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AMBK vs BTI: Dividend Comparison 2026

AMBK yields 3.83% · BTI yields 5.38%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 BTI wins by $1.4K in total portfolio value
10 years
AMBK
AMBK
● Live price
3.83%
Share price
$17.77
Annual div
$0.68
5Y div CAGR
16.6%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$36.3K
Annual income
$3,007.54
Full AMBK calculator →
BTI
BTI
● Live price
5.38%
Share price
$58.47
Annual div
$3.15
5Y div CAGR
11.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$37.7K
Annual income
$2,786.64
Full BTI calculator →

Portfolio growth — AMBK vs BTI

📍 BTI pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodAMBKBTI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, AMBK + BTI cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
AMBK pays
BTI pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

AMBK
Annual income on $10K today (after 15% tax)
$325.27/yr
After 10yr DRIP, annual income (after tax)
$2,556.41/yr
BTI
Annual income on $10K today (after 15% tax)
$457.40/yr
After 10yr DRIP, annual income (after tax)
$2,368.64/yr
At 15% tax rate, AMBK beats the other by $187.77/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of AMBK + BTI for your $10,000?

AMBK: 50%BTI: 50%
100% BTI50/50100% AMBK
Portfolio after 10yr
$37.0K
Annual income
$2,897.09/yr
Blended yield
7.83%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on BTI right now

AMBK
No analyst data
Altman Z
0.3
Piotroski
6/9
BTI
Analyst Ratings
12
Buy
4
Hold
2
Sell
Consensus: Buy
Price Target
$40.00
-31.6% upside vs current
Range: $40.00 — $40.00
Altman Z
2.1
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

AMBK buys
0
BTI buys
0
No recent congressional trades found for AMBK or BTI in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricAMBKBTI
Forward yield3.83%5.38% ✓
Annual dividend / share$0.68$3.15 ✓
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR16.6% ✓11.3%
Portfolio after 10y$36.3K$37.7K ✓
Annual income after 10y$3,007.54 ✓$2,786.64
Total dividends collected$13.5K$14.3K ✓
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: AMBK vs BTI ($10,000, DRIP)

YearAMBK PortfolioAMBK Income/yrBTI PortfolioBTI Income/yrGap
1← crossover$11,146$446.19$11,299$598.92$153.00 → BTI
2$12,468$541.95$12,794$703.91$326.00 → BTI
3$14,002$660.63$14,518$829.07$516.00 → BTI
4$15,790$808.44$16,513$978.64$723.00 → BTI
5$17,889$993.51$18,827$1,157.84$938.00 → BTI
6$20,368$1,226.55$21,518$1,373.12$1.1K → BTI
7$23,316$1,521.80$24,657$1,632.46$1.3K → BTI
8$26,846$1,898.32$28,329$1,945.74$1.5K → BTI
9$31,107$2,381.86$32,637$2,325.33$1.5K → BTI
10$36,292$3,007.54$37,708$2,786.64$1.4K → BTI

AMBK vs BTI: Complete Analysis 2026

AMBK — Stock

American Bank Incorporated operates as the bank holding company for American Bank that provides various banking products and services to consumer, business, institutional, and governmental customers. It accepts a range of interest-bearing checking and money market accounts, savings accounts, certificates of deposit, and individual retirement accounts. The company also offers commercial, industrial, and other loans; commercial mortgage loans; commercial construction loans; residential mortgage loans; and consumer loans, including personal term loans, personal credit lines, automobile loans, home equity loans, and home equity lines of credit and loans. In addition, it provides online or mobile banking, automated teller machine, safe deposit box rental, and wire transfer services, as well as sells checks and checkbooks, and purchases investment securities. The company operates an office located in Allentown, Pennsylvania; and a loan production office in Blue Bell, Pennsylvania. The company was founded in 1997 and is based in Allentown, Pennsylvania.

Full AMBK Calculator →

BTI — Consumer Staples

British American Tobacco p.l.c. provides tobacco and nicotine products to consumers in the Americas, Europe, the Asia-Pacific, the Middle East, Africa, and the United States. It offers vapour, heated, and modern oral nicotine products; combustible cigarettes; and traditional oral products, such as snus and moist snuff. The company provides its products under the Vuse, glo, Velo, Grizzly, Kodiak, Dunhill, Kent, Lucky Strike, Pall Mall, Rothmans, Newport, Natural American Spirit, and Camel brands. The company distributes its products to retail outlets. British American Tobacco p.l.c. was founded in 1902 and is based in London, the United Kingdom.

Full BTI Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.