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OSBK Dividend DRIP Calculator 2026
2.20% YieldFinancial ServicesOconee Financial Corporation · OTC
Price: $52.17 · Annual div: $1.15/share · Frequency: quarterly · Payout ratio: 50% · Ex-div: TBD
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🎯 When OSBK pays your bills
Year your monthly dividend income covers each expense (based on current settings)
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$10,000 in OSBK → $4.23M in 10 years · $5,736.87/month
About Oconee Financial Corporation (OSBK) — Dividend Analysis 2026
Oconee Financial Corporation functions as the parent company for Oconee State Bank, delivering a comprehensive suite of commercial and personal banking solutions to individuals, businesses, and their local communities. Its product offerings encompass diverse deposit options, including checking, savings, money market, and individual retirement accounts, alongside certificates of deposit. For lending needs, the bank provides consumer, construction, commercial, Small Business Administration, and mortgage loans, as well as lines of credit, complemented by debit and credit card services. The corporation also offers an extensive range of ancillary services such as bill payment, electronic statements, secure deposit boxes, overdraft protection, stop payment orders, wire transfers, mobile and remote deposit capabilities, ACH advantage, merchant card services, check recovery, mobile text banking, and investment guidance. Customers can conveniently manage their finances through online, mobile, and telephone banking platforms. Oconee State Bank operates a network of physical locations: three full-service financial centers in Oconee County, one full-service center in Gwinnett County, and additional branches in Bogart, on Experiment Station Road (serving Butler's Crossing), and on North Brown Road in Lawrenceville. Furthermore, it maintains a limited service loan production office in Athens/Clarke County and another loan production office in downtown Athens at One Press Place. The institution also provides three automated teller machines strategically placed within Oconee County. Established in 1960, Oconee Financial Corporation is headquartered in Watkinsville, Georgia.
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This calculation uses the DividendFlow Engine v6.0. Data is verified daily against SEC filings and FMP real-time feeds to ensure projection accuracy.
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🌍 OSBK Yield by Country & Account Type
Real after-tax yield depends on where you live and how you hold OSBK.
| Account/Country | Tax Rate | After-tax Yield | Real Yield | $10K Annual Income |
|---|---|---|---|---|
| 🇺🇸 Roth IRA / 401k | 0% | 2.20% | -0.60% | $220 / yr |
| 🇺🇸 US Taxable (15%) ✓ | 15% | 1.87% | -0.93% | $187 / yr |
| 🇺🇸 US Taxable (20%) | 20% | 1.76% | -1.04% | $176 / yr |
| 🇬🇧 UK ISA | 0% | 2.20% | -0.60% | $220 / yr |
| 🇬🇧 UK Taxable | 8.75% | 2.01% | -0.79% | $201 / yr |
| 🇨🇦 TFSA | 0% | 2.20% | -0.60% | $220 / yr |
| 🇨🇦 CA Taxable | 25% | 1.65% | -1.15% | $165 / yr |
| 🇦🇺 Super (pension) | 15% | 1.87% | -0.93% | $187 / yr |
| 🇦🇺 AU Taxable | 30% | 1.54% | -1.26% | $154 / yr |
| 🇩🇪 DE Taxable | 26.375% | 1.62% | -1.18% | $162 / yr |
| 🇫🇷 FR Taxable | 30% | 1.54% | -1.26% | $154 / yr |
Real yield = after-tax yield minus US CPI of 2.8%. 12-month CPI (US BLS via FMP economic-indicators). Click any row to select. US withholding tax (30%, reducible by treaty) applies to non-US residents holding US stocks in taxable accounts.
🎯 OSBK Income Goal & Break-Even
12-month CPI (US BLS via FMP economic-indicators).
Based on current dividend of $1.15/share/yr · 🇺🇸 US Taxable (15%) · static projection (no growth assumed).
📅 OSBK Dividend Payment Schedule
OSBK pays quarterly — 4 times per year. Next ex-div: TBD.
📊 OSBK vs Financial Services Benchmarks
How OSBK compares to typical Financial Services averages.
Benchmarks: S&P 500 sector averages (2024–2026). Sources: Morningstar, Bloomberg, NAREIT. 5Y CAGR for OSBK sourced from FMP /financial-growth endpoint — real data, not estimates.
🏛️ OSBK Insider Activity
When executives buy their own stock, it's a signal they believe in the dividend's sustainability.
| Insider | Title | Type | Date | Shares | Price | Total Value |
|---|---|---|---|---|---|---|
| Buy | 2011-03-25 | 100 | $25.00 | $2.5K | ||
| Buy | 2010-10-27 | 100 | $30.00 | $3.0K |
Insider transactions sourced from SEC Form 4 filings via Financial Modeling Prep. See disclaimer.
Financial Health Scores
Altman Z-Score predicts bankruptcy risk. Piotroski F-Score measures financial strength across 9 criteria. High scores → lower dividend cut risk. Data via FMP financial statements.
Dividend yields, payout ratios, and financial metrics are sourced from Financial Modeling Prep (FMP) and cross-referenced with SEC EDGAR filings. Data is cached and updated every 24 hours via our nightly refresh. DRIP projections are forward-looking estimates, not guarantees.
Educational purposes only. Not financial advice. DividendFlow is not a registered investment advisor. Projections generated by the OSBK dividend calculator are estimates based on historical data and user inputs. Actual future returns, stock prices, and dividend payments will vary. Dividends can be cut or suspended at any time. All investments carry risk, including the loss of principal. Please consult a qualified financial professional before making any investment decisions. Full disclaimer →
Oconee Financial Corporation (OSBK) is currently trading at $52.17, trading near its 52-week high. The current dividend yield is 2.20% based on an annual payout of $1.15 per share.
OSBK (Oconee Financial Corporation) — 2.20% Dividend Yield Analysis
Oconee Financial Corporation (OSBK) is a financial services stock currently trading at $52.17 with a dividend yield of 2.20%. The company pays an annual dividend of $1.15 per share. The payout ratio of 50% suggests the dividend is well-covered by earnings. Over the past 5 years, OSBK has grown its dividend at a compound annual rate of 74.6%.
- Dividend payments are not guaranteed and can be reduced or suspended at any time.
Auto-generated from live market data. For educational purposes only — not financial advice.