HomeCompareAOZOY vs KMB

AOZOY vs KMB: Dividend Comparison 2026

AOZOY yields 2.16% · KMB yields 5.25%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 AOZOY wins by $63.9K in total portfolio value· pulled ahead in Year 6
10 years
AOZOY
AOZOY
● Live price
2.16%
Share price
$4.31
Annual div
$0.09
5Y div CAGR
48.7%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$109.8K
Annual income
$40,308.71
Full AOZOY calculator →
KMB
KMB
● Live price
5.25%
Share price
$96.47
Annual div
$5.06
5Y div CAGR
17%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$45.9K
Annual income
$5,211.33
Full KMB calculator →

Portfolio growth — AOZOY vs KMB

📍 AOZOY pulled ahead of the other in Year 6

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodAOZOYKMB
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, AOZOY + KMB cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
AOZOY pays
KMB pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

AOZOY
Annual income on $10K today (after 15% tax)
$183.50/yr
After 10yr DRIP, annual income (after tax)
$34,262.40/yr
KMB
Annual income on $10K today (after 15% tax)
$445.84/yr
After 10yr DRIP, annual income (after tax)
$4,429.63/yr
At 15% tax rate, AOZOY beats the other by $29,832.77/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of AOZOY + KMB for your $10,000?

AOZOY: 50%KMB: 50%
100% KMB50/50100% AOZOY
Portfolio after 10yr
$77.8K
Annual income
$22,760.01/yr
Blended yield
29.24%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on KMB right now

AOZOY
No analyst data
Altman Z
0.3
Piotroski
5/9
KMB
Analyst Ratings
9
Buy
19
Hold
3
Sell
Consensus: Hold
Price Target
$123.00
+27.5% upside vs current
Range: $102.00 — $162.00
Altman Z
3.4
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

AOZOY buys
0
KMB buys
6
PoliticianChamberTickerTypeAmountDate
Gilbert Cisneros🏢 House$KMB▼ Sell$1,001 - $15,0002025-11-12
Ro Khanna🏢 House$KMB▼ Sell$1,001 - $15,0002025-09-29
Ro Khanna🏢 House$KMB▼ Sell$1,001 - $15,0002025-09-05
Lisa McClain🏢 House$KMB▼ Sell$1,001 - $15,0002025-07-16
Lisa McClain🏢 House$KMB▲ Buy$1,001 - $15,0002025-07-10
Rob Bresnahan🏢 House$KMB▼ Sell$1,001 - $15,0002025-05-15
Rob Bresnahan🏢 House$KMB▼ Sell$1,001 - $15,0002025-04-08
Julie Johnson🏢 House$KMB▼ Sell$1,001 - $15,0002025-04-01
Ro Khanna🏢 House$KMB▲ Buy$1,001 - $15,0002024-11-15
Tommy Tuberville🏛 Senate$KMB▼ Sell$15,001 - $50,0002024-10-29
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricAOZOYKMB
Forward yield2.16%5.25%
Annual dividend / share$0.09$5.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR48.7%17%
Portfolio after 10y$109.8K$45.9K
Annual income after 10y$40,308.71$5,211.33
Total dividends collected$82.7K$21.5K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: AOZOY vs KMB ($10,000, DRIP)

YearAOZOY PortfolioAOZOY Income/yrKMB PortfolioKMB Income/yrGap
1$11,021$321.02$11,314$613.68$293.00KMB
2$12,284$491.68$12,865$759.19$581.00KMB
3$13,906$761.62$14,709$943.96$803.00KMB
4$16,077$1,198.15$16,919$1,180.17$842.00KMB
5$19,128$1,925.11$19,588$1,484.33$460.00KMB
6← crossover$23,650$3,182.99$22,838$1,879.06+$812.00AOZOY
7$30,774$5,469.21$26,832$2,395.60+$3.9KAOZOY
8$42,819$9,890.44$31,788$3,077.63+$11.0KAOZOY
9$64,941$19,124.51$38,000$3,986.82+$26.9KAOZOY
10$109,795$40,308.71$45,872$5,211.33+$63.9KAOZOY

AOZOY vs KMB: Complete Analysis 2026

AOZOYStock

Aozora Bank, Ltd., together with its subsidiaries, provides various banking products and services in Japan and internationally. It operates through Retail Banking Group, Institutional Banking Group, Allied Banking Group, Specialty Finance Group, International Finance Group, and Financial Markets Group segments. The company offers checking accounts, savings accounts, time deposits, deposits-at-notice, non-residents deposits, and negotiable certificates of deposit, as well as deposits in foreign currencies. It also provides loans on deeds and notes, and overdrafts; corporate, M&A, project, equity, sustainable, LBO, structured, real estate, business recovery, and project financing products; syndicated loans; discount on promissory notes; securities investments, including public, local, and corporate bonds, as well as equity and other securities; domestic and foreign exchange services; and consignment of bonds. In addition, the company offers liabilities guarantee, securities lending, public bonds underwriting, agency, custody, financial instruments intermediary, securitization, M&A advisory, business succession consulting, business expansion, equity/debt funding, and consulting services. Further, it is involved in the over-the-counter sale of securities investment trusts and insurance products; and provision of trust services for secured corporate bonds, as well as interest rate, currency, and other derivative transaction services. As of March 31, 2021, it operated 19 branches. The company was formerly known as Nippon Fudosan Bank, Limited and changed its name to Aozora Bank, Ltd. in 2001. Aozora Bank, Ltd. was incorporated in 1957 and is headquartered in Tokyo, Japan.

Full AOZOY Calculator →

KMBConsumer Staples

Kimberly-Clark Corporation, together with its subsidiaries, manufactures and markets personal care and consumer tissue products worldwide. It operates through three segments: Personal Care, Consumer Tissue, and K-C Professional. The Personal Care segment offers disposable diapers, swimpants, training and youth pants, baby wipes, feminine and incontinence care products, and other related products under the Huggies, Pull-Ups, Little Swimmers, GoodNites, DryNites, Sweety, Kotex, U by Kotex, Intimus, Depend, Plenitud, Softex, Poise, and other brand names. The Consumer Tissue segment provides facial and bathroom tissues, paper towels, napkins, and related products under the Kleenex, Scott, Cottonelle, Viva, Andrex, Scottex, Neve, and other brand names. The K-C Professional segment offers wipers, tissues, towels, apparel, soaps, and sanitizers under the Kleenex, Scott, WypAll, Kimtech, and KleenGuard brands. The company sells household use products directly to supermarkets, mass merchandisers, drugstores, warehouse clubs, variety and department stores, and other retail outlets, as well as through other distributors and e-commerce; and away-from-home use products directly to manufacturing, lodging, office building, food service, and public facilities, as well as through distributors and e-commerce. Kimberly-Clark Corporation was founded in 1872 and is headquartered in Dallas, Texas.

Full KMB Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.