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American River Bankshares · NASDAQ
Price: $20.91 · Annual div: $0.28/share · Frequency: quarterly · Payout ratio: 50% · Ex-div: TBD
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Year your monthly dividend income covers each expense (based on current settings)
$10,000 in AMRB → $1.26M in 10 years · $11.40/month
American River Bankshares functions as a financial services holding company, headquartered in Rancho Cordova, California, with a workforce of 104 full-time employees. Its central banking subsidiary, American River Bank, is primarily dedicated to addressing the commercial banking requirements of small to medium-sized enterprises. The Bank provides a comprehensive suite of deposit products, including checking, savings, money market accounts, and certificates of deposit. Additionally, it furnishes a variety of loan facilities, such as secured and unsecured commercial credit, real estate-backed financing, and other installment and term loans, along with typical banking provisions. A key service offering is lease financing for a wide array of business equipment, ranging from software to large-scale construction machinery. The company extends its services to communities within Sacramento, Placer, Yolo, El Dorado, Sonoma, and Amador counties. Through loan production offices situated in San Jose and San Ramon, it also reaches Alameda, Contra Costa, and Santa Clara Counties. Its diverse loan portfolio encompasses real estate construction loans, lease financing receivables, agricultural loans, and consumer loans.
This calculation uses the DividendFlow Engine v6.0. Data is verified daily against SEC filings and FMP real-time feeds to ensure projection accuracy.
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Real after-tax yield depends on where you live and how you hold AMRB.
| Account/Country | Tax Rate | After-tax Yield | Real Yield | $10K Annual Income |
|---|---|---|---|---|
| 🇺🇸 Roth IRA / 401k | 0% | 1.34% | -1.46% | $134 / yr |
| 🇺🇸 US Taxable (15%) ✓ | 15% | 1.14% | -1.66% | $114 / yr |
| 🇺🇸 US Taxable (20%) | 20% | 1.07% | -1.73% | $107 / yr |
| 🇬🇧 UK ISA | 0% | 1.34% | -1.46% | $134 / yr |
| 🇬🇧 UK Taxable | 8.75% | 1.22% | -1.58% | $122 / yr |
| 🇨🇦 TFSA | 0% | 1.34% | -1.46% | $134 / yr |
| 🇨🇦 CA Taxable | 25% | 1.01% | -1.79% | $101 / yr |
| 🇦🇺 Super (pension) | 15% | 1.14% | -1.66% | $114 / yr |
| 🇦🇺 AU Taxable | 30% | 0.94% | -1.86% | $94 / yr |
| 🇩🇪 DE Taxable | 26.375% | 0.99% | -1.81% | $99 / yr |
| 🇫🇷 FR Taxable | 30% | 0.94% | -1.86% | $94 / yr |
Real yield = after-tax yield minus US CPI of 2.8%. 12-month CPI (US BLS via FMP economic-indicators). Click any row to select. US withholding tax (30%, reducible by treaty) applies to non-US residents holding US stocks in taxable accounts.
12-month CPI (US BLS via FMP economic-indicators).
Based on current dividend of $0.28/share/yr · 🇺🇸 US Taxable (15%) · static projection (no growth assumed).
AMRB pays quarterly — 4 times per year. Next ex-div: TBD.
How AMRB compares to typical Financial Services averages.
Benchmarks: S&P 500 sector averages (2024–2026). Sources: Morningstar, Bloomberg, NAREIT. 5Y CAGR for AMRB sourced from FMP /financial-growth endpoint — real data, not estimates.
When executives buy their own stock, it's a signal they believe in the dividend's sustainability.
| Insider | Title | Type | Date | Shares | Price | Total Value |
|---|---|---|---|---|---|---|
| D-Return | 2021-08-06 | 32,814 | $33.16 | $1.09M | ||
| F-InKind | 2021-08-06 | 3,754 | $20.91 | $78.5K | ||
| D-Return | 2021-08-06 | 31,928 | $36.15 | $1.15M | ||
| F-InKind | 2021-08-06 | 2,439 | $21.50 | $52.4K | ||
| D-Return | 2021-08-06 | 7,461 | $36.15 | $269.7K | ||
| D-Return | 2021-08-06 | 24,506 | $36.15 | $885.9K | ||
| D-Return | 2021-08-06 | 101,369 | $36.15 | $3.66M | ||
| D-Return | 2021-08-06 | 116,980 | $36.15 | $4.23M | ||
| D-Return | 2021-08-06 | 4,037 | $36.15 | $145.9K | ||
| D-Return | 2021-08-06 | 14,147 | $36.15 | $511.4K |
Insider transactions sourced from SEC Form 4 filings via Financial Modeling Prep. See disclaimer.
Dividend yields, payout ratios, and financial metrics are sourced from Financial Modeling Prep (FMP) and cross-referenced with SEC EDGAR filings. Data is cached and updated every 24 hours via our nightly refresh. DRIP projections are forward-looking estimates, not guarantees.
Educational purposes only. Not financial advice. DividendFlow is not a registered investment advisor. Projections generated by the AMRB dividend calculator are estimates based on historical data and user inputs. Actual future returns, stock prices, and dividend payments will vary. Dividends can be cut or suspended at any time. All investments carry risk, including the loss of principal. Please consult a qualified financial professional before making any investment decisions. Full disclaimer →
American River Bankshares (AMRB) is currently trading at $20.91, trading near its 52-week high. The current dividend yield is 1.34% based on an annual payout of $0.28 per share.
American River Bankshares (AMRB) is a financial services stock currently trading at $20.91 with a dividend yield of 1.34%. The company pays an annual dividend of $0.28 per share. The payout ratio of 50% suggests the dividend is well-covered by earnings.
Auto-generated from live market data. For educational purposes only — not financial advice.
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