Is AJOY or BTI a better dividend investment in 2026?

AJOY currently yields 90909.09% with a 5% 5-year dividend growth rate. BTI yields 5.38% with 5% growth. The better choice depends on your goal: AJOY offers higher current income.

What is the dividend yield difference between AJOY and BTI?

AJOY has a forward dividend yield of 90909.09% ($2.00/share annually). BTI yields 5.38% ($3.15/share annually). The yield gap is 90903.71 percentage points.

Home › Compare › AJOY vs BTI

AJOY vs BTI: Dividend Comparison 2026

AJOY yields 90909.09% · BTI yields 5.38%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 AJOY wins by $1.8657767678438335e+26M in total portfolio value

INVESTMENT

TIME HORIZON10 years

AJOY

● Live price

90909.09%

Share price

$0.00

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$1.8657767678438335e+26M

Annual income

$186,174,819,330,989,220,000,000,000,000,000.00

Full AJOY calculator →

BTI

● Live price

5.38%

Share price

$58.47

Annual div

$3.15

5Y div CAGR

11.3%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$37.7K

Annual income

$2,786.64

Full BTI calculator →

Portfolio growth — AJOY vs BTI

📍 AJOY pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	AJOY	BTI
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, AJOY + BTI cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

AJOY pays

BTI pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

AJOY

Annual income on $10K today (after 15% tax)

$7,727,272.73/yr

After 10yr DRIP, annual income (after tax)

$158,248,596,431,340,840,000,000,000,000,000.00/yr

BTI

Annual income on $10K today (after 15% tax)

$457.40/yr

After 10yr DRIP, annual income (after tax)

$2,368.64/yr

At 15% tax rate, AJOY beats the other by $158,248,596,431,340,840,000,000,000,000,000.00/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of AJOY + BTI for your $10,000?

AJOY: 50%BTI: 50%

100% BTI50/50100% AJOY

Portfolio after 10yr

$9.328883839219167e+25M

Annual income

$93,087,409,665,494,610,000,000,000,000,000.00/yr

Blended yield

99.78%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on BTI right now

AJOY

No analyst data

Altman Z

-1115.3

Piotroski

3/9

BTI

Analyst Ratings

Buy

Hold

Sell

Consensus: Buy

Price Target

$40.00

-31.6% upside vs current

Range: $40.00 — $40.00

Altman Z

2.1

Piotroski

7/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

AJOY buys

BTI buys

No recent congressional trades found for AJOY or BTI in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricAJOYBTI

Forward yield	90909.09% ✓	5.38%
Annual dividend / share	$2.00	$3.15 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	11.3% ✓
Portfolio after 10y	$1.8657767678438335e+26M	$37.7K ✓
Annual income after 10y	$186,174,819,330,989,220,000,000,000,000,000.00 ✓	$2,786.64
Total dividends collected	$1.865512718252454e+26M	$14.3K ✓
Payment frequency	quarterly	quarterly
Sector	Stock	Consumer Staples

Year-by-year: AJOY vs BTI ($10,000, DRIP)

Year	AJOY Portfolio	AJOY Income/yr	BTI Portfolio	BTI Income/yr	Gap
1← crossover	$9,101,609	$9,090,909.09	$11,299	$598.92	+$9.09M → AJOY
2	$7,742,626,649	$7,732,887,927.71	$12,794	$703.91	+$7742.61M → AJOY
3	$6,156,202,768,855	$6,147,918,158,340.57	$14,518	$829.07	+$6156202.75M → AJOY
4	$4,575,037,364,168,400	$4,568,450,227,205,725.00	$16,513	$978.64	+$4575037364.15M → AJOY
5	$3,177,871,744,582,025,000	$3,172,976,454,602,365,000.00	$18,827	$1,157.84	+$3177871744582.01M → AJOY
6	$2,063,199,081,001,827,700,000	$2,059,798,758,235,125,000,000.00	$21,518	$1,373.12	+$2063199081001827.75M → AJOY
7	$1,252,022,771,935,710,300,000,000	$1,249,815,148,919,038,400,000,000.00	$24,657	$1,632.46	+$1252022771935710208.00M → AJOY
8	$710,154,989,871,965,200,000,000,000	$708,815,325,505,994,000,000,000,000.00	$28,329	$1,945.74	+$710154989871965274112.00M → AJOY
9	$376,502,292,891,686,800,000,000,000,000	$375,742,427,052,523,800,000,000,000,000.00	$32,637	$2,325.33	+$3.7650229289168676e+23M → AJOY
10	$186,577,676,784,383,340,000,000,000,000,000	$186,174,819,330,989,220,000,000,000,000,000.00	$37,708	$2,786.64	+$1.8657767678438335e+26M → AJOY

AJOY vs BTI: Complete Analysis 2026

AJOY — Stock

Ayujoy Herbals Ltd., a research and testing organization, provides technical and regulatory consulting for biotechnical products, pharmaceuticals, diagnostics, medical equipment, and devices. The company serves various pharmaceutical companies in India and Southeast Asia to get FDA approval and facilitate exports of pharmaceuticals, and medical products and devices to the United States. Its services include analytical QC, QA functions, readiness for inspections, compliance, validation, clinical trial management, regulatory/legal, preparation of regulatory filings, compliance assessments, risk assessments, mock FDA audits, medical device support, CMC support, GMP training, facility layout consulting, and training, as well as utilities, process, IT, computer, and cleaning validation services. The company was incorporated in 2008 and is based in Mumbai, India.

Full AJOY Calculator →

BTI — Consumer Staples

British American Tobacco p.l.c. provides tobacco and nicotine products to consumers in the Americas, Europe, the Asia-Pacific, the Middle East, Africa, and the United States. It offers vapour, heated, and modern oral nicotine products; combustible cigarettes; and traditional oral products, such as snus and moist snuff. The company provides its products under the Vuse, glo, Velo, Grizzly, Kodiak, Dunhill, Kent, Lucky Strike, Pall Mall, Rothmans, Newport, Natural American Spirit, and Camel brands. The company distributes its products to retail outlets. British American Tobacco p.l.c. was founded in 1902 and is based in London, the United Kingdom.

Full BTI Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.