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ALMFF vs BTI: Dividend Comparison 2026

ALMFF yields 0.81% · BTI yields 5.38%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 ALMFF wins by $107.2K in total portfolio value· pulled ahead in Year 7
10 years
ALMFF
ALMFF
● Live price
0.81%
Share price
$48.00
Annual div
$0.39
5Y div CAGR
72.4%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$144.9K
Annual income
$70,898.23
Full ALMFF calculator →
BTI
BTI
● Live price
5.38%
Share price
$58.47
Annual div
$3.15
5Y div CAGR
11.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$37.7K
Annual income
$2,786.64
Full BTI calculator →

Portfolio growth — ALMFF vs BTI

📍 ALMFF pulled ahead of the other in Year 7

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodALMFFBTI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, ALMFF + BTI cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
ALMFF pays
BTI pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

ALMFF
Annual income on $10K today (after 15% tax)
$69.06/yr
After 10yr DRIP, annual income (after tax)
$60,263.50/yr
BTI
Annual income on $10K today (after 15% tax)
$457.40/yr
After 10yr DRIP, annual income (after tax)
$2,368.64/yr
At 15% tax rate, ALMFF beats the other by $57,894.85/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of ALMFF + BTI for your $10,000?

ALMFF: 50%BTI: 50%
100% BTI50/50100% ALMFF
Portfolio after 10yr
$91.3K
Annual income
$36,842.43/yr
Blended yield
40.35%
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Analyst Conviction Gap

Where Wall Street is most bullish on BTI right now

ALMFF
No analyst data
Altman Z
33.5
Piotroski
4/9
BTI
Analyst Ratings
12
Buy
4
Hold
2
Sell
Consensus: Buy
Price Target
$40.00
-31.6% upside vs current
Range: $40.00 — $40.00
Altman Z
2.1
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

ALMFF buys
0
BTI buys
0
No recent congressional trades found for ALMFF or BTI in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricALMFFBTI
Forward yield0.81%5.38%
Annual dividend / share$0.39$3.15
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR72.4%11.3%
Portfolio after 10y$144.9K$37.7K
Annual income after 10y$70,898.23$2,786.64
Total dividends collected$118.4K$14.3K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: ALMFF vs BTI ($10,000, DRIP)

YearALMFF PortfolioALMFF Income/yrBTI PortfolioBTI Income/yrGap
1$10,840$140.08$11,299$598.92$459.00BTI
2$11,844$244.65$12,794$703.91$950.00BTI
3$13,103$430.67$14,518$829.07$1.4KBTI
4$14,788$767.72$16,513$978.64$1.7KBTI
5$17,219$1,396.01$18,827$1,157.84$1.6KBTI
6$21,044$2,619.06$21,518$1,373.12$474.00BTI
7← crossover$27,674$5,157.10$24,657$1,632.46+$3.0KALMFF
8$40,538$10,927.14$28,329$1,945.74+$12.2KALMFF
9$69,166$25,790.15$32,637$2,325.33+$36.5KALMFF
10$144,906$70,898.23$37,708$2,786.64+$107.2KALMFF

ALMFF vs BTI: Complete Analysis 2026

ALMFFStock

Altium Limited develops and sells computer software for the design of electronic products in the United States and internationally. It operates through two segments: Board and Systems; and Nexar. The company offers printed circuit board (PCB) design software products, including Altium Designer, Altium NEXUS, CircuitStudio, and CircuitMaker. It also provides Altium 365 cloud platform; Altium Concord Pro, a solution for library management; and Octopart, search engine for electronic parts. The company serves automotive, military/aerospace, bioscience and medical, communication, contract engineering, consumer electronics, education, entertainment, and industrial systems industries. Altium Limited was founded in 1985 and is headquartered in La Jolla, California.

Full ALMFF Calculator →

BTIConsumer Staples

British American Tobacco p.l.c. provides tobacco and nicotine products to consumers in the Americas, Europe, the Asia-Pacific, the Middle East, Africa, and the United States. It offers vapour, heated, and modern oral nicotine products; combustible cigarettes; and traditional oral products, such as snus and moist snuff. The company provides its products under the Vuse, glo, Velo, Grizzly, Kodiak, Dunhill, Kent, Lucky Strike, Pall Mall, Rothmans, Newport, Natural American Spirit, and Camel brands. The company distributes its products to retail outlets. British American Tobacco p.l.c. was founded in 1902 and is based in London, the United Kingdom.

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.