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ADS vs ADC: Dividend Comparison 2026

ADS yields 17.46% · ADC yields 4.13%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 ADC wins by $151.7K in total portfolio value· pulled ahead in Year 5
10 years
ADS
ADS
● Live price
17.46%
Share price
$56.80
Annual div
$9.92
5Y div CAGR
-29.2%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$27.2K
Annual income
$76.27
Full ADS calculator →
ADC
Agree Realty Corporation
● Live price
4.13%
Share price
$74.97
Annual div
$3.10
5Y div CAGR
40.4%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$178.9K
Annual income
$80,797.29
Full ADC calculator →

Portfolio growth — ADS vs ADC

📍 ADC pulled ahead of the other in Year 5

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodADSADC
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, ADS + ADC cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
ADS pays
ADC pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

ADS
Annual income on $10K today (after 15% tax)
$1,484.51/yr
After 10yr DRIP, annual income (after tax)
$64.83/yr
ADC
Annual income on $10K today (after 15% tax)
$351.36/yr
After 10yr DRIP, annual income (after tax)
$68,677.70/yr
At 15% tax rate, ADC beats the other by $68,612.87/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of ADS + ADC for your $10,000?

ADS: 50%ADC: 50%
100% ADC50/50100% ADS
Portfolio after 10yr
$103.1K
Annual income
$40,436.79/yr
Blended yield
39.23%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on ADC right now

ADS
Analyst Ratings
2
Hold
Consensus: Hold
Price Target
$103.63
+82.4% upside vs current
Range: $45.00 — $135.00
Altman Z
0.8
Piotroski
7/9
ADC
Analyst Ratings
1
Strong
22
Buy
9
Hold
Consensus: Buy
Price Target
$81.06
+8.1% upside vs current
Range: $75.00 — $84.50
Altman Z
1.6
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

ADS buys
0
ADC buys
0
No recent congressional trades found for ADS or ADC in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricADSADC
Forward yield17.46%4.13%
Annual dividend / share$9.92$3.10
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR-29.2%40.4%
Portfolio after 10y$27.2K$178.9K
Annual income after 10y$76.27$80,797.29
Total dividends collected$4.8K$156.7K
Payment frequencyquarterlymonthly
SectorStockREIT
Analyst consensusHoldBuy
Analyst price target$103.63$81.06

Year-by-year: ADS vs ADC ($10,000, DRIP)

YearADS PortfolioADS Income/yrADC PortfolioADC Income/yrGap
1$11,937$1,236.51$10,990$580.36+$947.00ADS
2$13,749$976.61$12,301$860.26+$1.4KADS
3$15,455$744.31$14,104$1,298.62+$1.4KADS
4$17,091$553.64$16,691$2,008.16+$400.00ADS
5← crossover$18,692$405.10$20,580$3,205.09$1.9KADC
6$20,294$293.16$26,754$5,330.02$6.5KADC
7$21,925$210.60$37,196$9,345.14$15.3KADC
8$23,611$150.55$56,244$17,523.09$32.6KADC
9$25,371$107.27$94,286$35,736.21$68.9KADC
10$27,223$76.27$178,949$80,797.29$151.7KADC

ADS vs ADC: Complete Analysis 2026

ADSStock

Bread Financial Holdings Inc. provides tech-forward payment and lending solutions to customers and consumer-based industries in North America. It offers credit card and other loans financing services, including risk management solutions, account origination, and funding services for approximately 130 private label and co-brand credit card programs, as well as through Bread partnerships to approximately 500 small-and medium-sized businesses merchants; and Comenity-branded general purpose cash-back credit. The company also manages and services the loans it originates for private label, co-brand, and general-purpose credit card programs and Bread BNPL (installment loans, split-pay) products; and provides marketing, and data and analytics services. In addition, it offers an enhanced digital suite that includes a unified software development kit, which provides access to its suite of products, as well as promotes credit payment options earlier in the shopping experience. Further, the company through Bread, a digital payments platform and robust suite of application programming interfaces allows merchants and partners to integrate online point-of-sale financing and other digital payment products, including installment and split-pay solutions. The company was formerly known as Alliance Data Systems Corporation and changed its name to Bread Financial Holdings Inc. in March 2022. Bread Financial Holdings Inc. was founded in 1996 and is headquartered in Columbus, Ohio.

Full ADS Calculator →

ADCREIT

Agree Realty Corporation is a publicly traded real estate investment trust primarily engaged in the acquisition and development of properties net leased to industry-leading retail tenants. As of September 30, 2020, the Company owned and operated a portfolio of 1,027 properties, located in 45 states and containing approximately 21.0 million square feet of gross leasable area. The Company's common stock is listed on the New York Stock Exchange under the symbol ADC.

Full ADC Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.