard of BDCs.

Full MAIN Calculator →

Frequently Asked Questions

Is ADC or MAIN better for dividend income in 2026?

ADC currently offers a 4.39% yield (3.00/share/year) while MAIN offers 8.41% (4.44/share/year). MAIN provides higher current income. However, ADC has grown its dividend faster (5.2% 5Y CAGR), which may lead to better long-term income through compounding.

How much would $10,000 in ADC vs MAIN earn per year?

With $10,000 invested today: ADC pays approximately $439/year. MAIN pays approximately $841/year. With DRIP reinvestment over 10 years, these grow to $1,094/year (ADC) and $2,355/year (MAIN).

Does ADC or MAIN pay monthly dividends?

ADC pays monthly dividends. MAIN pays monthly dividends. ADC pays monthly, which is preferred by investors who need regular cash flow.

📬

Get this ADC vs MAIN comparison by email

Save your analysis + get weekly dividend insights. Free forever.

More comparisons

ADC vs O ADC vs NNN ADC vs EPRT ADC vs FCPT ADC vs NTST ADC vs ARCC ADC vs HTGC ADC vs GBDC MAIN vs ARCC MAIN vs HTGC MAIN vs GBDC MAIN vs ORCC

⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.