HomeCompareAIBGY vs BTI

AIBGY vs BTI: Dividend Comparison 2026

AIBGY yields 10.40% · BTI yields 5.38%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 AIBGY wins by $565009.81M in total portfolio value
10 years
AIBGY
AIBGY
● Live price
10.40%
Share price
$20.97
Annual div
$2.18
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$565009.85M
Annual income
$554,758,436,126.35
Full AIBGY calculator →
BTI
BTI
● Live price
5.38%
Share price
$58.47
Annual div
$3.15
5Y div CAGR
11.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$37.7K
Annual income
$2,786.64
Full BTI calculator →

Portfolio growth — AIBGY vs BTI

📍 AIBGY pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodAIBGYBTI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, AIBGY + BTI cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
AIBGY pays
BTI pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

AIBGY
Annual income on $10K today (after 15% tax)
$883.64/yr
After 10yr DRIP, annual income (after tax)
$471,544,670,707.40/yr
BTI
Annual income on $10K today (after 15% tax)
$457.40/yr
After 10yr DRIP, annual income (after tax)
$2,368.64/yr
At 15% tax rate, AIBGY beats the other by $471,544,668,338.75/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of AIBGY + BTI for your $10,000?

AIBGY: 50%BTI: 50%
100% BTI50/50100% AIBGY
Portfolio after 10yr
$282504.94M
Annual income
$277,379,219,456.49/yr
Blended yield
98.19%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on BTI right now

AIBGY
Analyst Ratings
1
Hold
Consensus: Hold
Altman Z
0.6
Piotroski
6/9
BTI
Analyst Ratings
12
Buy
4
Hold
2
Sell
Consensus: Buy
Price Target
$40.00
-31.6% upside vs current
Range: $40.00 — $40.00
Altman Z
2.1
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

AIBGY buys
0
BTI buys
0
No recent congressional trades found for AIBGY or BTI in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricAIBGYBTI
Forward yield10.40%5.38%
Annual dividend / share$2.18$3.15
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR100%11.3%
Portfolio after 10y$565009.85M$37.7K
Annual income after 10y$554,758,436,126.35$2,786.64
Total dividends collected$564316.92M$14.3K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples
Analyst consensusHoldBuy

Year-by-year: AIBGY vs BTI ($10,000, DRIP)

YearAIBGY PortfolioAIBGY Income/yrBTI PortfolioBTI Income/yrGap
1← crossover$12,779$2,079.16$11,299$598.92+$1.5KAIBGY
2$18,640$4,966.34$12,794$703.91+$5.8KAIBGY
3$33,485$13,540.27$14,518$829.07+$19.0KAIBGY
4$81,294$45,465.14$16,513$978.64+$64.8KAIBGY
5$293,301$206,315.86$18,827$1,157.84+$274.5KAIBGY
6$1,705,168$1,391,336.61$21,518$1,373.12+$1.68MAIBGY
7$16,943,863$15,119,332.79$24,657$1,632.46+$16.92MAIBGY
8$298,947,333$280,817,399.66$28,329$1,945.74+$298.92MAIBGY
9$9,580,758,532$9,260,884,885.71$32,637$2,325.33+$9580.73MAIBGY
10$565,009,847,756$554,758,436,126.35$37,708$2,786.64+$565009.81MAIBGY

AIBGY vs BTI: Complete Analysis 2026

AIBGYStock

AIB Group plc provides banking and financial products and services to retail, business, and corporate customers. It operates through Retail Banking, Corporate Institutional & Business Banking, AIB UK, and Group segments. The company offers current and savings accounts, demand deposits, notice deposits, fixed term deposits, junior/student saver deposits, and currency deposits. AIB Group plc also provides personal, car, home improvement, education, business, farm development, startup, farm investment, future growth, and brexit loans; graduate, corporate, asset, energy efficiency, forestry, invoice, prompt pay and insurance premium, debt, real estate, and trade finance; business and farmer credit line, government credit guarantees, and overdrafts; and venture capital funds, as well as mortgages. In addition, the company offers credit and debit cards; investment funds; life, home, car, travel, and business succession insurance products; and pension products. Further, it provides payment, merchant, cash management, FX rates, foreign currency and interest rate risk management, exporting, international cash flow management, foreign exchange, and interest rate fluctuation management services; and trade finance products, such as documentary collections, import and export letter of credit, standby letter of credit, and bank guarantees. AIB Group plc operates through a network of 296 locations in the Republic of Ireland and 29 locations in the United Kingdom. The company was formerly known as Allied Irish Banks, p.l.c. and changed its name to AIB Group plc in December 2017. AIB Group plc was founded in 1825 and is headquartered in Dublin, Ireland.

Full AIBGY Calculator →

BTIConsumer Staples

British American Tobacco p.l.c. provides tobacco and nicotine products to consumers in the Americas, Europe, the Asia-Pacific, the Middle East, Africa, and the United States. It offers vapour, heated, and modern oral nicotine products; combustible cigarettes; and traditional oral products, such as snus and moist snuff. The company provides its products under the Vuse, glo, Velo, Grizzly, Kodiak, Dunhill, Kent, Lucky Strike, Pall Mall, Rothmans, Newport, Natural American Spirit, and Camel brands. The company distributes its products to retail outlets. British American Tobacco p.l.c. was founded in 1902 and is based in London, the United Kingdom.

Full BTI Calculator →
📬

Get this AIBGY vs BTI comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

AIBGY vs SCHDAIBGY vs JEPIAIBGY vs OAIBGY vs KOAIBGY vs MAIN

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.