HomeCompareAMNB vs ADC

AMNB vs ADC: Dividend Comparison 2026

AMNB yields 2.51% · ADC yields 4.13%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 ADC wins by $147.0K in total portfolio value· pulled ahead in Year 2
10 years
AMNB
AMNB
● Live price
2.51%
Share price
$47.76
Annual div
$1.20
5Y div CAGR
20%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$31.9K
Annual income
$2,341.30
Full AMNB calculator →
ADC
Agree Realty Corporation
● Live price
4.13%
Share price
$74.97
Annual div
$3.10
5Y div CAGR
40.4%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$178.9K
Annual income
$80,797.29
Full ADC calculator →

Portfolio growth — AMNB vs ADC

📍 ADC pulled ahead of the other in Year 2

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodAMNBADC
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, AMNB + ADC cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
AMNB pays
ADC pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

AMNB
Annual income on $10K today (after 15% tax)
$213.57/yr
After 10yr DRIP, annual income (after tax)
$1,990.11/yr
ADC
Annual income on $10K today (after 15% tax)
$351.36/yr
After 10yr DRIP, annual income (after tax)
$68,677.70/yr
At 15% tax rate, ADC beats the other by $66,687.59/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of AMNB + ADC for your $10,000?

AMNB: 50%ADC: 50%
100% ADC50/50100% AMNB
Portfolio after 10yr
$105.4K
Annual income
$41,569.30/yr
Blended yield
39.42%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on ADC right now

AMNB
Analyst Ratings
1
Buy
3
Hold
Consensus: Hold
Altman Z
-0.0
Piotroski
4/9
ADC
Analyst Ratings
1
Strong
22
Buy
9
Hold
Consensus: Buy
Price Target
$81.06
+8.1% upside vs current
Range: $75.00 — $84.50
Altman Z
1.6
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

AMNB buys
0
ADC buys
0
No recent congressional trades found for AMNB or ADC in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricAMNBADC
Forward yield2.51%4.13%
Annual dividend / share$1.20$3.10
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR20%40.4%
Portfolio after 10y$31.9K$178.9K
Annual income after 10y$2,341.30$80,797.29
Total dividends collected$10.0K$156.7K
Payment frequencyquarterlymonthly
SectorStockREIT
Analyst consensusHoldBuy

Year-by-year: AMNB vs ADC ($10,000, DRIP)

YearAMNB PortfolioAMNB Income/yrADC PortfolioADC Income/yrGap
1$11,002$301.51$10,990$580.36+$12.00AMNB
2← crossover$12,144$372.00$12,301$860.26$157.00ADC
3$13,454$460.51$14,104$1,298.62$650.00ADC
4$14,968$572.20$16,691$2,008.16$1.7KADC
5$16,730$713.93$20,580$3,205.09$3.9KADC
6$18,796$894.91$26,754$5,330.02$8.0KADC
7$21,239$1,127.58$37,196$9,345.14$16.0KADC
8$24,155$1,428.95$56,244$17,523.09$32.1KADC
9$27,668$1,822.56$94,286$35,736.21$66.6KADC
10$31,946$2,341.30$178,949$80,797.29$147.0KADC

AMNB vs ADC: Complete Analysis 2026

AMNBStock

American National Bankshares Inc. operates as the bank holding company for American National Bank and Trust Company that provides financial products and services. The company operates in two segments, Community Banking and Wealth Management. It accepts deposit products, including checking, money market, savings, and consumer and commercial time deposits. The company's loan products comprise commercial and residential real estate loans, commercial loans to small and medium-sized businesses, construction and land development loans, home equity loans, mortgage loans, and consumer loans. It also offers wealth management services, including estate planning, trust account administration, and retail brokerage services; investment management services, such as purchasing equity, fixed income, and mutual fund investments for customer accounts; online and telephone banking services; and insurance services, as well as operates 37 automated teller machines. As of December 31, 2021, the company operated 26 banking offices in south central Virginia and north central North Carolina; and one loan production office in Roanoke, Virginia. American National Bankshares Inc. was founded in 1909 and is based in Danville, Virginia.

Full AMNB Calculator →

ADCREIT

Agree Realty Corporation is a publicly traded real estate investment trust primarily engaged in the acquisition and development of properties net leased to industry-leading retail tenants. As of September 30, 2020, the Company owned and operated a portfolio of 1,027 properties, located in 45 states and containing approximately 21.0 million square feet of gross leasable area. The Company's common stock is listed on the New York Stock Exchange under the symbol ADC.

Full ADC Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.