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AVB vs CFG: Dividend Comparison 2026

AVB yields 4.33% · CFG yields 3.06%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 AVB wins by $3.4K in total portfolio value
10 years
AVB
AVB
● Live price
4.33%
Share price
$161.56
Annual div
$7.00
5Y div CAGR
11.8%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$33.8K
Annual income
$2,127.22
Full AVB calculator →
CFG
CFG
● Live price
3.06%
Share price
$57.45
Annual div
$1.76
5Y div CAGR
14.2%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$30.4K
Annual income
$1,688.32
Full CFG calculator →

Portfolio growth — AVB vs CFG

📍 AVB pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodAVBCFG
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, AVB + CFG cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
AVB pays
CFG pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

AVB
Annual income on $10K today (after 15% tax)
$368.28/yr
After 10yr DRIP, annual income (after tax)
$1,808.14/yr
CFG
Annual income on $10K today (after 15% tax)
$260.40/yr
After 10yr DRIP, annual income (after tax)
$1,435.07/yr
At 15% tax rate, AVB beats the other by $373.06/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of AVB + CFG for your $10,000?

AVB: 50%CFG: 50%
100% CFG50/50100% AVB
Portfolio after 10yr
$32.1K
Annual income
$1,907.77/yr
Blended yield
5.94%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on CFG right now

AVB
Analyst Ratings
18
Buy
23
Hold
1
Sell
Consensus: Hold
Price Target
$192.70
+19.3% upside vs current
Range: $172.00 — $217.00
Altman Z
1.6
Piotroski
7/9
CFG
Analyst Ratings
31
Buy
6
Hold
1
Sell
Consensus: Buy
Price Target
$70.08
+22.0% upside vs current
Range: $60.00 — $80.00
Altman Z
0.3
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

AVB buys
0
CFG buys
0
No recent congressional trades found for AVB or CFG in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricAVBCFG
Forward yield4.33%3.06%
Annual dividend / share$7.00$1.76
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR11.8%14.2%
Portfolio after 10y$33.8K$30.4K
Annual income after 10y$2,127.22$1,688.32
Total dividends collected$11.2K$8.6K
Payment frequencyquarterlyquarterly
SectorREITFinancials
Analyst consensusHoldBuy
Analyst price target$192.70$70.08

Year-by-year: AVB vs CFG ($10,000, DRIP)

YearAVB PortfolioAVB Income/yrCFG PortfolioCFG Income/yrGap
1← crossover$11,184$484.40$11,050$349.86+$134.00AVB
2$12,533$566.08$12,236$412.60+$297.00AVB
3$14,074$662.81$13,580$487.63+$494.00AVB
4$15,836$777.65$15,108$577.61+$728.00AVB
5$17,859$914.31$16,852$685.86+$1.0KAVB
6$20,187$1,077.35$18,848$816.48+$1.3KAVB
7$22,872$1,272.39$21,142$974.64+$1.7KAVB
8$25,980$1,506.33$23,789$1,166.83+$2.2KAVB
9$29,586$1,787.73$26,855$1,401.25+$2.7KAVB
10$33,784$2,127.22$30,423$1,688.32+$3.4KAVB

AVB vs CFG: Complete Analysis 2026

AVBREIT

As of December 31, 2020, the Company owned or held a direct or indirect ownership interest in 291 apartment communities containing 86,025 apartment homes in 11 states and the District of Columbia, of which 18 communities were under development and one community was under redevelopment. The Company is an equity REIT in the business of developing, redeveloping, acquiring and managing apartment communities in leading metropolitan areas in New England, the New York/New Jersey Metro area, the Mid-Atlantic, the Pacific Northwest, and Northern and Southern California, as well as in the Company's expansion markets consisting of Southeast Florida and Denver, Colorado (the Expansion Markets).

Full AVB Calculator →

CFGFinancials

Citizens Financial Group, Inc. operates as the bank holding company for Citizens Bank, National Association that provides retail and commercial banking products and services to individuals, small businesses, middle-market companies, corporations, and institutions in the United States. The company operates in two segments, Consumer Banking and Commercial Banking. The Consumer Banking segment offers deposit products, mortgage and home equity lending products, credit cards, business loans, wealth management, and investment services; and auto, education, and point-of-sale finance loans, as well as digital deposit products. This segment serves its customers through telephone service centers, as well as through its online and mobile platforms. The Commercial Banking segment provides various financial products and solutions, including lending and leasing, deposit and treasury management services, foreign exchange, and interest rate and commodity risk management solutions, as well as syndicated loans, corporate finance, mergers and acquisitions, and debt and equity capital markets services. This segment serves government banking, not-for-profit, healthcare, technology, professionals, oil and gas, asset finance, franchise finance, asset-based lending, commercial real estate, private equity, and sponsor finance industries. It operates approximately 1,200 branches in 14 states and the District of Columbia; 114 retail and commercial non-branch offices in national markets; and approximately 3,300 automated teller machines. The company was formerly known as RBS Citizens Financial Group, Inc. and changed its name to Citizens Financial Group, Inc. in April 2014. Citizens Financial Group, Inc. was founded in 1828 and is headquartered in Providence, Rhode Island.

Full CFG Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.