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MAIN vs ARCC: Dividend Comparison 2026

MAIN yields 8.41% · ARCC yields 9.06% · See full DRIP projection below

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After 10 years · $10,000 invested · DRIP enabled
🏆 MAIN wins by $13.4K in total portfolio value
10 years
MAIN
Main Street Capital Corporation
8.41%
Share price
$52.80
Annual div
$4.44
5Y div CAGR
5.1%
Payout ratio
82%
After 10 yrs · $10,000 · DRIP
Portfolio value
$57.2K
Annual income
$2,355.47
Full MAIN calculator →
ARCC
Ares Capital Corporation
9.06%
Share price
$21.20
Annual div
$1.92
5Y div CAGR
3.1%
Payout ratio
88%
After 10 yrs · $10,000 · DRIP
Portfolio value
$43.8K
Annual income
$2,279.31
Full ARCC calculator →

Portfolio growth — MAIN vs ARCC

Annual dividend income

MetricMAINARCC
Forward yield8.41%9.06%
Annual dividend / share$4.44$1.92
Payout ratio82%88%
1-year div growth3.7%2%
5-year div CAGR5.1%3.1%
Portfolio after 10y$57.2K$43.8K
Annual income after 10y$2,355.47$2,279.31
Total dividends collected$15.5K$15.5K
Payment frequencymonthlyquarterly
SectorBDCBDC

Year-by-year: MAIN vs ARCC ($10,000, DRIP)

YearMAIN PortfolioMAIN Income/yrARCC PortfolioARCC Income/yrGap
1$12,124$883.80$11,774$933.74+$350.00MAIN
2$14,629$1,001.91$13,808$1,045.61+$821.00MAIN
3$17,573$1,130.42$16,135$1,166.34+$1.4KMAIN
4$21,022$1,269.75$18,786$1,296.19+$2.2KMAIN
5$25,049$1,420.29$21,800$1,435.41+$3.2KMAIN
6$29,738$1,582.45$25,215$1,584.23+$4.5KMAIN
7$35,182$1,756.64$29,076$1,742.84+$6.1KMAIN
8$41,488$1,943.25$33,430$1,911.44+$8.1KMAIN
9$48,775$2,142.72$38,328$2,090.21+$10.4KMAIN
10$57,179$2,355.47$43,827$2,279.31+$13.4KMAIN

MAIN vs ARCC: Complete Analysis 2026

MAINBDC

Main Street Capital is a Business Development Company providing debt and equity capital to lower middle market companies. It pays regular monthly dividends plus semi-annual special dividends. One of the few BDCs consistently trading at a premium to NAV, with an exceptional track record since its 2007 IPO. Often called the gold standard of BDCs.

Full MAIN Calculator →

ARCCBDC

Ares Capital is the largest Business Development Company by assets. It provides financing to middle market companies and pays a generous quarterly dividend plus occasional special dividends. With $21B+ in AUM and diversified exposure across industries, ARCC is the benchmark BDC for income investors.

Full ARCC Calculator →

Frequently Asked Questions

Is MAIN or ARCC better for dividend income in 2026?
MAIN currently offers a 8.41% yield (4.44/share/year) while ARCC offers 9.06% (1.92/share/year). ARCC provides higher current income. However, MAIN has grown its dividend faster (5.1% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in MAIN vs ARCC earn per year?
With $10,000 invested today: MAIN pays approximately $841/year. ARCC pays approximately $906/year. With DRIP reinvestment over 10 years, these grow to $2,355/year (MAIN) and $2,279/year (ARCC).
Does MAIN or ARCC pay monthly dividends?
MAIN pays monthly dividends. ARCC pays quarterly dividends. MAIN pays monthly, which is preferred by investors who need regular cash flow.
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⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.