Is ADLDY or BTI a better dividend investment in 2026?

ADLDY currently yields 24.63% with a 5% 5-year dividend growth rate. BTI yields 5.38% with 5% growth. The better choice depends on your goal: ADLDY offers higher current income.

What is the dividend yield difference between ADLDY and BTI?

ADLDY has a forward dividend yield of 24.63% ($2.00/share annually). BTI yields 5.38% ($3.15/share annually). The yield gap is 19.25 percentage points.

Home › Compare › ADLDY vs BTI

ADLDY vs BTI: Dividend Comparison 2026

ADLDY yields 24.63% · BTI yields 5.38%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 BTI wins by $13.5K in total portfolio value· pulled ahead in Year 4

INVESTMENT

TIME HORIZON10 years

ADLDY

● Live price

24.63%

Share price

$8.12

Annual div

$2.00

5Y div CAGR

-50%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$24.2K

Annual income

$2.96

Full ADLDY calculator →

BTI

● Live price

5.38%

Share price

$58.47

Annual div

$3.15

5Y div CAGR

11.3%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$37.7K

Annual income

$2,786.64

Full BTI calculator →

Portfolio growth — ADLDY vs BTI

📍 BTI pulled ahead of the other in Year 4

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	ADLDY	BTI
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, ADLDY + BTI cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

ADLDY pays

BTI pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

ADLDY

Annual income on $10K today (after 15% tax)

$2,093.60/yr

After 10yr DRIP, annual income (after tax)

$2.52/yr

BTI

Annual income on $10K today (after 15% tax)

$457.40/yr

After 10yr DRIP, annual income (after tax)

$2,368.64/yr

At 15% tax rate, BTI beats the other by $2,366.13/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of ADLDY + BTI for your $10,000?

ADLDY: 50%BTI: 50%

100% BTI50/50100% ADLDY

Portfolio after 10yr

$31.0K

Annual income

$1,394.80/yr

Blended yield

4.50%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on BTI right now

ADLDY

Analyst Ratings

Hold

Consensus: Hold

Altman Z

5.8

Piotroski

6/9

BTI

Analyst Ratings

Buy

Hold

Sell

Consensus: Buy

Price Target

$40.00

-31.6% upside vs current

Range: $40.00 — $40.00

Altman Z

2.1

Piotroski

7/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

ADLDY buys

BTI buys

No recent congressional trades found for ADLDY or BTI in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricADLDYBTI

Forward yield	24.63% ✓	5.38%
Annual dividend / share	$2.00	$3.15 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	-50%	11.3% ✓
Portfolio after 10y	$24.2K	$37.7K ✓
Annual income after 10y	$2.96	$2,786.64 ✓
Total dividends collected	$2.7K	$14.3K ✓
Payment frequency	quarterly	quarterly
Sector	Stock	Consumer Staples
Analyst consensus	Hold	Buy

Year-by-year: ADLDY vs BTI ($10,000, DRIP)

Year	ADLDY Portfolio	ADLDY Income/yr	BTI Portfolio	BTI Income/yr	Gap
1	$11,932	$1,231.53	$11,299	$598.92	+$633.00 → ADLDY
2	$13,453	$686.64	$12,794	$703.91	+$659.00 → ADLDY
3	$14,757	$361.78	$14,518	$829.07	+$239.00 → ADLDY
4← crossover	$15,975	$185.44	$16,513	$978.64	$538.00 → BTI
5	$17,187	$93.81	$18,827	$1,157.84	$1.6K → BTI
6	$18,438	$47.16	$21,518	$1,373.12	$3.1K → BTI
7	$19,752	$23.64	$24,657	$1,632.46	$4.9K → BTI
8	$21,146	$11.83	$28,329	$1,945.74	$7.2K → BTI
9	$22,633	$5.92	$32,637	$2,325.33	$10.0K → BTI
10	$24,220	$2.96	$37,708	$2,786.64	$13.5K → BTI

ADLDY vs BTI: Complete Analysis 2026

ADLDY — Stock

Adbri Limited manufactures, imports, distributes, and markets construction materials in Australia. The company operates in two segments: Cement, Lime, Concrete and Aggregates; and Masonry. It provides cement, lime, premixed concrete, aggregates, and sand; various concrete bricks, besser blocks, pavers, and retaining wall blocks; and industrial minerals comprising agricultural lime products, stockfield minerals and fillers for glass manufacturing, and quick and hydrated lime for industrial processing and water treatment applications. The company offers its products to residential and non-residential construction, engineering construction, industrial manufacturing, and mining markets. The company was formerly known as Adelaide Brighton Limited and changed its name to Adbri Limited in May 2020. Adbri Limited was founded in 1882 and is based in Sydney, Australia.

Full ADLDY Calculator →

BTI — Consumer Staples

British American Tobacco p.l.c. provides tobacco and nicotine products to consumers in the Americas, Europe, the Asia-Pacific, the Middle East, Africa, and the United States. It offers vapour, heated, and modern oral nicotine products; combustible cigarettes; and traditional oral products, such as snus and moist snuff. The company provides its products under the Vuse, glo, Velo, Grizzly, Kodiak, Dunhill, Kent, Lucky Strike, Pall Mall, Rothmans, Newport, Natural American Spirit, and Camel brands. The company distributes its products to retail outlets. British American Tobacco p.l.c. was founded in 1902 and is based in London, the United Kingdom.

Full BTI Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.