Is AMRB or JEPQ a better dividend investment in 2026?

AMRB currently yields 24.75% with a 5% 5-year dividend growth rate. JEPQ yields 11.10% with 5% growth. The better choice depends on your goal: AMRB offers higher current income.

What is the dividend yield difference between AMRB and JEPQ?

AMRB has a forward dividend yield of 24.75% ($5.18/share annually). JEPQ yields 11.10% ($6.16/share annually). The yield gap is 13.65 percentage points.

Home › Compare › AMRB vs JEPQ

AMRB vs JEPQ: Dividend Comparison 2026

AMRB yields 24.75% · JEPQ yields 11.10%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 AMRB wins by $52.5K in total portfolio value

INVESTMENT

TIME HORIZON10 years

AMRB

● Live price

24.75%

Share price

$20.91

Annual div

$5.18

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$97.3K

Annual income

$10,874.44

Full AMRB calculator →

JEPQ

JPMorgan Nasdaq Equity Premium Income ETF

● Live price

11.10%

Share price

$55.52

Annual div

$6.16

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$44.8K

Annual income

$2,152.59

Full JEPQ calculator →

Portfolio growth — AMRB vs JEPQ

📍 AMRB pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	AMRB	JEPQ
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, AMRB + JEPQ cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

AMRB pays

JEPQ pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

AMRB

Annual income on $10K today (after 15% tax)

$2,103.77/yr

After 10yr DRIP, annual income (after tax)

$9,243.27/yr

JEPQ

Annual income on $10K today (after 15% tax)

$943.83/yr

After 10yr DRIP, annual income (after tax)

$1,829.70/yr

At 15% tax rate, AMRB beats the other by $7,413.57/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of AMRB + JEPQ for your $10,000?

AMRB: 50%JEPQ: 50%

100% JEPQ50/50100% AMRB

Portfolio after 10yr

$71.0K

Annual income

$6,513.51/yr

Blended yield

9.17%

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Analyst Conviction Gap

Where Wall Street is split right now

AMRB

Analyst Ratings

Hold

Consensus: Hold

JEPQ

No analyst data

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

AMRB buys

JEPQ buys

No recent congressional trades found for AMRB or JEPQ in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricAMRBJEPQ

Forward yield	24.75% ✓	11.10%
Annual dividend / share	$5.18	$6.16 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$97.3K ✓	$44.8K
Annual income after 10y	$10,874.44 ✓	$2,152.59
Total dividends collected	$61.3K ✓	$16.3K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: AMRB vs JEPQ ($10,000, DRIP)

Year	AMRB Portfolio	AMRB Income/yr	JEPQ Portfolio	JEPQ Income/yr	Gap
1← crossover	$13,175	$2,475.03	$11,930	$1,110.39	+$1.2K → AMRB
2	$17,145	$3,047.53	$14,133	$1,224.34	+$3.0K → AMRB
3	$22,051	$3,706.34	$16,632	$1,340.46	+$5.4K → AMRB
4	$28,050	$4,455.15	$19,454	$1,457.97	+$8.6K → AMRB
5	$35,310	$5,296.37	$22,626	$1,576.08	+$12.7K → AMRB
6	$44,013	$6,231.00	$26,175	$1,694.09	+$17.8K → AMRB
7	$54,352	$7,258.63	$30,133	$1,811.32	+$24.2K → AMRB
8	$66,534	$8,377.42	$34,531	$1,927.17	+$32.0K → AMRB
9	$80,776	$9,584.17	$39,403	$2,041.08	+$41.4K → AMRB
10	$97,304	$10,874.44	$44,787	$2,152.59	+$52.5K → AMRB

AMRB vs JEPQ: Complete Analysis 2026

AMRB — Stock

American River Bankshares operates as a bank holding company, which engages in financial services. The company is headquartered in Rancho Cordova, California and currently employs 104 full-time employees. The firm's banking subsidiary is American River Bank (the Bank). The Bank's primary business is serving the commercial banking needs of small to mid-sized businesses. The Bank accepts checking and savings deposits; offers money market deposit accounts and certificates of deposit; makes secured and unsecured commercial loans, secured real estate loans, and other installment and term loans, and offers other customary banking services. The Bank also conducts lease financing for various types of business equipment, from computer software to heavy earth-moving equipment. The company serves various communities located in Sacramento, Placer, Yolo, El Dorado, Sonoma and Amador counties. The company also serves Alameda, Contra Costa and Santa Clara Counties through loan production offices located in the Cities of San Jose and San Ramon. Its loans include real estate construction loans; lease financing receivable; agriculture loans, and consumer loans.

Full AMRB Calculator →

JEPQ — ETF

The fund seeks to achieve this objective by (1) creating an actively managed portfolio of equity securities comprised significantly of those included in the fund’s primary benchmark, the Nasdaq-100 Index (the Benchmark), and (2) through equity-linked notes (ELNs), selling call options with exposure to the Benchmark. It is non-diversified.

Full JEPQ Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.