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ADS vs O: Dividend Comparison 2026

ADS yields 17.46% · O yields 5.28%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 O wins by $7.0K in total portfolio value· pulled ahead in Year 8
10 years
ADS
ADS
● Live price
17.46%
Share price
$56.80
Annual div
$9.92
5Y div CAGR
-29.2%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$27.2K
Annual income
$76.27
Full ADS calculator →
O
Realty Income Corporation
● Live price
5.28%
Share price
$61.15
Annual div
$3.23
5Y div CAGR
15.1%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$34.2K
Annual income
$5,102.74
Full O calculator →

Portfolio growth — ADS vs O

📍 O pulled ahead of the other in Year 8

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodADSO
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, ADS + O cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
ADS pays
O pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

ADS
Annual income on $10K today (after 15% tax)
$1,484.51/yr
After 10yr DRIP, annual income (after tax)
$64.83/yr
O
Annual income on $10K today (after 15% tax)
$449.12/yr
After 10yr DRIP, annual income (after tax)
$4,337.33/yr
At 15% tax rate, O beats the other by $4,272.50/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of ADS + O for your $10,000?

ADS: 50%O: 50%
100% O50/50100% ADS
Portfolio after 10yr
$30.7K
Annual income
$2,589.51/yr
Blended yield
8.43%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on O right now

ADS
Analyst Ratings
2
Hold
Consensus: Hold
Price Target
$103.63
+82.4% upside vs current
Range: $45.00 — $135.00
Altman Z
0.8
Piotroski
7/9
O
Analyst Ratings
13
Buy
18
Hold
3
Sell
Consensus: Hold
Price Target
$64.00
+4.7% upside vs current
Range: $60.00 — $69.00
Altman Z
1.0
Piotroski
5/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

ADS buys
0
O buys
0
No recent congressional trades found for ADS or O in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricADSO
Forward yield17.46%5.28%
Annual dividend / share$9.92$3.23
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR-29.2%15.1%
Portfolio after 10y$27.2K$34.2K
Annual income after 10y$76.27$5,102.74
Total dividends collected$4.8K$20.7K
Payment frequencyquarterlymonthly
SectorStockREIT
Analyst consensusHoldHold
Analyst price target$103.63$64.00

Year-by-year: ADS vs O ($10,000, DRIP)

YearADS PortfolioADS Income/yrO PortfolioO Income/yrGap
1$11,937$1,236.51$10,818$608.16+$1.1KADS
2$13,749$976.61$11,787$741.68+$2.0KADS
3$15,455$744.31$12,946$911.00+$2.5KADS
4$17,091$553.64$14,345$1,127.94+$2.7KADS
5$18,692$405.10$16,056$1,409.05+$2.6KADS
6$20,294$293.16$18,171$1,777.83+$2.1KADS
7$21,925$210.60$20,820$2,268.21+$1.1KADS
8← crossover$23,611$150.55$24,188$2,929.90$577.00O
9$25,371$107.27$28,533$3,837.11$3.2KO
10$27,223$76.27$34,235$5,102.74$7.0KO

ADS vs O: Complete Analysis 2026

ADSStock

Bread Financial Holdings Inc. provides tech-forward payment and lending solutions to customers and consumer-based industries in North America. It offers credit card and other loans financing services, including risk management solutions, account origination, and funding services for approximately 130 private label and co-brand credit card programs, as well as through Bread partnerships to approximately 500 small-and medium-sized businesses merchants; and Comenity-branded general purpose cash-back credit. The company also manages and services the loans it originates for private label, co-brand, and general-purpose credit card programs and Bread BNPL (installment loans, split-pay) products; and provides marketing, and data and analytics services. In addition, it offers an enhanced digital suite that includes a unified software development kit, which provides access to its suite of products, as well as promotes credit payment options earlier in the shopping experience. Further, the company through Bread, a digital payments platform and robust suite of application programming interfaces allows merchants and partners to integrate online point-of-sale financing and other digital payment products, including installment and split-pay solutions. The company was formerly known as Alliance Data Systems Corporation and changed its name to Bread Financial Holdings Inc. in March 2022. Bread Financial Holdings Inc. was founded in 1996 and is headquartered in Columbus, Ohio.

Full ADS Calculator →

OREIT

Realty Income, The Monthly Dividend Company, is an S&P 500 company dedicated to providing stockholders with dependable monthly income. The company is structured as a REIT, and its monthly dividends are supported by the cash flow from over 6,500 real estate properties owned under long-term lease agreements with our commercial clients. To date, the company has declared 608 consecutive common stock monthly dividends throughout its 52-year operating history and increased the dividend 109 times since Realty Income's public listing in 1994 (NYSE: O). The company is a member of the S&P 500 Dividend Aristocrats index. Additional information about the company can be obtained from the corporate website at www.realtyincome.com.

Full O Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.