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ARCC vs VYM: Dividend Comparison 2026

ARCC yields 9.06% · VYM yields 2.91% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 ARCC wins by $12.6K in total portfolio value
10 years
ARCC
Ares Capital Corporation
9.06%
Share price
$21.20
Annual div
$1.92
5Y div CAGR
3.1%
Payout ratio
88%
After 10 yrs · $10,000 · DRIP
Portfolio value
$43.8K
Annual income
$2,279.31
Full ARCC calculator →
VYM
Vanguard High Dividend Yield ETF
2.91%
Share price
$118.40
Annual div
$3.44
5Y div CAGR
7.8%
Payout ratio
45%
After 10 yrs · $10,000 · DRIP
Portfolio value
$31.3K
Annual income
$785.17
Full VYM calculator →

Portfolio growth — ARCC vs VYM

Annual dividend income

MetricARCCVYM
Forward yield9.06%2.91%
Annual dividend / share$1.92$3.44
Payout ratio88%45%
1-year div growth2%6.2%
5-year div CAGR3.1%7.8%
Portfolio after 10y$43.8K$31.3K
Annual income after 10y$2,279.31$785.17
Total dividends collected$15.5K$5.2K
Payment frequencyquarterlyquarterly
SectorBDCETF

Year-by-year: ARCC vs VYM ($10,000, DRIP)

YearARCC PortfolioARCC Income/yrVYM PortfolioVYM Income/yrGap
1$11,774$933.74$11,223$313.20+$551.00ARCC
2$13,808$1,045.61$12,592$347.33+$1.2KARCC
3$16,135$1,166.34$14,123$385.04+$2.0KARCC
4$18,786$1,296.19$15,835$426.70+$3.0KARCC
5$21,800$1,435.41$17,748$472.73+$4.1KARCC
6$25,215$1,584.23$19,887$523.54+$5.3KARCC
7$29,076$1,742.84$22,276$579.64+$6.8KARCC
8$33,430$1,911.44$24,945$641.54+$8.5KARCC
9$38,328$2,090.21$27,925$709.84+$10.4KARCC
10$43,827$2,279.31$31,251$785.17+$12.6KARCC

ARCC vs VYM: Complete Analysis 2026

ARCCBDC

Ares Capital is the largest Business Development Company by assets. It provides financing to middle market companies and pays a generous quarterly dividend plus occasional special dividends. With $21B+ in AUM and diversified exposure across industries, ARCC is the benchmark BDC for income investors.

Full ARCC Calculator →

VYMETF

VYM tracks the FTSE High Dividend Yield Index, holding ~450 large-cap US companies with above-average dividend yields. With an ultra-low 0.06% expense ratio, it's one of the cheapest dividend ETFs available. Excellent core holding for long-term dividend growth investors seeking broad diversification and reliable income.

Full VYM Calculator →

Frequently Asked Questions

Is ARCC or VYM better for dividend income in 2026?
ARCC currently offers a 9.06% yield (1.92/share/year) while VYM offers 2.91% (3.44/share/year). ARCC provides higher current income. However, VYM has grown its dividend faster (7.8% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in ARCC vs VYM earn per year?
With $10,000 invested today: ARCC pays approximately $906/year. VYM pays approximately $291/year. With DRIP reinvestment over 10 years, these grow to $2,279/year (ARCC) and $785/year (VYM).
Does ARCC or VYM pay monthly dividends?
ARCC pays quarterly dividends. VYM pays quarterly dividends. Neither pay monthly — both use a quarterly schedule, which is preferred by investors who need regular cash flow.
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⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.