Is ANDC or DVY a better dividend investment in 2026?

ANDC currently yields 3.80% with a 5% 5-year dividend growth rate. DVY yields 3.50% with 5% growth. The better choice depends on your goal: ANDC offers higher current income.

What is the dividend yield difference between ANDC and DVY?

ANDC has a forward dividend yield of 3.80% ($0.76/share annually). DVY yields 3.50% ($5.25/share annually). The yield gap is 0.30 percentage points.

Home › Compare › ANDC vs DVY

ANDC vs DVY: Dividend Comparison 2026

ANDC yields 3.80% · DVY yields 3.50%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 ANDC wins by $2.2K in total portfolio value

INVESTMENT

TIME HORIZON10 years

ANDC

● Live price

3.80%

Share price

$20.00

Annual div

$0.76

5Y div CAGR

4.3%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$27.2K

Annual income

$778.87

Full ANDC calculator →

DVY

● Live price

3.50%

Share price

$150.03

Annual div

$5.25

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.1K

Annual income

$437.78

Full DVY calculator →

Portfolio growth — ANDC vs DVY

📍 ANDC pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	ANDC	DVY
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, ANDC + DVY cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

ANDC pays

DVY pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

ANDC

Annual income on $10K today (after 15% tax)

$323.00/yr

After 10yr DRIP, annual income (after tax)

$662.04/yr

DVY

Annual income on $10K today (after 15% tax)

$297.17/yr

After 10yr DRIP, annual income (after tax)

$372.11/yr

At 15% tax rate, ANDC beats the other by $289.93/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of ANDC + DVY for your $10,000?

ANDC: 50%DVY: 50%

100% DVY50/50100% ANDC

Portfolio after 10yr

$26.2K

Annual income

$608.33/yr

Blended yield

2.33%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

ANDC buys

DVY buys

No recent congressional trades found for ANDC or DVY in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricANDCDVY

Forward yield	3.80% ✓	3.50%
Annual dividend / share	$0.76	$5.25 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	4.3% ✓	0%
Portfolio after 10y	$27.2K ✓	$25.1K
Annual income after 10y	$778.87 ✓	$437.78
Total dividends collected	$5.7K ✓	$4.0K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: ANDC vs DVY ($10,000, DRIP)

Year	ANDC Portfolio	ANDC Income/yr	DVY Portfolio	DVY Income/yr	Gap
1← crossover	$11,096	$396.34	$11,050	$349.62	+$46.00 → ANDC
2	$12,302	$428.69	$12,184	$361.04	+$118.00 → ANDC
3	$13,626	$463.27	$13,409	$372.07	+$217.00 → ANDC
4	$15,080	$500.20	$14,730	$382.68	+$350.00 → ANDC
5	$16,675	$539.61	$16,154	$392.89	+$521.00 → ANDC
6	$18,424	$581.63	$17,688	$402.69	+$736.00 → ANDC
7	$20,340	$626.42	$19,338	$412.07	+$1.0K → ANDC
8	$22,438	$674.11	$21,113	$421.04	+$1.3K → ANDC
9	$24,734	$724.88	$23,020	$429.61	+$1.7K → ANDC
10	$27,244	$778.87	$25,070	$437.78	+$2.2K → ANDC

ANDC vs DVY: Complete Analysis 2026

ANDC — Stock

Andover Bancorp, Inc. operates as the bank holding company for Andover Bank that provides commercial and retail banking products and services. The company offers savings and checking accounts, individual retirement accounts, and certificates of deposit. It also provides mortgage, construction, home equity, vehicle, and personal loans; term, commercial real estate, and small business administration loans; working capital lines of credit; loans for investment property, land development, acquisitions, and partnership buyouts, as well as equipment, municipal, and non-profit financing services; and debit and credit cards. In addition, the company provides overdraft protection, remote deposit capture, automatic account transfer and payments, cash management, lock box and safe deposit boxes, night deposit, retirement accounts, merchant card processing, and ACH and wire services; telephone, mobile, and online banking services; and investment and insurance products. It operates 10 branches in Andover, Ohio, as well as neighboring communities. Andover Bancorp, Inc. was founded in 1884 and is headquartered in Andover, Ohio.

Full ANDC Calculator →

DVY — ETF

The iShares Select Dividend ETF seeks to track the investment results of an index composed of relatively high dividend paying U.S. equities.

Full DVY Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.