Is AFL or ROL a better dividend investment in 2026?

AFL currently yields 2.17% with a 5% 5-year dividend growth rate. ROL yields 1.38% with 5% growth. The better choice depends on your goal: AFL offers higher current income.

What is the dividend yield difference between AFL and ROL?

AFL has a forward dividend yield of 2.17% ($2.35/share annually). ROL yields 1.38% ($0.73/share annually). The yield gap is 0.79 percentage points.

Home › Compare › AFL vs ROL

AFL vs ROL: Dividend Comparison 2026

AFL yields 2.17% · ROL yields 1.38%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 AFL wins by $77.91M in total portfolio value

INVESTMENT

TIME HORIZON10 years

AFL

● Live price

2.17%

Share price

$108.17

Annual div

$2.35

5Y div CAGR

100%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$92.09M

Annual income

$84,603,960.82

Full AFL calculator →

ROL

● Live price

1.38%

Share price

$53.04

Annual div

$0.73

5Y div CAGR

100%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$14.17M

Annual income

$12,435,164.79

Full ROL calculator →

Portfolio growth — AFL vs ROL

📍 AFL pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	AFL	ROL
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, AFL + ROL cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

AFL pays

ROL pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

AFL

Annual income on $10K today (after 15% tax)

$184.66/yr

After 10yr DRIP, annual income (after tax)

$71,913,366.70/yr

ROL

Annual income on $10K today (after 15% tax)

$116.99/yr

After 10yr DRIP, annual income (after tax)

$10,569,890.07/yr

At 15% tax rate, AFL beats the other by $61,343,476.63/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of AFL + ROL for your $10,000?

AFL: 50%ROL: 50%

100% ROL50/50100% AFL

Portfolio after 10yr

$53.13M

Annual income

$48,519,562.80/yr

Blended yield

91.33%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on ROL right now

AFL

Analyst Ratings

Buy

Hold

Sell

Consensus: Hold

Price Target

$113.83

+5.2% upside vs current

Range: $101.00 — $125.00

Altman Z

1.4

Piotroski

5/9

ROL

Analyst Ratings

Buy

Hold

Consensus: Hold

Price Target

$64.00

+20.7% upside vs current

Range: $52.00 — $72.00

Altman Z

10.9

Piotroski

5/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

AFL buys

ROL buys

Politician	Chamber	Ticker	Type	Amount	Date
Ro Khanna	🏢 House	$AFL	▲ Buy	$1,001 - $15,000	2025-07-25
Shelley Moore Capito	🏛 Senate	$AFL	▼ Sell	$1,001 - $15,000	2025-07-18
Shelley Moore Capito	🏛 Senate	$AFL	▼ Sell	$1,001 - $15,000	2025-07-18
Carol Devine Miller	🏢 House	$AFL	▲ Buy	$1,001 - $15,000	2025-03-10
Shelley Moore Capito	🏛 Senate	$AFL	▼ Sell	$1,001 - $15,000	2025-01-17
Ro Khanna	🏢 House	$AFL	▼ Sell	$1,001 - $15,000	2024-01-10
Ro Khanna	🏢 House	$AFL	▼ Sell	$15,001 - $50,000	2023-10-31
Ro Khanna	🏢 House	$AFL	▲ Buy	$15,001 - $50,000	2023-10-10
Ro Khanna	🏢 House	$AFL	▼ Sell	$15,001 - $50,000	2023-08-03
Shelley Moore Capito	🏛 Senate	$AFL	▼ Sell	$1,001 - $15,000	2023-08-02

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricAFLROL

Forward yield	2.17% ✓	1.38%
Annual dividend / share	$2.35 ✓	$0.73
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	100%	100%
Portfolio after 10y	$92.09M ✓	$14.17M
Annual income after 10y	$84,603,960.82 ✓	$12,435,164.79
Total dividends collected	$91.49M ✓	$14.01M
Payment frequency	quarterly	quarterly
Sector	Financials	Industrials
Analyst consensus	Hold	Hold
Analyst price target	$113.83 ✓	$64.00

Year-by-year: AFL vs ROL ($10,000, DRIP)

Year	AFL Portfolio	AFL Income/yr	ROL Portfolio	ROL Income/yr	Gap
1← crossover	$11,135	$434.50	$10,975	$275.26	+$160.00 → AFL
2	$12,818	$904.29	$12,308	$564.69	+$510.00 → AFL
3	$15,661	$1,945.86	$14,353	$1,183.69	+$1.3K → AFL
4	$21,201	$4,443.84	$17,938	$2,580.15	+$3.3K → AFL
5	$33,930	$11,244.55	$25,221	$6,027.23	+$8.7K → AFL
6	$69,941	$33,636.25	$42,827	$15,839.73	+$27.1K → AFL
7	$204,437	$129,599.44	$96,098	$50,273.53	+$108.3K → AFL
8	$926,813	$708,065.90	$313,681	$210,856.41	+$613.1K → AFL
9	$6,991,715	$6,000,024.58	$1,622,132	$1,286,493.33	+$5.37M → AFL
10	$92,085,096	$84,603,960.82	$14,170,846	$12,435,164.79	+$77.91M → AFL

AFL vs ROL: Complete Analysis 2026

AFL — Financials

Aflac Incorporated, through its subsidiaries, provides supplemental health and life insurance products. It operates through two segments, Aflac Japan and Aflac U.S. The Aflac Japan segment offers cancer, medical, nursing care income support, GIFT, and whole and term life insurance products, as well as WAYS and child endowment plans under saving type insurance products in Japan. The Aflac U.S. segment provides cancer, accident, short-term disability, critical illness, hospital indemnity, dental, vision, long-term care and disability, and term and whole life insurance products in the United States. It sells its products through sales associates, brokers, independent corporate agencies, individual agencies, and affiliated corporate agencies. The company was founded in 1955 and is based in Columbus, Georgia.

Full AFL Calculator →

ROL — Industrials

Rollins, Inc., through its subsidiaries, provides pest and wildlife control services to residential and commercial customers in the United States and internationally. The company offers pest control services to residential properties protecting from common pests, including rodents, insects, and wildlife. It also provides workplace pest control solutions for customers across various end markets, such as healthcare, foodservice, and logistics. In addition, the company offers traditional and baiting termite protection, as well as ancillary services. It serves clients directly, as well as through franchisee operations. Rollins, Inc. was incorporated in 1948 and is headquartered in Atlanta, Georgia.

Full ROL Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.