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Citizens Financial Group, Inc. ยท NYSE
Price: $74.40 ยท Annual div: $1.80/share ยท Frequency: quarterly ยท Payout ratio: 50% ยท Ex-div: TBD
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Year your monthly dividend income covers each expense (based on current settings)
$10,000 in CFG โ $411.0K in 10 years ยท $82.49/month
Citizens Financial Group, Inc. (CFG) functions as the holding company for Citizens Bank, National Association, a major financial institution offering a comprehensive suite of retail and commercial banking solutions across the United States. It serves a broad spectrum of clients, from individual consumers and small enterprises to large corporations and various institutions. Its business is segmented into two primary divisions: Consumer Banking and Commercial Banking. The Consumer Banking division delivers a robust array of products, encompassing deposit accounts, mortgage and home equity lending, credit cards, and business loans for smaller entities. It also provides wealth management, investment services, and specialized financing for areas like auto, education, and point-of-sale purchases, alongside digital deposit solutions. Clients engage with this segment through contact centers and its advanced online and mobile banking platforms. Conversely, the Commercial Banking segment provides sophisticated financial solutions designed for corporate and institutional clients. These include a wide range of lending and leasing products, treasury and deposit management services, foreign exchange, and risk mitigation tools for interest rates and commodities. Additionally, it offers syndicated loans, corporate finance advice, merger and acquisition (M&A) assistance, and capital markets services for debt and equity. Its client roster spans numerous industries, such as government, non-profit, healthcare, technology, professional services, energy (oil and gas), asset and franchise finance, asset-based lending, commercial real estate, private equity, and sponsor finance. The company boasts a substantial physical presence, operating approximately 1,200 branches across 14 states and the District of Columbia. Complementing these are 114 non-branch retail and commercial offices in key national markets and a network of roughly 3,300 automated teller machines. Founded in 1828, Citizens Financial Group, Inc. is headquartered in Providence, Rhode Island. It adopted its current name in April 2014, having previously operated as RBS Citizens Financial Group, Inc.
This calculation uses the DividendFlow Engine v6.0. Data is verified daily against SEC filings and FMP real-time feeds to ensure projection accuracy.
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Real after-tax yield depends on where you live and how you hold CFG.
| Account/Country | Tax Rate | After-tax Yield | Real Yield | $10K Annual Income |
|---|---|---|---|---|
| ๐บ๐ธ Roth IRA / 401k | 0% | 2.42% | -0.38% | $242 / yr |
| ๐บ๐ธ US Taxable (15%) โ | 15% | 2.06% | -0.74% | $206 / yr |
| ๐บ๐ธ US Taxable (20%) | 20% | 1.94% | -0.86% | $194 / yr |
| ๐ฌ๐ง UK ISA | 0% | 2.42% | -0.38% | $242 / yr |
| ๐ฌ๐ง UK Taxable | 8.75% | 2.21% | -0.59% | $221 / yr |
| ๐จ๐ฆ TFSA | 0% | 2.42% | -0.38% | $242 / yr |
| ๐จ๐ฆ CA Taxable | 25% | 1.81% | -0.98% | $182 / yr |
| ๐ฆ๐บ Super (pension) | 15% | 2.06% | -0.74% | $206 / yr |
| ๐ฆ๐บ AU Taxable | 30% | 1.69% | -1.11% | $169 / yr |
| ๐ฉ๐ช DE Taxable | 26.375% | 1.78% | -1.02% | $178 / yr |
| ๐ซ๐ท FR Taxable | 30% | 1.69% | -1.11% | $169 / yr |
Real yield = after-tax yield minus US CPI of 2.8%. 12-month CPI (US BLS via FMP economic-indicators). Click any row to select. US withholding tax (30%, reducible by treaty) applies to non-US residents holding US stocks in taxable accounts.
12-month CPI (US BLS via FMP economic-indicators).
Based on current dividend of $1.80/share/yr ยท ๐บ๐ธ US Taxable (15%) ยท static projection (no growth assumed).
CFG pays quarterly โ 4 times per year. Next ex-div: TBD.
How CFG compares to typical Financial Services averages.
Benchmarks: S&P 500 sector averages (2024โ2026). Sources: Morningstar, Bloomberg, NAREIT. 5Y CAGR for CFG sourced from FMP /financial-growth endpoint โ real data, not estimates.
When executives buy their own stock, it's a signal they believe in the dividend's sustainability.
| Insider | Title | Type | Date | Shares | Price | Total Value |
|---|---|---|---|---|---|---|
| F-InKind | 2026-06-15 | 4,913 | $67.65 | $332.4K | ||
| A-Award | 2026-05-14 | 250.55 | โ | โ | ||
| A-Award | 2026-05-14 | 194.975 | โ | โ | ||
| A-Award | 2026-05-14 | 161.696 | โ | โ | ||
| A-Award | 2026-05-14 | 323.121 | โ | โ | ||
| A-Award | 2026-05-14 | 194.975 | โ | โ | ||
| A-Award | 2026-05-14 | 161.696 | โ | โ | ||
| A-Award | 2026-05-14 | 295.988 | โ | โ | ||
| A-Award | 2026-05-14 | 323.121 | โ | โ | ||
| A-Award | 2026-05-14 | 56.764 | โ | โ |
Insider transactions sourced from SEC Form 4 filings via Financial Modeling Prep. See disclaimer.
Analyst consensus price target via FMP. Not a guarantee of future performance. Past analyst accuracy varies.
Altman Z-Score predicts bankruptcy risk. Piotroski F-Score measures financial strength across 9 criteria. High scores โ lower dividend cut risk. Data via FMP financial statements.
Dividend yields, payout ratios, and financial metrics are sourced from Financial Modeling Prep (FMP) and cross-referenced with SEC EDGAR filings. Data is cached and updated every 24 hours via our nightly refresh. DRIP projections are forward-looking estimates, not guarantees.
Educational purposes only. Not financial advice. DividendFlow is not a registered investment advisor. Projections generated by the CFG dividend calculator are estimates based on historical data and user inputs. Actual future returns, stock prices, and dividend payments will vary. Dividends can be cut or suspended at any time. All investments carry risk, including the loss of principal. Please consult a qualified financial professional before making any investment decisions. Full disclaimer โ
Citizens Financial Group, Inc. (CFG) is currently trading at $74.40, trading near its 52-week high. The current dividend yield is 2.42% based on an annual payout of $1.80 per share.
Citizens Financial Group, Inc. (CFG) is a financial services stock currently trading at $74.40 with a dividend yield of 2.42%. The company pays an annual dividend of $1.80 per share. The payout ratio of 50% suggests the dividend is well-covered by earnings. Over the past 5 years, CFG has grown its dividend at a compound annual rate of 14.2%.
Auto-generated from live market data. For educational purposes only โ not financial advice.
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