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AMRB vs KMB: Dividend Comparison 2026

AMRB yields 24.75% · KMB yields 5.25%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 AMRB wins by $51.4K in total portfolio value
10 years
AMRB
AMRB
● Live price
24.75%
Share price
$20.91
Annual div
$5.18
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$97.3K
Annual income
$10,874.44
Full AMRB calculator →
KMB
KMB
● Live price
5.25%
Share price
$96.35
Annual div
$5.06
5Y div CAGR
17%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$45.9K
Annual income
$5,222.34
Full KMB calculator →

Portfolio growth — AMRB vs KMB

📍 AMRB pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodAMRBKMB
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, AMRB + KMB cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
AMRB pays
KMB pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

AMRB
Annual income on $10K today (after 15% tax)
$2,103.77/yr
After 10yr DRIP, annual income (after tax)
$9,243.27/yr
KMB
Annual income on $10K today (after 15% tax)
$446.39/yr
After 10yr DRIP, annual income (after tax)
$4,438.99/yr
At 15% tax rate, AMRB beats the other by $4,804.29/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of AMRB + KMB for your $10,000?

AMRB: 50%KMB: 50%
100% KMB50/50100% AMRB
Portfolio after 10yr
$71.6K
Annual income
$8,048.39/yr
Blended yield
11.24%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on KMB right now

AMRB
Analyst Ratings
4
Hold
Consensus: Hold
KMB
Analyst Ratings
9
Buy
19
Hold
3
Sell
Consensus: Hold
Price Target
$123.00
+27.7% upside vs current
Range: $102.00 — $162.00
Altman Z
3.4
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

AMRB buys
0
KMB buys
0
No recent congressional trades found for AMRB or KMB in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricAMRBKMB
Forward yield24.75%5.25%
Annual dividend / share$5.18$5.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%17%
Portfolio after 10y$97.3K$45.9K
Annual income after 10y$10,874.44$5,222.34
Total dividends collected$61.3K$21.6K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples
Analyst consensusHoldHold

Year-by-year: AMRB vs KMB ($10,000, DRIP)

YearAMRB PortfolioAMRB Income/yrKMB PortfolioKMB Income/yrGap
1← crossover$13,175$2,475.03$11,314$614.45+$1.9KAMRB
2$17,145$3,047.53$12,867$760.19+$4.3KAMRB
3$22,051$3,706.34$14,713$945.27+$7.3KAMRB
4$28,050$4,455.15$16,924$1,181.90+$11.1KAMRB
5$35,310$5,296.37$19,596$1,486.64+$15.7KAMRB
6$44,013$6,231.00$22,850$1,882.16+$21.2KAMRB
7$54,352$7,258.63$26,849$2,399.80+$27.5KAMRB
8$66,534$8,377.42$31,812$3,083.36+$34.7KAMRB
9$80,776$9,584.17$38,033$3,994.72+$42.7KAMRB
10$97,304$10,874.44$45,918$5,222.34+$51.4KAMRB

AMRB vs KMB: Complete Analysis 2026

AMRBStock

American River Bankshares operates as a bank holding company, which engages in financial services. The company is headquartered in Rancho Cordova, California and currently employs 104 full-time employees. The firm's banking subsidiary is American River Bank (the Bank). The Bank's primary business is serving the commercial banking needs of small to mid-sized businesses. The Bank accepts checking and savings deposits; offers money market deposit accounts and certificates of deposit; makes secured and unsecured commercial loans, secured real estate loans, and other installment and term loans, and offers other customary banking services. The Bank also conducts lease financing for various types of business equipment, from computer software to heavy earth-moving equipment. The company serves various communities located in Sacramento, Placer, Yolo, El Dorado, Sonoma and Amador counties. The company also serves Alameda, Contra Costa and Santa Clara Counties through loan production offices located in the Cities of San Jose and San Ramon. Its loans include real estate construction loans; lease financing receivable; agriculture loans, and consumer loans.

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KMBConsumer Staples

Kimberly-Clark Corporation, together with its subsidiaries, manufactures and markets personal care and consumer tissue products worldwide. It operates through three segments: Personal Care, Consumer Tissue, and K-C Professional. The Personal Care segment offers disposable diapers, swimpants, training and youth pants, baby wipes, feminine and incontinence care products, and other related products under the Huggies, Pull-Ups, Little Swimmers, GoodNites, DryNites, Sweety, Kotex, U by Kotex, Intimus, Depend, Plenitud, Softex, Poise, and other brand names. The Consumer Tissue segment provides facial and bathroom tissues, paper towels, napkins, and related products under the Kleenex, Scott, Cottonelle, Viva, Andrex, Scottex, Neve, and other brand names. The K-C Professional segment offers wipers, tissues, towels, apparel, soaps, and sanitizers under the Kleenex, Scott, WypAll, Kimtech, and KleenGuard brands. The company sells household use products directly to supermarkets, mass merchandisers, drugstores, warehouse clubs, variety and department stores, and other retail outlets, as well as through other distributors and e-commerce; and away-from-home use products directly to manufacturing, lodging, office building, food service, and public facilities, as well as through distributors and e-commerce. Kimberly-Clark Corporation was founded in 1872 and is headquartered in Dallas, Texas.

Full KMB Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.