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Lumbee Guaranty Bank Β· OTC
Price: $13.94 Β· Annual div: $0.4100/share Β· Frequency: semi-annual Β· Payout ratio: 33% Β· Ex-div: 2026-06-11
LUMB (Lumbee Guaranty Bank) has a dividend yield of 2.94%, based on an annual dividend of $0.4100 per share and a price of $13.94. Over the last 12 months it paid $0.4100 per share β a trailing yield of 2.94%. Dividends are paid semi-annual.
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Year your monthly dividend income covers each expense (based on current settings)
| Ex-Dividend Date | Payment Date | Amount / Share | TTM Yield | Stock Price |
|---|---|---|---|---|
| 2026-06-11Latest | 2026-06-24 | $0.2300 | 4.15% | $13.99 |
| 2025-12-10 | 2025-12-22 | $0.1800 | 2.50% | $14.00 |
| 2025-06-12 | 2025-06-25 | $0.1700 | 2.72% | $12.50 |
| 2024-12-10 | 2024-12-20 | $0.1700 | 2.77% | $11.90 |
| 2024-06-07 | 2024-06-21 | $0.1600 | 2.91% | $11.00 |
| 2023-12-07 | 2023-12-18 | $0.1600 | 5.08% | $9.05 |
| 2023-06-08 | 2023-06-23 | $0.1500 | 3.61% | $11.90 |
| 2022-12-08 | 2022-12-20 | $0.1500 | 2.24% | $12.50 |
| 2022-06-09 | 2022-06-22 | $0.1300 | 3.23% | $11.75 |
| 2021-12-06 | 2021-12-17 | $0.1300 | 2.97% | $12.45 |
| 2021-06-10 | 2021-06-24 | $0.1200 | 2.13% | $11.25 |
| 2020-12-08 | 2020-12-17 | $0.1200 | β | β |
| 2020-06-04 | 2020-06-17 | $0.1200 | β | β |
| 2019-12-06 | 2019-12-16 | $0.2400 | β | β |
Lumbee Guaranty Bank functions as a community-oriented financial institution, delivering a diverse range of banking services. It offers clients a full spectrum of deposit accounts, including personal and business checking and savings options, as well as individual retirement accounts (IRAs) and certificates of deposit (CDs). Additionally, the bank facilitates business investment accounts. The institution also provides various lending solutions such as mortgages, auto loans, and personal loans, alongside business loans and lines of credit. For added convenience, customers can utilize modern banking channels like online, mobile, and telephone banking, which include bill payment functionalities. Lumbee Guaranty Bank manages fourteen branch locations, all situated within Robeson, Cumberland, and Hoke counties in North Carolina. The company was initially founded in 1971 and is headquartered in Pembroke, North Carolina. It underwent a name change in 1991, transitioning from its former identity as Lumbee Bank to its present name, Lumbee Guaranty Bank.
Forward dividend yield from the latest data Β· open any DRIP calculator
This calculation uses the DividendFlow Engine v6.0. Data is verified daily against SEC filings and FMP real-time feeds to ensure projection accuracy.
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Real after-tax yield depends on where you live and how you hold LUMB.
| Account/Country | Tax Rate | After-tax Yield | Real Yield | $10K Annual Income |
|---|---|---|---|---|
| πΊπΈ Roth IRA / 401k | 0% | 2.94% | 0.14% | $294 / yr |
| πΊπΈ US Taxable (15%) β | 15% | 2.50% | -0.30% | $250 / yr |
| πΊπΈ US Taxable (20%) | 20% | 2.35% | -0.45% | $235 / yr |
| π¬π§ UK ISA | 0% | 2.94% | 0.14% | $294 / yr |
| π¬π§ UK Taxable | 8.75% | 2.68% | -0.12% | $268 / yr |
| π¨π¦ TFSA | 0% | 2.94% | 0.14% | $294 / yr |
| π¨π¦ CA Taxable | 25% | 2.21% | -0.59% | $221 / yr |
| π¦πΊ Super (pension) | 15% | 2.50% | -0.30% | $250 / yr |
| π¦πΊ AU Taxable | 30% | 2.06% | -0.74% | $206 / yr |
| π©πͺ DE Taxable | 26.375% | 2.16% | -0.64% | $216 / yr |
| π«π· FR Taxable | 30% | 2.06% | -0.74% | $206 / yr |
Real yield = after-tax yield minus US CPI of 2.8%. 12-month CPI (US BLS via FMP economic-indicators). Click any row to select. US withholding tax (30%, reducible by treaty) applies to non-US residents holding US stocks in taxable accounts.
12-month CPI (US BLS via FMP economic-indicators).
Based on current dividend of $0.41/share/yr Β· πΊπΈ US Taxable (15%) Β· static projection (no growth assumed).
LUMB pays quarterly β 4 times per year. Ex-div: 2026-06-11.
How LUMB compares to typical Financial Services averages.
Benchmarks: S&P 500 sector averages (2024β2026). Sources: Morningstar, Bloomberg, NAREIT. 5Y CAGR for LUMB sourced from FMP /financial-growth endpoint β real data, not estimates.
Compare LUMB with peers: LUMB vs ALBY Β· LUMB vs BAOB Β· LUMB vs CZNL
Altman Z-Score predicts bankruptcy risk. Piotroski F-Score measures financial strength across 9 criteria. High scores β lower dividend cut risk. Data via FMP financial statements.
Dividend yields, payout ratios, and financial metrics are sourced from Financial Modeling Prep (FMP) and cross-referenced with SEC EDGAR filings. Data is cached and updated every 24 hours via our nightly refresh. DRIP projections are forward-looking estimates, not guarantees.
Educational purposes only. Not financial advice. DividendFlow is not a registered investment advisor. Projections generated by the LUMB dividend calculator are estimates based on historical data and user inputs. Actual future returns, stock prices, and dividend payments will vary. Dividends can be cut or suspended at any time. All investments carry risk, including the loss of principal. Please consult a qualified financial professional before making any investment decisions. Full disclaimer β
Lumbee Guaranty Bank (LUMB) is currently trading at $13.94, trading near its 52-week high. The current dividend yield is 2.94% based on an annual payout of $0.4100 per share.
Lumbee Guaranty Bank (LUMB) is a financial services stock currently trading at $13.94 with a dividend yield of 2.94%. It pays an annual dividend of $0.4100 per share. The payout ratio of 33% suggests the dividend is well-covered by earnings. Over the past 5 years, LUMB has grown its dividend at a compound annual rate of 7.8%.
Auto-generated from live market data. For educational purposes only β not financial advice.
Illustrative examples of common use cases, written by the DividendFlow team β not customer reviews.
Yield history: over the last 11 payments, LUMB's 12-month yield ranged from 2.13% to 5.08%. Full LUMB dividend history β
Yield on cost: if LUMB's dividend keeps growing 8.0% a year, a purchase at today's price would yield 4.32% after 5 years, 6.35% after 10 years and 13.71% after 20 years on the original investment.
With dividends reinvested, a LUMB position grows its share count by about 2.89% in the first year at today's price and yield.
| Year | Shares bought by dividends | Total shares | Dividend income | Position value | Yield on cost |
|---|---|---|---|---|---|
| 1 | 20.72 | 738.08 | $318 | $11,318 | 3.18% |
| 3 | 21.13 | 780.13 | $392 | $14,475 | 3.92% |
| 5 | 21.51 | 822.96 | $483 | $18,476 | 4.83% |
| 10 | 22.29 | 932.94 | $806 | $33,732 | 8.06% |
| 20 | 23.20 | 1161.57 | $2,175 | $108,934 | 21.75% |
DRIP rate = share-count growth from reinvested dividends. Simplified yearly model before taxes and fees; adjust every assumption in the calculator above. Not financial advice. How DRIP and the DRIP rate work β
LUMB (Lumbee Guaranty Bank) has a dividend yield of 2.94%, based on an annual dividend of $0.4100 per share and a price of $13.94. Over the last 12 months it paid $0.4100 per share β a trailing yield of 2.94%. Dividends are paid semi-annual.
$10,000 in LUMB at a 2.94% yield pays about $294 a year ($25 a month) before taxes. With DRIP, reinvested dividends buy more shares and that income compounds.
With dividends reinvested, a LUMB position grows its share count by about 2.89% in the first year at today's price and yield.
Enter your starting amount, monthly contribution and time horizon in the LUMB DRIP calculator at the top of this page. It reinvests each payout into new shares at the projected price, grows the dividend at the rate you choose and shows yearly income, share count, portfolio value and yield on cost. You can switch DRIP off to compare.
LUMB's next ex-dividend date has not been announced yet; the most recent one was 2026-06-11. LUMB pays dividends semi-annual. Buy before the ex-dividend date to receive the next payment.
LUMB's dividend changed 20.6% over the last year and 7.8% a year on average over five years.
LUMB pays out 33% of its earnings as dividends. A payout ratio under 60% is generally considered sustainable. Dividends can be cut at any time; this is not financial advice.
News aggregated from public sources via Finnhub & RSS. For informational purposes only.
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