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AFL vs HD: Dividend Comparison 2026

AFL yields 2.17% · HD yields 2.85%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 AFL wins by $91.81M in total portfolio value· pulled ahead in Year 2
10 years
AFL
AFL
● Live price
2.17%
Share price
$108.17
Annual div
$2.35
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$92.09M
Annual income
$84,603,960.82
Full AFL calculator →
HD
HD
● Live price
2.85%
Share price
$323.50
Annual div
$9.23
5Y div CAGR
53.4%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$279.0K
Annual income
$142,668.82
Full HD calculator →

Portfolio growth — AFL vs HD

📍 AFL pulled ahead of the other in Year 2

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodAFLHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, AFL + HD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
AFL pays
HD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

AFL
Annual income on $10K today (after 15% tax)
$184.66/yr
After 10yr DRIP, annual income (after tax)
$71,913,366.70/yr
HD
Annual income on $10K today (after 15% tax)
$242.52/yr
After 10yr DRIP, annual income (after tax)
$121,268.50/yr
At 15% tax rate, AFL beats the other by $71,792,098.20/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of AFL + HD for your $10,000?

AFL: 50%HD: 50%
100% HD50/50100% AFL
Portfolio after 10yr
$46.18M
Annual income
$42,373,314.82/yr
Blended yield
91.75%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on HD right now

AFL
Analyst Ratings
9
Buy
18
Hold
4
Sell
Consensus: Hold
Price Target
$113.83
+5.2% upside vs current
Range: $101.00 — $125.00
Altman Z
1.4
Piotroski
5/9
HD
Analyst Ratings
1
Strong
37
Buy
20
Hold
4
Sell
Consensus: Buy
Price Target
$408.08
+26.1% upside vs current
Range: $320.00 — $454.00
Altman Z
5.6
Piotroski
5/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

AFL buys
7
HD buys
0
PoliticianChamberTickerTypeAmountDate
Ro Khanna🏢 House$AFL▲ Buy$1,001 - $15,0002025-07-25
Shelley Moore Capito🏛 Senate$AFL▼ Sell$1,001 - $15,0002025-07-18
Shelley Moore Capito🏛 Senate$AFL▼ Sell$1,001 - $15,0002025-07-18
Carol Devine Miller🏢 House$AFL▲ Buy$1,001 - $15,0002025-03-10
Shelley Moore Capito🏛 Senate$AFL▼ Sell$1,001 - $15,0002025-01-17
Ro Khanna🏢 House$AFL▼ Sell$1,001 - $15,0002024-01-10
Ro Khanna🏢 House$AFL▼ Sell$15,001 - $50,0002023-10-31
Ro Khanna🏢 House$AFL▲ Buy$15,001 - $50,0002023-10-10
Ro Khanna🏢 House$AFL▼ Sell$15,001 - $50,0002023-08-03
Shelley Moore Capito🏛 Senate$AFL▼ Sell$1,001 - $15,0002023-08-02
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricAFLHD
Forward yield2.17%2.85%
Annual dividend / share$2.35$9.23
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR100%53.4%
Portfolio after 10y$92.09M$279.0K
Annual income after 10y$84,603,960.82$142,668.82
Total dividends collected$91.49M$244.1K
Payment frequencyquarterlyquarterly
SectorFinancialsConsumer Discretionary
Analyst consensusHoldBuy
Analyst price target$113.83$408.08

Year-by-year: AFL vs HD ($10,000, DRIP)

YearAFL PortfolioAFL Income/yrHD PortfolioHD Income/yrGap
1$11,135$434.50$11,138$437.68$3.00HD
2← crossover$12,818$904.29$12,616$698.86+$202.00AFL
3$15,661$1,945.86$14,634$1,134.92+$1.0KAFL
4$21,201$4,443.84$17,546$1,887.33+$3.7KAFL
5$33,930$11,244.55$22,018$3,244.11+$11.9KAFL
6$69,941$33,636.25$29,396$5,836.38+$40.5KAFL
7$204,437$129,599.44$42,625$11,170.93+$161.8KAFL
8$926,813$708,065.90$68,831$23,222.23+$858.0KAFL
9$6,991,715$6,000,024.58$127,410$53,760.90+$6.86MAFL
10$92,085,096$84,603,960.82$278,997$142,668.82+$91.81MAFL

AFL vs HD: Complete Analysis 2026

AFLFinancials

Aflac Incorporated, through its subsidiaries, provides supplemental health and life insurance products. It operates through two segments, Aflac Japan and Aflac U.S. The Aflac Japan segment offers cancer, medical, nursing care income support, GIFT, and whole and term life insurance products, as well as WAYS and child endowment plans under saving type insurance products in Japan. The Aflac U.S. segment provides cancer, accident, short-term disability, critical illness, hospital indemnity, dental, vision, long-term care and disability, and term and whole life insurance products in the United States. It sells its products through sales associates, brokers, independent corporate agencies, individual agencies, and affiliated corporate agencies. The company was founded in 1955 and is based in Columbus, Georgia.

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HDConsumer Discretionary

The Home Depot, Inc. operates as a home improvement retailer. It operates The Home Depot stores that sell various building materials, home improvement products, lawn and garden products, and décor products, as well as facilities maintenance, repair, and operations products The company also offers installation services for flooring, cabinets and cabinet makeovers, countertops, furnaces and central air systems, and windows. In addition, it provides tool and equipment rental services. The company primarily serves homeowners; and professional renovators/remodelers, general contractors, maintenance professionals, handymen, property managers, building service contractors, and specialty tradesmen, such as electricians, plumbers, and painters. It also sells its products through websites, including homedepot.com; blinds.com, an online site for custom window coverings; and thecompanystore.com, an online site for textiles and décor products. As of December 31, 2021, the company operated 2,317 stores in the United States. The Home Depot, Inc. was incorporated in 1978 and is based in Atlanta, Georgia.

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.