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ARGO vs BTI: Dividend Comparison 2026

ARGO yields 2.49% · BTI yields 5.38%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 BTI wins by $17.6K in total portfolio value
10 years
ARGO
ARGO
● Live price
2.49%
Share price
$29.99
Annual div
$0.75
5Y div CAGR
-50%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.1K
Annual income
$0.25
Full ARGO calculator →
BTI
BTI
● Live price
5.38%
Share price
$58.47
Annual div
$3.15
5Y div CAGR
11.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$37.7K
Annual income
$2,786.64
Full BTI calculator →

Portfolio growth — ARGO vs BTI

📍 BTI pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodARGOBTI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, ARGO + BTI cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
ARGO pays
BTI pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

ARGO
Annual income on $10K today (after 15% tax)
$211.86/yr
After 10yr DRIP, annual income (after tax)
$0.21/yr
BTI
Annual income on $10K today (after 15% tax)
$457.40/yr
After 10yr DRIP, annual income (after tax)
$2,368.64/yr
At 15% tax rate, BTI beats the other by $2,368.43/year in after-tax income after 10 years on $10,000
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Lazy Portfolio Split Optimizer

What's the optimal mix of ARGO + BTI for your $10,000?

ARGO: 50%BTI: 50%
100% BTI50/50100% ARGO
Portfolio after 10yr
$28.9K
Annual income
$1,393.44/yr
Blended yield
4.82%
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Analyst Conviction Gap

Where Wall Street is most bullish on BTI right now

ARGO
Analyst Ratings
4
Buy
5
Hold
1
Sell
Consensus: Hold
Price Target
$45.25
+50.9% upside vs current
Range: $45.00 — $45.50
Altman Z
0.3
Piotroski
0/9
BTI
Analyst Ratings
12
Buy
4
Hold
2
Sell
Consensus: Buy
Price Target
$40.00
-31.6% upside vs current
Range: $40.00 — $40.00
Altman Z
2.1
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

ARGO buys
1
BTI buys
0
PoliticianChamberTickerTypeAmountDate
Kevin Hern🏢 House$ARGO▲ Buy$1,001 - $15,0002023-06-20
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricARGOBTI
Forward yield2.49%5.38%
Annual dividend / share$0.75$3.15
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR-50%11.3%
Portfolio after 10y$20.1K$37.7K
Annual income after 10y$0.25$2,786.64
Total dividends collected$251.00$14.3K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples
Analyst consensusHoldBuy
Analyst price target$45.25$40.00

Year-by-year: ARGO vs BTI ($10,000, DRIP)

YearARGO PortfolioARGO Income/yrBTI PortfolioBTI Income/yrGap
1← crossover$10,825$124.62$11,299$598.92$474.00BTI
2$11,645$63.04$12,794$703.91$1.1KBTI
3$12,492$31.69$14,518$829.07$2.0KBTI
4$13,383$15.89$16,513$978.64$3.1KBTI
5$14,327$7.95$18,827$1,157.84$4.5KBTI
6$15,334$3.98$21,518$1,373.12$6.2KBTI
7$16,410$1.99$24,657$1,632.46$8.2KBTI
8$17,559$0.99$28,329$1,945.74$10.8KBTI
9$18,789$0.50$32,637$2,325.33$13.8KBTI
10$20,104$0.25$37,708$2,786.64$17.6KBTI

ARGO vs BTI: Complete Analysis 2026

ARGOStock

Argo Group International Holdings, Ltd. underwrites specialty insurance and reinsurance products in the property and casualty markets. The company operates in two segments, U.S. Operations and International Operations. It offers primary and excess specialty casualty, general liability, commercial multi-peril, and workers compensation, as well as product, environmental, and auto liability insurance products; management liability, transaction liability, and errors and omissions liability insurance; primary and excess property, inland marine, and auto physical damage insurance; and surety, animal mortality, and ocean marine insurance products. The company also provides directors and officers liability, errors and omissions liability, and employment practices liability insurance; international casualty and motor treaties insurance; professional indemnity and medical malpractice insurance; direct and facultative excess insurance, North American and international binders, and residential collateral protection for lending institutions; and personal accident, aviation, cargo, yachts, and onshore and offshore marine insurance products. It markets its products through wholesale and retail agents, managing general agents, brokers, and third-party intermediaries. The company was founded in 1948 and is headquartered in Pembroke, Bermuda.

Full ARGO Calculator →

BTIConsumer Staples

British American Tobacco p.l.c. provides tobacco and nicotine products to consumers in the Americas, Europe, the Asia-Pacific, the Middle East, Africa, and the United States. It offers vapour, heated, and modern oral nicotine products; combustible cigarettes; and traditional oral products, such as snus and moist snuff. The company provides its products under the Vuse, glo, Velo, Grizzly, Kodiak, Dunhill, Kent, Lucky Strike, Pall Mall, Rothmans, Newport, Natural American Spirit, and Camel brands. The company distributes its products to retail outlets. British American Tobacco p.l.c. was founded in 1902 and is based in London, the United Kingdom.

Full BTI Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.