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HCB Financial Corp. · OTC
Price: $73.11 · Annual div: $1.40/share · Frequency: quarterly · Payout ratio: 23% · Ex-div: 2026-03-31
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Year your monthly dividend income covers each expense (based on current settings)
| Ex-Dividend Date | Payment Date | Amount / Share | TTM Yield | Stock Price |
|---|---|---|---|---|
| 2026-03-31Latest | 2026-04-28 | $0.3500 | 4.22% | $41.50 |
| 2026-01-02 | 2026-01-28 | $0.3500 | 3.59% | $39.00 |
| 2025-10-01 | 2025-10-24 | $0.3500 | 5.14% | $37.00 |
| 2025-07-01 | 2025-07-29 | $0.3500 | 4.43% | $35.00 |
| 2025-04-01 | 2025-04-24 | $0.3500 | 4.17% | $35.00 |
| 2025-01-02 | 2025-01-29 | $0.5500 | 4.35% | $31.49 |
| 2024-10-02 | 2024-10-25 | $0.3000 | 4.57% | $28.00 |
| 2024-07-01 | 2024-07-22 | $0.2600 | 5.82% | $24.05 |
| 2024-03-28 | 2024-04-25 | $0.2600 | 5.55% | $24.31 |
| 2023-12-29 | 2024-01-29 | $0.4600 | 4.90% | $22.25 |
| 2023-10-03 | 2023-10-26 | $0.2100 | 4.39% | $22.10 |
| 2023-07-05 | 2023-07-27 | $0.2100 | 4.69% | $20.25 |
| 2023-03-31 | 2023-04-27 | $0.2100 | 4.48% | $25.00 |
| 2022-12-29 | 2023-01-27 | $0.3400 | 3.71% | $24.50 |
| 2022-09-30 | 2022-10-26 | $0.1900 | 4.10% | $25.60 |
| 2022-07-05 | 2022-07-27 | $0.1900 | 3.19% | $27.00 |
| 2022-04-01 | 2022-04-27 | $0.1900 | 3.31% | $26.00 |
| 2021-12-29 | 2022-01-27 | $0.2900 | 4.62% | $26.00 |
| 2021-10-01 | 2021-10-27 | $0.1900 | 4.06% | $22.40 |
| 2021-07-02 | 2021-07-28 | $0.1900 | 3.29% | $27.05 |
| 2021-03-31 | 2021-04-27 | $0.1900 | 3.28% | $26.50 |
| 2020-12-30 | 2021-01-28 | $0.3400 | — | — |
| 2020-09-30 | 2020-10-27 | $0.1700 | — | — |
| 2020-06-29 | 2020-07-28 | $0.1700 | — | — |
| 2020-03-31 | 2020-04-23 | $0.1700 | — | — |
| 2019-12-30 | 2020-01-28 | $0.2700 | — | — |
| 2019-09-30 | 2019-10-24 | $0.1700 | — | — |
| 2019-06-27 | 2019-07-26 | $0.1700 | — | — |
| 2019-03-29 | 2019-04-25 | $0.1700 | — | — |
| 2018-12-28 | 2019-01-28 | $0.2700 | — | — |
| 2018-09-28 | 2018-10-26 | $0.1500 | — | — |
| 2018-06-28 | 2018-07-26 | $0.1500 | — | — |
| 2018-03-29 | 2018-04-26 | $0.1500 | — | — |
| 2017-12-29 | 2018-01-25 | $0.2500 | — | — |
| 2017-09-29 | 2017-10-26 | $0.1500 | — | — |
| 2017-06-28 | 2017-07-27 | $0.1500 | — | — |
| 2017-03-30 | 2017-04-27 | $0.1500 | — | — |
| 2016-12-28 | 2017-01-26 | $0.2000 | — | — |
| 2016-09-29 | 2016-10-26 | $0.1400 | — | — |
| 2016-06-28 | 2016-07-28 | $0.1400 | — | — |
| 2016-03-30 | 2016-04-29 | $0.1400 | — | — |
| 2015-12-28 | — | $0.1800 | — | — |
| 2015-09-28 | — | $0.1400 | — | — |
| 2015-06-26 | — | $0.1400 | — | — |
| 2015-03-30 | — | $0.1400 | — | — |
| 2014-12-26 | — | $0.1800 | — | — |
| 2014-09-26 | — | $0.1300 | — | — |
| 2014-06-26 | — | $0.1300 | — | — |
| 2014-03-28 | — | $0.1300 | — | — |
| 2013-12-24 | — | $0.1300 | — | — |
| 2013-09-26 | — | $0.1300 | — | — |
| 2013-06-26 | — | $0.1300 | — | — |
| 2013-03-27 | — | $0.1300 | — | — |
| 2012-12-24 | — | $0.1300 | — | — |
| 2012-09-27 | — | $0.1300 | — | — |
| 2012-06-27 | — | $0.1300 | — | — |
| 2012-03-28 | — | $0.1300 | — | — |
| 2011-12-29 | — | $0.1300 | — | — |
| 2011-09-29 | — | $0.1300 | — | — |
| 2011-06-29 | — | $0.1300 | — | — |
| 2011-03-30 | — | $0.1300 | — | — |
| 2010-12-29 | — | $0.1300 | — | — |
| 2010-09-29 | — | $0.1300 | — | — |
| 2010-06-29 | — | $0.1800 | — | — |
| 2010-03-30 | — | $0.1800 | — | — |
| 2009-12-28 | — | $0.1800 | — | — |
| 2009-09-29 | — | $0.1800 | — | — |
| 2009-06-29 | — | $0.1800 | — | — |
| 2009-03-30 | — | $0.1800 | — | — |
| 2008-12-29 | — | $0.4800 | — | — |
| 2008-09-29 | — | $0.1800 | — | — |
| 2008-06-26 | — | $0.1800 | — | — |
| 2008-03-28 | — | $0.1800 | — | — |
| 2007-12-27 | — | $0.5100 | — | — |
| 2007-09-27 | — | $0.1636 | — | — |
| 2007-06-27 | — | $0.1636 | — | — |
| 2007-03-29 | — | $0.1636 | — | — |
| 2006-12-27 | — | $0.4636 | — | — |
| 2006-09-27 | — | $0.1636 | — | — |
| 2006-06-28 | — | $0.1636 | — | — |
HCB Financial Corp. serves as the parent company for Highpoint Community Bank, providing an extensive array of banking and financial solutions across Michigan. The institution caters to both individual and business clients. For personal banking, it offers essential services such as checking and savings accounts, diverse lending options including mortgages, home equity, and personal loans, in addition to overdraft protection. For its commercial clientele, the bank delivers specialized business checking and savings accounts, along with various loan facilities such as real estate financing, lines of credit, term loans, and Small Business Administration (SBA) loans. Complementary business services include sweep and courier banking, merchant credit card processing, night depository, wire transfers, health savings accounts, and business mentoring, all enhanced by digital access and overdraft services. Beyond traditional banking, HCB Financial Corp. provides trust and investment services. Its robust electronic banking platform encompasses mobile, telephone, and online banking, mobile check deposit, eStatements, and bill payment capabilities. A wide selection of cards, including debit, ATM, credit, gift, and reloadable options, is also available. Furthermore, the company excels in comprehensive wealth management. This includes investment management, personal trust and estate administration, individual retirement account services, asset protection and risk management strategies, detailed investment and retirement planning, financial planning, and guidance for asset accumulation. HCB Financial Corp. also facilitates a variety of insurance products, such as life, health, and disability coverage, alongside education planning. Its investment portfolio features annuities, bonds, IRAs, mutual funds, and stocks. With seven full-service branch locations situated in Barry County, HCB Financial Corp. has a storied history, having been established in 1886, and is headquartered in Hastings, Michigan.
Forward dividend yield from the latest data · open any DRIP calculator
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Real after-tax yield depends on where you live and how you hold HCBN.
| Account/Country | Tax Rate | After-tax Yield | Real Yield | $10K Annual Income |
|---|---|---|---|---|
| 🇺🇸 Roth IRA / 401k | 0% | 1.91% | -0.89% | $191 / yr |
| 🇺🇸 US Taxable (15%) ✓ | 15% | 1.62% | -1.18% | $162 / yr |
| 🇺🇸 US Taxable (20%) | 20% | 1.53% | -1.27% | $153 / yr |
| 🇬🇧 UK ISA | 0% | 1.91% | -0.89% | $191 / yr |
| 🇬🇧 UK Taxable | 8.75% | 1.74% | -1.06% | $174 / yr |
| 🇨🇦 TFSA | 0% | 1.91% | -0.89% | $191 / yr |
| 🇨🇦 CA Taxable | 25% | 1.43% | -1.37% | $143 / yr |
| 🇦🇺 Super (pension) | 15% | 1.62% | -1.18% | $162 / yr |
| 🇦🇺 AU Taxable | 30% | 1.34% | -1.46% | $134 / yr |
| 🇩🇪 DE Taxable | 26.375% | 1.41% | -1.39% | $141 / yr |
| 🇫🇷 FR Taxable | 30% | 1.34% | -1.46% | $134 / yr |
Real yield = after-tax yield minus US CPI of 2.8%. 12-month CPI (US BLS via FMP economic-indicators). Click any row to select. US withholding tax (30%, reducible by treaty) applies to non-US residents holding US stocks in taxable accounts.
12-month CPI (US BLS via FMP economic-indicators).
Based on current dividend of $1.40/share/yr · 🇺🇸 US Taxable (15%) · static projection (no growth assumed).
HCBN pays quarterly — 4 times per year. Ex-div: 2026-03-31.
How HCBN compares to typical Financial Services averages.
Benchmarks: S&P 500 sector averages (2024–2026). Sources: Morningstar, Bloomberg, NAREIT. 5Y CAGR for HCBN sourced from FMP /financial-growth endpoint — real data, not estimates.
Compare HCBN with peers: HCBN vs ALBY · HCBN vs ANDC · HCBN vs CIZN
Altman Z-Score predicts bankruptcy risk. Piotroski F-Score measures financial strength across 9 criteria. High scores → lower dividend cut risk. Data via FMP financial statements.
Dividend yields, payout ratios, and financial metrics are sourced from Financial Modeling Prep (FMP) and cross-referenced with SEC EDGAR filings. Data is cached and updated every 24 hours via our nightly refresh. DRIP projections are forward-looking estimates, not guarantees.
Educational purposes only. Not financial advice. DividendFlow is not a registered investment advisor. Projections generated by the HCBN dividend calculator are estimates based on historical data and user inputs. Actual future returns, stock prices, and dividend payments will vary. Dividends can be cut or suspended at any time. All investments carry risk, including the loss of principal. Please consult a qualified financial professional before making any investment decisions. Full disclaimer →
HCB Financial Corp. (HCBN) is currently trading at $73.11, trading near its 52-week high. The current dividend yield is 1.91% based on an annual payout of $1.40 per share.
HCB Financial Corp. (HCBN) is a financial services stock currently trading at $73.11 with a dividend yield of 1.91%. It pays an annual dividend of $1.40 per share. The payout ratio of 23% suggests the dividend is well-covered by earnings. Over the past 5 years, HCBN has grown its dividend at a compound annual rate of 15.5%.
Auto-generated from live market data. For educational purposes only — not financial advice.
Illustrative examples of common use cases, written by the DividendFlow team — not customer reviews.
HCBN (HCB Financial Corp.) has a dividend yield of 1.91%, based on an annual dividend of $1.40 per share and a price of $73.11. Over the last 12 months it paid $0.7000 per share — a trailing yield of 0.96%. Dividends are paid quarterly.
Yield history: over the last 12 payments, HCBN's 12-month yield ranged from 3.59% to 5.82%. Full HCBN dividend history ↓
Yield on cost: if HCBN's dividend keeps growing 15.0% a year, a purchase at today's price would yield 3.85% after 5 years, 7.75% after 10 years and 31.34% after 20 years on the original investment.
With dividends reinvested, a HCBN position grows its share count by about 1.91% in the first year at today's price and yield.
| Year | Shares bought by dividends | Total shares | Dividend income | Position value | Yield on cost |
|---|---|---|---|---|---|
| 1 | 2.62 | 139.40 | $220 | $11,720 | 2.20% |
| 3 | 2.72 | 144.79 | $302 | $16,099 | 3.02% |
| 5 | 2.83 | 150.39 | $416 | $22,115 | 4.16% |
| 10 | 3.11 | 165.35 | $919 | $48,905 | 9.19% |
| 20 | 3.76 | 199.88 | $4,494 | $239,173 | 44.94% |
DRIP rate = share-count growth from reinvested dividends. Simplified yearly model before taxes and fees; adjust every assumption in the calculator above. Not financial advice. How DRIP and the DRIP rate work →
HCBN (HCB Financial Corp.) has a dividend yield of 1.91%, based on an annual dividend of $1.40 per share and a price of $73.11. Over the last 12 months it paid $0.7000 per share — a trailing yield of 0.96%. Dividends are paid quarterly.
$10,000 in HCBN at a 1.91% yield pays about $191 a year ($16 a month) before taxes. With DRIP, reinvested dividends buy more shares and that income compounds.
With dividends reinvested, a HCBN position grows its share count by about 1.91% in the first year at today's price and yield.
Enter your starting amount, monthly contribution and time horizon in the HCBN DRIP calculator at the top of this page. It reinvests each payout into new shares at the projected price, grows the dividend at the rate you choose and shows yearly income, share count, portfolio value and yield on cost. You can switch DRIP off to compare.
HCBN's next ex-dividend date has not been announced yet; the most recent one was 2026-03-31. HCBN pays dividends quarterly. Buy before the ex-dividend date to receive the next payment.
HCBN's dividend changed -56.2% over the last year and 15.5% a year on average over five years.
HCBN pays out 23% of its earnings as dividends. A payout ratio under 60% is generally considered sustainable. Dividends can be cut at any time; this is not financial advice.
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