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OFED Dividend DRIP Calculator 2026
2.11% YieldFinancial ServicesOconee Federal Financial Corp. · OTC
Price: $19.00 · Annual div: $0.40/share · Frequency: quarterly · Payout ratio: 50% · Ex-div: TBD
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🎯 When OFED pays your bills
Year your monthly dividend income covers each expense (based on current settings)
Share your OFED snowball 📈
$10,000 in OFED → $298.6K in 10 years · $21.25/month
About Oconee Federal Financial Corp. (OFED) — Dividend Analysis 2026
Oconee Federal Financial Corp. acts as the parent company for Oconee Federal Savings and Loan Association, providing a comprehensive range of banking solutions and financial services. Its operational footprint spans the Oconee County area of northwestern South Carolina and the northeast region of Georgia. The institution offers diverse deposit products, including checking accounts (demand and NOW), money market accounts, savings accounts, certificates of deposit, and individual retirement accounts. Its robust loan portfolio encompasses residential mortgages for single-family and multi-family properties, home equity loans and credit lines, commercial real estate financing, construction and land development loans, commercial and industrial loans, agricultural lending, and various consumer loans. The company operates from its executive office and eight branch locations situated across Oconee and Pickens Counties in South Carolina, as well as Stephens and Rabun Counties in Georgia. Established in 1924 and headquartered in Seneca, South Carolina, Oconee Federal Financial Corp. functions as a subsidiary of Oconee Federal, MHC.
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This calculation uses the DividendFlow Engine v6.0. Data is verified daily against SEC filings and FMP real-time feeds to ensure projection accuracy.
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🌍 OFED Yield by Country & Account Type
Real after-tax yield depends on where you live and how you hold OFED.
| Account/Country | Tax Rate | After-tax Yield | Real Yield | $10K Annual Income |
|---|---|---|---|---|
| 🇺🇸 Roth IRA / 401k | 0% | 2.11% | -0.69% | $211 / yr |
| 🇺🇸 US Taxable (15%) ✓ | 15% | 1.79% | -1.01% | $179 / yr |
| 🇺🇸 US Taxable (20%) | 20% | 1.69% | -1.11% | $169 / yr |
| 🇬🇧 UK ISA | 0% | 2.11% | -0.69% | $211 / yr |
| 🇬🇧 UK Taxable | 8.75% | 1.93% | -0.87% | $193 / yr |
| 🇨🇦 TFSA | 0% | 2.11% | -0.69% | $211 / yr |
| 🇨🇦 CA Taxable | 25% | 1.58% | -1.22% | $158 / yr |
| 🇦🇺 Super (pension) | 15% | 1.79% | -1.01% | $179 / yr |
| 🇦🇺 AU Taxable | 30% | 1.48% | -1.32% | $148 / yr |
| 🇩🇪 DE Taxable | 26.375% | 1.55% | -1.25% | $155 / yr |
| 🇫🇷 FR Taxable | 30% | 1.48% | -1.32% | $148 / yr |
Real yield = after-tax yield minus US CPI of 2.8%. 12-month CPI (US BLS via FMP economic-indicators). Click any row to select. US withholding tax (30%, reducible by treaty) applies to non-US residents holding US stocks in taxable accounts.
🎯 OFED Income Goal & Break-Even
12-month CPI (US BLS via FMP economic-indicators).
Based on current dividend of $0.40/share/yr · 🇺🇸 US Taxable (15%) · static projection (no growth assumed).
📅 OFED Dividend Payment Schedule
OFED pays quarterly — 4 times per year. Next ex-div: TBD.
📊 OFED vs Financial Services Benchmarks
How OFED compares to typical Financial Services averages.
Benchmarks: S&P 500 sector averages (2024–2026). Sources: Morningstar, Bloomberg, NAREIT. 5Y CAGR for OFED sourced from FMP /financial-growth endpoint — real data, not estimates.
🏛️ OFED Insider Activity
When executives buy their own stock, it's a signal they believe in the dividend's sustainability.
| Insider | Title | Type | Date | Shares | Price | Total Value |
|---|---|---|---|---|---|---|
| Sale | 2023-03-02 | 3 | $23.90 | $72.00 | ||
| Sale | 2023-03-03 | 200 | $23.90 | $4.8K | ||
| Sale | 2023-02-28 | 161 | $24.04 | $3.9K | ||
| Sale | 2023-03-01 | 11 | $24.23 | $267.00 | ||
| F-InKind | 2022-08-25 | 4,461 | $26.09 | $116.4K | ||
| M-Exempt | 2022-08-25 | 6,000 | — | — | ||
| Sale | 2022-03-21 | 1,800 | $26.30 | $47.3K | ||
| M-Exempt | 2022-03-14 | 60,449 | $11.58 | $700.0K | ||
| F-InKind | 2022-03-14 | 28,688 | $24.40 | $700.0K | ||
| M-Exempt | 2022-03-14 | 60,449 | $11.58 | $700.0K |
Insider transactions sourced from SEC Form 4 filings via Financial Modeling Prep. See disclaimer.
Financial Health Scores
Altman Z-Score predicts bankruptcy risk. Piotroski F-Score measures financial strength across 9 criteria. High scores → lower dividend cut risk. Data via FMP financial statements.
Dividend yields, payout ratios, and financial metrics are sourced from Financial Modeling Prep (FMP) and cross-referenced with SEC EDGAR filings. Data is cached and updated every 24 hours via our nightly refresh. DRIP projections are forward-looking estimates, not guarantees.
Educational purposes only. Not financial advice. DividendFlow is not a registered investment advisor. Projections generated by the OFED dividend calculator are estimates based on historical data and user inputs. Actual future returns, stock prices, and dividend payments will vary. Dividends can be cut or suspended at any time. All investments carry risk, including the loss of principal. Please consult a qualified financial professional before making any investment decisions. Full disclaimer →
Oconee Federal Financial Corp. (OFED) is currently trading at $19.00, 29% below its 52-week high. The current dividend yield is 2.11% based on an annual payout of $0.40 per share.
OFED (Oconee Federal Financial Corp.) — 2.11% Dividend Yield Analysis
Oconee Federal Financial Corp. (OFED) is a financial services stock currently trading at $19.00 with a dividend yield of 2.11%. The company pays an annual dividend of $0.40 per share. The payout ratio of 50% suggests the dividend is well-covered by earnings. Over the past 5 years, OFED has grown its dividend at a compound annual rate of 1.4%.
- Dividend payments are not guaranteed and can be reduced or suspended at any time.
Auto-generated from live market data. For educational purposes only — not financial advice.