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MAIN vs HTGC: Dividend Comparison 2026

MAIN yields 8.41% · HTGC yields 10.22% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 MAIN wins by $3.5K in total portfolio value
10 years
MAIN
Main Street Capital Corporation
8.41%
Share price
$52.80
Annual div
$4.44
5Y div CAGR
5.1%
Payout ratio
82%
After 10 yrs · $10,000 · DRIP
Portfolio value
$57.2K
Annual income
$2,355.47
Full MAIN calculator →
HTGC
Hercules Capital Inc.
10.22%
Share price
$18.40
Annual div
$1.88
5Y div CAGR
4.2%
Payout ratio
90%
After 10 yrs · $10,000 · DRIP
Portfolio value
$53.7K
Annual income
$3,064.35
Full HTGC calculator →

Portfolio growth — MAIN vs HTGC

Annual dividend income

MetricMAINHTGC
Forward yield8.41%10.22%
Annual dividend / share$4.44$1.88
Payout ratio82%90%
1-year div growth3.7%5.6%
5-year div CAGR5.1%4.2%
Portfolio after 10y$57.2K$53.7K
Annual income after 10y$2,355.47$3,064.35
Total dividends collected$15.5K$19.5K
Payment frequencymonthlyquarterly
SectorBDCBDC

Year-by-year: MAIN vs HTGC ($10,000, DRIP)

YearMAIN PortfolioMAIN Income/yrHTGC PortfolioHTGC Income/yrGap
1$12,124$883.80$12,045$1,064.65+$79.00MAIN
2$14,629$1,001.91$14,442$1,216.94+$187.00MAIN
3$17,573$1,130.42$17,242$1,384.73+$331.00MAIN
4$21,022$1,269.75$20,501$1,568.89+$521.00MAIN
5$25,049$1,420.29$24,280$1,770.26+$769.00MAIN
6$29,738$1,582.45$28,649$1,989.67+$1.1KMAIN
7$35,182$1,756.64$33,685$2,227.97+$1.5KMAIN
8$41,488$1,943.25$39,472$2,485.98+$2.0KMAIN
9$48,775$2,142.72$46,104$2,764.50+$2.7KMAIN
10$57,179$2,355.47$53,687$3,064.35+$3.5KMAIN

MAIN vs HTGC: Complete Analysis 2026

MAINBDC

Main Street Capital is a Business Development Company providing debt and equity capital to lower middle market companies. It pays regular monthly dividends plus semi-annual special dividends. One of the few BDCs consistently trading at a premium to NAV, with an exceptional track record since its 2007 IPO. Often called the gold standard of BDCs.

Full MAIN Calculator →

HTGCBDC

Hercules Capital specializes in lending to venture-backed technology and life sciences companies. This unique focus allows it to capture higher yields than traditional BDCs. Strong origination network with leading VC firms. HTGC pays regular plus supplemental dividends, making total yield among the highest in BDC space.

Full HTGC Calculator →

Frequently Asked Questions

Is MAIN or HTGC better for dividend income in 2026?
MAIN currently offers a 8.41% yield (4.44/share/year) while HTGC offers 10.22% (1.88/share/year). HTGC provides higher current income. However, MAIN has grown its dividend faster (5.1% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in MAIN vs HTGC earn per year?
With $10,000 invested today: MAIN pays approximately $841/year. HTGC pays approximately $1022/year. With DRIP reinvestment over 10 years, these grow to $2,355/year (MAIN) and $3,064/year (HTGC).
Does MAIN or HTGC pay monthly dividends?
MAIN pays monthly dividends. HTGC pays quarterly dividends. MAIN pays monthly, which is preferred by investors who need regular cash flow.
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⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.