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ARCC vs MSFT: Dividend Comparison 2026

ARCC yields 9.06% · MSFT yields 0.72% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 MSFT wins by $33.0K in total portfolio value
10 years
ARCC
Ares Capital Corporation
9.06%
Share price
$21.20
Annual div
$1.92
5Y div CAGR
3.1%
Payout ratio
88%
After 10 yrs · $10,000 · DRIP
Portfolio value
$43.8K
Annual income
$2,279.31
Full ARCC calculator →
MSFT
Microsoft Corporation
0.72%
Share price
$415.20
Annual div
$3.00
5Y div CAGR
10.2%
Payout ratio
24%
After 10 yrs · $10,000 · DRIP
Portfolio value
$76.9K
Annual income
$198.68
Full MSFT calculator →

Portfolio growth — ARCC vs MSFT

Annual dividend income

MetricARCCMSFT
Forward yield9.06%0.72%
Annual dividend / share$1.92$3.00
Payout ratio88%24%
1-year div growth2%10.5%
5-year div CAGR3.1%10.2%
Portfolio after 10y$43.8K$76.9K
Annual income after 10y$2,279.31$198.68
Total dividends collected$15.5K$1.3K
Payment frequencyquarterlyquarterly
SectorBDCTechnology

Year-by-year: ARCC vs MSFT ($10,000, DRIP)

YearARCC PortfolioARCC Income/yrMSFT PortfolioMSFT Income/yrGap
1$11,774$933.74$12,290$79.62$516.00MSFT
2$13,808$1,045.61$15,094$88.32$1.3KMSFT
3$16,135$1,166.34$18,528$97.90$2.4KMSFT
4$18,786$1,296.19$22,731$108.46$3.9KMSFT
5$21,800$1,435.41$27,874$120.09$6.1KMSFT
6$25,215$1,584.23$34,167$132.92$9.0KMSFT
7$29,076$1,742.84$41,865$147.05$12.8KMSFT
8$33,430$1,911.44$51,280$162.62$17.9KMSFT
9$38,328$2,090.21$62,793$179.77$24.5KMSFT
10$43,827$2,279.31$76,869$198.68$33.0KMSFT

ARCC vs MSFT: Complete Analysis 2026

ARCCBDC

Ares Capital is the largest Business Development Company by assets. It provides financing to middle market companies and pays a generous quarterly dividend plus occasional special dividends. With $21B+ in AUM and diversified exposure across industries, ARCC is the benchmark BDC for income investors.

Full ARCC Calculator →

MSFTTechnology

Microsoft has grown its dividend 10%+ annually for a decade, making it one of the best dividend growth stories in tech. Azure cloud dominance and AI integration (Copilot) drive strong cash generation. Low payout ratio of ~24% means dividends are extremely safe with significant room to grow.

Full MSFT Calculator →

Frequently Asked Questions

Is ARCC or MSFT better for dividend income in 2026?
ARCC currently offers a 9.06% yield (1.92/share/year) while MSFT offers 0.72% (3.00/share/year). ARCC provides higher current income. However, MSFT has grown its dividend faster (10.2% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in ARCC vs MSFT earn per year?
With $10,000 invested today: ARCC pays approximately $906/year. MSFT pays approximately $72/year. With DRIP reinvestment over 10 years, these grow to $2,279/year (ARCC) and $199/year (MSFT).
Does ARCC or MSFT pay monthly dividends?
ARCC pays quarterly dividends. MSFT pays quarterly dividends. Neither pay monthly — both use a quarterly schedule, which is preferred by investors who need regular cash flow.
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⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.