HomeCompareAOZOY vs YUM

AOZOY vs YUM: Dividend Comparison 2026

AOZOY yields 2.16% · YUM yields 1.85%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 AOZOY wins by $2.8K in total portfolio value
10 years
AOZOY
AOZOY
● Live price
2.16%
Share price
$4.31
Annual div
$0.09
5Y div CAGR
48.7%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$109.8K
Annual income
$40,308.71
Full AOZOY calculator →
YUM
YUM
● Live price
1.85%
Share price
$155.48
Annual div
$2.88
5Y div CAGR
51.4%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$107.0K
Annual income
$39,957.33
Full YUM calculator →

Portfolio growth — AOZOY vs YUM

📍 AOZOY pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodAOZOYYUM
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, AOZOY + YUM cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
AOZOY pays
YUM pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

AOZOY
Annual income on $10K today (after 15% tax)
$183.50/yr
After 10yr DRIP, annual income (after tax)
$34,262.40/yr
YUM
Annual income on $10K today (after 15% tax)
$157.45/yr
After 10yr DRIP, annual income (after tax)
$33,963.73/yr
At 15% tax rate, AOZOY beats the other by $298.67/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of AOZOY + YUM for your $10,000?

AOZOY: 50%YUM: 50%
100% YUM50/50100% AOZOY
Portfolio after 10yr
$108.4K
Annual income
$40,133.01/yr
Blended yield
37.02%
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Analyst Conviction Gap

Where Wall Street is most bullish on YUM right now

AOZOY
No analyst data
Altman Z
0.3
Piotroski
5/9
YUM
Analyst Ratings
18
Buy
30
Hold
3
Sell
Consensus: Hold
Price Target
$173.15
+11.4% upside vs current
Range: $158.00 — $190.00
Altman Z
2.6
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

AOZOY buys
0
YUM buys
7
PoliticianChamberTickerTypeAmountDate
Ro Khanna🏢 House$YUM▲ Buy$1,001 - $15,0002025-09-05
Lisa McClain🏢 House$YUM▲ Buy$1,001 - $15,0002025-06-24
Gilbert Cisneros🏢 House$YUM▼ Sell$1,001 - $15,0002025-05-30
Gilbert Cisneros🏢 House$YUM▼ Sell$1,001 - $15,0002025-05-30
Rob Bresnahan🏢 House$YUM▼ Sell$1,001 - $15,0002025-05-15
James E Hon Banks🏛 Senate$YUM▼ Sell$1,001 - $15,0002025-02-18
James E Hon Banks🏛 Senate$YUM▼ Sell$1,001 - $15,0002025-02-18
James E Hon Banks🏛 Senate$YUM▼ Sell$1,001 - $15,0002025-02-18
James E Hon Banks🏢 House$YUM▼ Sell$1,001 - $15,0002025-02-18
James E Hon Banks🏢 House$YUM▲ Buy$1,001 - $15,0002024-08-08
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricAOZOYYUM
Forward yield2.16%1.85%
Annual dividend / share$0.09$2.88
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR48.7%51.4%
Portfolio after 10y$109.8K$107.0K
Annual income after 10y$40,308.71$39,957.33
Total dividends collected$82.7K$80.4K
Payment frequencyquarterlyquarterly
SectorStockConsumer Discretionary

Year-by-year: AOZOY vs YUM ($10,000, DRIP)

YearAOZOY PortfolioAOZOY Income/yrYUM PortfolioYUM Income/yrGap
1← crossover$11,021$321.02$10,980$280.44+$41.00AOZOY
2$12,284$491.68$12,185$435.72+$99.00AOZOY
3$13,906$761.62$13,722$684.14+$184.00AOZOY
4$16,077$1,198.15$15,773$1,090.14+$304.00AOZOY
5$19,128$1,925.11$18,650$1,773.02+$478.00AOZOY
6$23,650$3,182.99$22,921$2,966.37+$729.00AOZOY
7$30,774$5,469.21$29,685$5,158.69+$1.1KAOZOY
8$42,819$9,890.44$41,216$9,453.02+$1.6KAOZOY
9$64,941$19,124.51$62,672$18,571.31+$2.3KAOZOY
10$109,795$40,308.71$107,016$39,957.33+$2.8KAOZOY

AOZOY vs YUM: Complete Analysis 2026

AOZOYStock

Aozora Bank, Ltd., together with its subsidiaries, provides various banking products and services in Japan and internationally. It operates through Retail Banking Group, Institutional Banking Group, Allied Banking Group, Specialty Finance Group, International Finance Group, and Financial Markets Group segments. The company offers checking accounts, savings accounts, time deposits, deposits-at-notice, non-residents deposits, and negotiable certificates of deposit, as well as deposits in foreign currencies. It also provides loans on deeds and notes, and overdrafts; corporate, M&A, project, equity, sustainable, LBO, structured, real estate, business recovery, and project financing products; syndicated loans; discount on promissory notes; securities investments, including public, local, and corporate bonds, as well as equity and other securities; domestic and foreign exchange services; and consignment of bonds. In addition, the company offers liabilities guarantee, securities lending, public bonds underwriting, agency, custody, financial instruments intermediary, securitization, M&A advisory, business succession consulting, business expansion, equity/debt funding, and consulting services. Further, it is involved in the over-the-counter sale of securities investment trusts and insurance products; and provision of trust services for secured corporate bonds, as well as interest rate, currency, and other derivative transaction services. As of March 31, 2021, it operated 19 branches. The company was formerly known as Nippon Fudosan Bank, Limited and changed its name to Aozora Bank, Ltd. in 2001. Aozora Bank, Ltd. was incorporated in 1957 and is headquartered in Tokyo, Japan.

Full AOZOY Calculator →

YUMConsumer Discretionary

YUM! Brands, Inc., together with its subsidiaries, develops, operates, and franchises quick service restaurants worldwide. It operates through four segments: the KFC Division, the Taco Bell Division, the Pizza Hut Division, and the Habit Burger Grill Division. The company operates restaurants under the KFC, Pizza Hut, Taco Bell, and The Habit Burger Grill brands, which specialize in chicken, pizza, made-to-order chargrilled burgers, sandwiches, Mexican-style food categories, and other food products. As of December 31, 2021, it had 26,934 KFC units; 18,381 Pizza Hut units; 7,791 Taco Bell units; and 318 The Habit Burger Grill units in approximately 157 countries and territories. The company was formerly known as TRICON Global Restaurants, Inc. and changed its name to YUM! Brands, Inc. in May 2002. YUM! Brands, Inc. was incorporated in 1997 and is headquartered in Louisville, Kentucky.

Full YUM Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.