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AMNB vs EPRT: Dividend Comparison 2026

AMNB yields 2.51% · EPRT yields 3.92%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 EPRT wins by $31.4K in total portfolio value
10 years
AMNB
AMNB
● Live price
2.51%
Share price
$47.76
Annual div
$1.20
5Y div CAGR
20%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$31.9K
Annual income
$2,341.30
Full AMNB calculator →
EPRT
EPRT
● Live price
3.92%
Share price
$30.77
Annual div
$1.21
5Y div CAGR
29%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$63.4K
Annual income
$12,840.73
Full EPRT calculator →

Portfolio growth — AMNB vs EPRT

📍 EPRT pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodAMNBEPRT
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, AMNB + EPRT cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
AMNB pays
EPRT pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

AMNB
Annual income on $10K today (after 15% tax)
$213.57/yr
After 10yr DRIP, annual income (after tax)
$1,990.11/yr
EPRT
Annual income on $10K today (after 15% tax)
$332.87/yr
After 10yr DRIP, annual income (after tax)
$10,914.62/yr
At 15% tax rate, EPRT beats the other by $8,924.52/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of AMNB + EPRT for your $10,000?

AMNB: 50%EPRT: 50%
100% EPRT50/50100% AMNB
Portfolio after 10yr
$47.7K
Annual income
$7,591.01/yr
Blended yield
15.93%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on EPRT right now

AMNB
Analyst Ratings
1
Buy
3
Hold
Consensus: Hold
Altman Z
-0.0
Piotroski
4/9
EPRT
Analyst Ratings
1
Strong
17
Buy
3
Hold
1
Sell
Consensus: Buy
Price Target
$35.50
+15.4% upside vs current
Range: $33.00 — $37.00
Altman Z
1.8
Piotroski
5/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

AMNB buys
0
EPRT buys
0
No recent congressional trades found for AMNB or EPRT in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricAMNBEPRT
Forward yield2.51%3.92%
Annual dividend / share$1.20$1.21
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR20%29%
Portfolio after 10y$31.9K$63.4K
Annual income after 10y$2,341.30$12,840.73
Total dividends collected$10.0K$37.9K
Payment frequencyquarterlyquarterly
SectorStockREIT
Analyst consensusHoldBuy

Year-by-year: AMNB vs EPRT ($10,000, DRIP)

YearAMNB PortfolioAMNB Income/yrEPRT PortfolioEPRT Income/yrGap
1← crossover$11,002$301.51$11,205$505.18$203.00EPRT
2$12,144$372.00$12,672$682.46$528.00EPRT
3$13,454$460.51$14,490$930.48$1.0KEPRT
4$14,968$572.20$16,786$1,282.69$1.8KEPRT
5$16,730$713.93$19,753$1,791.56$3.0KEPRT
6$18,796$894.91$23,677$2,541.64$4.9KEPRT
7$21,239$1,127.58$29,008$3,672.99$7.8KEPRT
8$24,155$1,428.95$36,463$5,425.08$12.3KEPRT
9$27,668$1,822.56$47,238$8,221.57$19.6KEPRT
10$31,946$2,341.30$63,385$12,840.73$31.4KEPRT

AMNB vs EPRT: Complete Analysis 2026

AMNBStock

American National Bankshares Inc. operates as the bank holding company for American National Bank and Trust Company that provides financial products and services. The company operates in two segments, Community Banking and Wealth Management. It accepts deposit products, including checking, money market, savings, and consumer and commercial time deposits. The company's loan products comprise commercial and residential real estate loans, commercial loans to small and medium-sized businesses, construction and land development loans, home equity loans, mortgage loans, and consumer loans. It also offers wealth management services, including estate planning, trust account administration, and retail brokerage services; investment management services, such as purchasing equity, fixed income, and mutual fund investments for customer accounts; online and telephone banking services; and insurance services, as well as operates 37 automated teller machines. As of December 31, 2021, the company operated 26 banking offices in south central Virginia and north central North Carolina; and one loan production office in Roanoke, Virginia. American National Bankshares Inc. was founded in 1909 and is based in Danville, Virginia.

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EPRTREIT

Essential Properties Realty Trust, Inc., a real estate company, acquires, owns, and manages single-tenant properties in the United States. The company leases its properties to middle-market companies, such as restaurants, car washes, automotive services, medical and dental services, convenience stores, equipment rental, entertainment, early childhood education, grocery, and health and fitness on a long-term basis. As of December 31, 2021, it had a portfolio of 1, 451 properties. The company qualifies as a real estate investment trust for federal income tax purposes. It generally would not be subject to federal corporate income taxes if it distributes at least 90% of its taxable income to its stockholders. The company was founded in 2016 and is headquartered in Princeton, New Jersey.

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.