HomeCompareAFTPY vs BTI

AFTPY vs BTI: Dividend Comparison 2026

AFTPY yields 4.90% · BTI yields 5.40%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 BTI wins by $10.2K in total portfolio value
10 years
AFTPY
AFTPY
● Live price
4.90%
Share price
$40.82
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$27.6K
Annual income
$670.38
Full AFTPY calculator →
BTI
BTI
● Live price
5.40%
Share price
$58.26
Annual div
$3.15
5Y div CAGR
11.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$37.8K
Annual income
$2,802.29
Full BTI calculator →

Portfolio growth — AFTPY vs BTI

📍 BTI pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodAFTPYBTI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, AFTPY + BTI cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
AFTPY pays
BTI pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

AFTPY
Annual income on $10K today (after 15% tax)
$416.46/yr
After 10yr DRIP, annual income (after tax)
$569.82/yr
BTI
Annual income on $10K today (after 15% tax)
$459.05/yr
After 10yr DRIP, annual income (after tax)
$2,381.95/yr
At 15% tax rate, BTI beats the other by $1,812.12/year in after-tax income after 10 years on $10,000
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Lazy Portfolio Split Optimizer

What's the optimal mix of AFTPY + BTI for your $10,000?

AFTPY: 50%BTI: 50%
100% BTI50/50100% AFTPY
Portfolio after 10yr
$32.7K
Annual income
$1,736.33/yr
Blended yield
5.31%
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Analyst Conviction Gap

Where Wall Street is most bullish on BTI right now

AFTPY
No analyst data
BTI
Analyst Ratings
12
Buy
4
Hold
2
Sell
Consensus: Buy
Price Target
$40.00
-31.3% upside vs current
Range: $40.00 — $40.00
Altman Z
2.1
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

AFTPY buys
0
BTI buys
0
No recent congressional trades found for AFTPY or BTI in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricAFTPYBTI
Forward yield4.90%5.40%
Annual dividend / share$2.00$3.15
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%11.3%
Portfolio after 10y$27.6K$37.8K
Annual income after 10y$670.38$2,802.29
Total dividends collected$5.8K$14.4K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: AFTPY vs BTI ($10,000, DRIP)

YearAFTPY PortfolioAFTPY Income/yrBTI PortfolioBTI Income/yrGap
1← crossover$11,190$489.96$11,301$601.08$111.00BTI
2$12,486$512.39$12,799$706.58$313.00BTI
3$13,894$534.32$14,527$832.38$633.00BTI
4$15,422$555.69$16,527$982.75$1.1KBTI
5$17,078$576.46$18,846$1,162.95$1.8KBTI
6$18,870$596.60$21,545$1,379.49$2.7KBTI
7$20,807$616.07$24,694$1,640.41$3.9KBTI
8$22,899$634.87$28,378$1,955.69$5.5KBTI
9$25,155$652.98$32,702$2,337.79$7.5KBTI
10$27,586$670.38$37,794$2,802.29$10.2KBTI

AFTPY vs BTI: Complete Analysis 2026

AFTPYStock

Afterpay Limited, together with its subsidiaries, provides payments solutions to customers, merchants, and businesses. Its Afterpay Asia Pacific segment operates the Afterpay platforms in Australia, New Zealand, and Asia. The company's Afterpay North America segment operates the Afterpay platforms in the United States and Canada. Its Clearpay segment operates the Clearpay platforms in the United Kingdom and Europe. The company's Pay Now segment provides mobility, health, and e-services. The company was formerly known as Afterpay Touch Group Limited and changed its name to Afterpay Limited in November 2019. Afterpay Limited was incorporated in 2017 and is based in Melbourne, Australia. As of January 31, 2022, Afterpay Limited operates as a subsidiary of Lanai (AU) 2 Pty Ltd.

Full AFTPY Calculator →

BTIConsumer Staples

British American Tobacco p.l.c. provides tobacco and nicotine products to consumers in the Americas, Europe, the Asia-Pacific, the Middle East, Africa, and the United States. It offers vapour, heated, and modern oral nicotine products; combustible cigarettes; and traditional oral products, such as snus and moist snuff. The company provides its products under the Vuse, glo, Velo, Grizzly, Kodiak, Dunhill, Kent, Lucky Strike, Pall Mall, Rothmans, Newport, Natural American Spirit, and Camel brands. The company distributes its products to retail outlets. British American Tobacco p.l.c. was founded in 1902 and is based in London, the United Kingdom.

Full BTI Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.