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AGRUF vs BTI: Dividend Comparison 2026

AGRUF yields 4.25% · BTI yields 5.38%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 BTI wins by $13.2K in total portfolio value
10 years
AGRUF
AGRUF
● Live price
4.25%
Share price
$20.60
Annual div
$0.88
5Y div CAGR
-5.9%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$24.6K
Annual income
$285.58
Full AGRUF calculator →
BTI
BTI
● Live price
5.38%
Share price
$58.47
Annual div
$3.15
5Y div CAGR
11.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$37.7K
Annual income
$2,786.64
Full BTI calculator →

Portfolio growth — AGRUF vs BTI

📍 BTI pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodAGRUFBTI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, AGRUF + BTI cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
AGRUF pays
BTI pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

AGRUF
Annual income on $10K today (after 15% tax)
$361.50/yr
After 10yr DRIP, annual income (after tax)
$242.74/yr
BTI
Annual income on $10K today (after 15% tax)
$457.40/yr
After 10yr DRIP, annual income (after tax)
$2,368.64/yr
At 15% tax rate, BTI beats the other by $2,125.90/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of AGRUF + BTI for your $10,000?

AGRUF: 50%BTI: 50%
100% BTI50/50100% AGRUF
Portfolio after 10yr
$31.1K
Annual income
$1,536.11/yr
Blended yield
4.93%
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Analyst Conviction Gap

Where Wall Street is most bullish on BTI right now

AGRUF
No analyst data
Altman Z
3.2
Piotroski
7/9
BTI
Analyst Ratings
12
Buy
4
Hold
2
Sell
Consensus: Buy
Price Target
$40.00
-31.6% upside vs current
Range: $40.00 — $40.00
Altman Z
2.1
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

AGRUF buys
0
BTI buys
0
No recent congressional trades found for AGRUF or BTI in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricAGRUFBTI
Forward yield4.25%5.38%
Annual dividend / share$0.88$3.15
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR-5.9%11.3%
Portfolio after 10y$24.6K$37.7K
Annual income after 10y$285.58$2,786.64
Total dividends collected$3.5K$14.3K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: AGRUF vs BTI ($10,000, DRIP)

YearAGRUF PortfolioAGRUF Income/yrBTI PortfolioBTI Income/yrGap
1← crossover$11,100$400.20$11,299$598.92$199.00BTI
2$12,268$390.67$12,794$703.91$526.00BTI
3$13,506$379.71$14,518$829.07$1.0KBTI
4$14,819$367.65$16,513$978.64$1.7KBTI
5$16,212$354.76$18,827$1,157.84$2.6KBTI
6$17,688$341.30$21,518$1,373.12$3.8KBTI
7$19,253$327.48$24,657$1,632.46$5.4KBTI
8$20,915$313.49$28,329$1,945.74$7.4KBTI
9$22,678$299.48$32,637$2,325.33$10.0KBTI
10$24,551$285.58$37,708$2,786.64$13.2KBTI

AGRUF vs BTI: Complete Analysis 2026

AGRUFStock

AF Gruppen ASA, a contracting and industrial company, engages in civil engineering, construction, property, energy, environment, and offshore businesses primarily in Norway and Sweden. The company's Civil Engineering business area undertakes civil engineering and niche projects related to roads and railways, port facilities, airports, tunnels, foundation work, power, and energy, as well as onshore facilities for oil and gas. Its Construction business area develops, engineers, and constructs commercial, residential, and public buildings, as well as rehabilitation projects. The company's Betonmast business area operates as building contractor for large residential properties, and commercial and public buildings; and develops properties. Its Property business area develops residential units and commercial buildings. The company's Energy and Environment business area provides smart and energy efficient services for buildings and industry; and demolition and recycling services. Its Sweden business area engages in construction, civil engineering, property, and environmental activities. The company's offshore business area undertakes the removal, demolition, and recycling of offshore installations; and construction, modification, and maintenance works related to cranes, modules, and rig services, as well as heating, ventilation, air conditioning, and cooling systems. AF Gruppen ASA was founded in 1985 and is headquartered in Oslo, Norway.

Full AGRUF Calculator →

BTIConsumer Staples

British American Tobacco p.l.c. provides tobacco and nicotine products to consumers in the Americas, Europe, the Asia-Pacific, the Middle East, Africa, and the United States. It offers vapour, heated, and modern oral nicotine products; combustible cigarettes; and traditional oral products, such as snus and moist snuff. The company provides its products under the Vuse, glo, Velo, Grizzly, Kodiak, Dunhill, Kent, Lucky Strike, Pall Mall, Rothmans, Newport, Natural American Spirit, and Camel brands. The company distributes its products to retail outlets. British American Tobacco p.l.c. was founded in 1902 and is based in London, the United Kingdom.

Full BTI Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.