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Andover Bancorp, Inc. Β· OTC
Price: $20.12 Β· Annual div: $0.76/share Β· Frequency: quarterly Β· Payout ratio: 50% Β· Ex-div: TBD
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Year your monthly dividend income covers each expense (based on current settings)
$10,000 in ANDC β $2.27M in 10 years Β· $49.36/month
Andover Bancorp, Inc. functions as the holding company for Andover Bank, delivering a comprehensive suite of banking solutions to both individual and commercial clients. The institution offers diverse deposit products, such as checking and savings accounts, individual retirement accounts, and certificates of deposit. Its lending portfolio is extensive, encompassing mortgages, construction financing, home equity lines, vehicle and personal loans, alongside various business credit facilities like term loans, commercial real estate financing, Small Business Administration loans, and working capital lines. Specialized funding for investment properties, land development, corporate acquisitions, and partnership buyouts is also available, complemented by equipment, municipal, and non-profit sector financing. Beyond core lending and deposit services, Andover Bank provides essential financial tools including debit and credit cards, overdraft protection, remote check deposit, automated account transfers and payments, and comprehensive cash management services. Other offerings include lockboxes, safe deposit boxes, night deposit services, merchant card processing, and both ACH and wire transfer capabilities. Customers benefit from convenient access via telephone, mobile, and online banking platforms. Furthermore, the company extends its services to include investment opportunities and insurance products. Established in 1884 and headquartered in Andover, Ohio, the bank maintains a local presence through its network of ten branches located in Andover, Ohio, and surrounding vicinities.
This calculation uses the DividendFlow Engine v6.0. Data is verified daily against SEC filings and FMP real-time feeds to ensure projection accuracy.
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Real after-tax yield depends on where you live and how you hold ANDC.
| Account/Country | Tax Rate | After-tax Yield | Real Yield | $10K Annual Income |
|---|---|---|---|---|
| πΊπΈ Roth IRA / 401k | 0% | 3.78% | 0.98% | $378 / yr |
| πΊπΈ US Taxable (15%) β | 15% | 3.21% | 0.41% | $321 / yr |
| πΊπΈ US Taxable (20%) | 20% | 3.02% | 0.22% | $302 / yr |
| π¬π§ UK ISA | 0% | 3.78% | 0.98% | $378 / yr |
| π¬π§ UK Taxable | 8.75% | 3.45% | 0.65% | $345 / yr |
| π¨π¦ TFSA | 0% | 3.78% | 0.98% | $378 / yr |
| π¨π¦ CA Taxable | 25% | 2.83% | 0.04% | $284 / yr |
| π¦πΊ Super (pension) | 15% | 3.21% | 0.41% | $321 / yr |
| π¦πΊ AU Taxable | 30% | 2.65% | -0.15% | $265 / yr |
| π©πͺ DE Taxable | 26.375% | 2.78% | -0.02% | $278 / yr |
| π«π· FR Taxable | 30% | 2.65% | -0.15% | $265 / yr |
Real yield = after-tax yield minus US CPI of 2.8%. 12-month CPI (US BLS via FMP economic-indicators). Click any row to select. US withholding tax (30%, reducible by treaty) applies to non-US residents holding US stocks in taxable accounts.
12-month CPI (US BLS via FMP economic-indicators).
Based on current dividend of $0.76/share/yr Β· πΊπΈ US Taxable (15%) Β· static projection (no growth assumed).
ANDC pays quarterly β 4 times per year. Next ex-div: TBD.
How ANDC compares to typical Financial Services averages.
Benchmarks: S&P 500 sector averages (2024β2026). Sources: Morningstar, Bloomberg, NAREIT. 5Y CAGR for ANDC sourced from FMP /financial-growth endpoint β real data, not estimates.
Dividend yields, payout ratios, and financial metrics are sourced from Financial Modeling Prep (FMP) and cross-referenced with SEC EDGAR filings. Data is cached and updated every 24 hours via our nightly refresh. DRIP projections are forward-looking estimates, not guarantees.
Educational purposes only. Not financial advice. DividendFlow is not a registered investment advisor. Projections generated by the ANDC dividend calculator are estimates based on historical data and user inputs. Actual future returns, stock prices, and dividend payments will vary. Dividends can be cut or suspended at any time. All investments carry risk, including the loss of principal. Please consult a qualified financial professional before making any investment decisions. Full disclaimer β
Andover Bancorp, Inc. (ANDC) is currently trading at $20.12, 16% below its 52-week high. The current dividend yield is 3.78% based on an annual payout of $0.76 per share.
Andover Bancorp, Inc. (ANDC) is a financial services stock currently trading at $20.12 with a dividend yield of 3.78%. The company pays an annual dividend of $0.76 per share. The payout ratio of 50% suggests the dividend is well-covered by earnings. Over the past 5 years, ANDC has grown its dividend at a compound annual rate of 4.0%.
Auto-generated from live market data. For educational purposes only β not financial advice.
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