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AVCT vs GBDC: Dividend Comparison 2026

AVCT yields 334.45% · GBDC yields 11.86%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 AVCT wins by $3164.52M in total portfolio value
10 years
AVCT
AVCT
● Live price
334.45%
Share price
$0.60
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$3185.37M
Annual income
$2,005,675,534.15
Full AVCT calculator →
GBDC
GBDC
● Live price
11.86%
Share price
$12.65
Annual div
$1.50
5Y div CAGR
51.1%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.85M
Annual income
$16,450,733.83
Full GBDC calculator →

Portfolio growth — AVCT vs GBDC

📍 AVCT pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodAVCTGBDC
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, AVCT + GBDC cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
AVCT pays
GBDC pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

AVCT
Annual income on $10K today (after 15% tax)
$28,428.09/yr
After 10yr DRIP, annual income (after tax)
$1,704,824,204.03/yr
GBDC
Annual income on $10K today (after 15% tax)
$1,007.91/yr
After 10yr DRIP, annual income (after tax)
$13,983,123.76/yr
At 15% tax rate, AVCT beats the other by $1,690,841,080.27/year in after-tax income after 10 years on $10,000
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Lazy Portfolio Split Optimizer

What's the optimal mix of AVCT + GBDC for your $10,000?

AVCT: 50%GBDC: 50%
100% GBDC50/50100% AVCT
Portfolio after 10yr
$1603.11M
Annual income
$1,011,063,133.99/yr
Blended yield
63.07%
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Analyst Conviction Gap

Where Wall Street is most bullish on GBDC right now

AVCT
No analyst data
GBDC
Analyst Ratings
6
Buy
5
Hold
Consensus: Buy
Price Target
$14.00
+10.7% upside vs current
Range: $13.00 — $15.00
Altman Z
0.6
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

AVCT buys
0
GBDC buys
0
No recent congressional trades found for AVCT or GBDC in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricAVCTGBDC
Forward yield334.45%11.86%
Annual dividend / share$2.00$1.50
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%51.1%
Portfolio after 10y$3185.37M$20.85M
Annual income after 10y$2,005,675,534.15$16,450,733.83
Total dividends collected$3071.05M$20.43M
Payment frequencyquarterlyquarterly
SectorStockBDC

Year-by-year: AVCT vs GBDC ($10,000, DRIP)

YearAVCT PortfolioAVCT Income/yrGBDC PortfolioGBDC Income/yrGap
1← crossover$44,145$33,444.82$12,492$1,791.70+$31.7KAVCT
2$185,218$137,982.73$16,527$3,160.58+$168.7KAVCT
3$739,241$541,057.86$23,588$5,904.90+$715.7KAVCT
4$2,809,184$2,018,196.27$37,141$11,901.65+$2.77MAVCT
5$10,173,429$7,167,601.87$66,205$26,463.38+$10.11MAVCT
6$35,144,813$24,259,244.27$137,452$66,612.65+$35.01MAVCT
7$115,927,601$78,322,651.54$342,372$195,298.53+$115.59MAVCT
8$365,493,650$241,451,116.53$1,053,292$686,954.33+$364.44MAVCT
9$1,102,518,446$711,440,240.69$4,111,439$2,984,416.95+$1098.41MAVCT
10$3,185,370,272$2,005,675,534.15$20,849,974$16,450,733.83+$3164.52MAVCT

AVCT vs GBDC: Complete Analysis 2026

AVCTStock

American Virtual Cloud Technologies, Inc., a pure-play cloud communications and collaboration company, provides cloud-based enterprise services worldwide. The company's Kandy cloud communications platform is a cloud-based, real-time communications platform, which offers proprietary unified communications as a service, communications platform as a service, contact center as a service, Microsoft Teams Direct Routing as a Service, and SIP Trunking as a Service capabilities. Its cloud-based, real-time communications platform enables service providers, enterprises, software vendors, systems integrators, partners, and developers to enrich their applications and services with real-time contextual communications empowering the application programming interface economy. American Virtual Cloud Technologies, Inc. also has strategic partnerships with AT&T, IBM, and Etisalat to sell various solutions. The company was founded in 1987 and is based in Atlanta, Georgia.

Full AVCT Calculator →

GBDCBDC

Golub Capital BDC, Inc. (GBDC) is a business development company and operates as an externally managed closed-end non-diversified management investment company. It invests in debt and minority equity investments in middle-market companies that are, in most cases, sponsored by private equity investors. It typically invests in diversified consumer services, automobiles, healthcare technology, insurance, health care equipment and supplies, hotels, restaurants and leisure, healthcare providers and services, IT services and specialty retails. It seeks to invest in the United States. It primarily invests in first lien traditional senior debt, first lien one stop, junior debt and equity, senior secured, one stop, unitranche, second lien, subordinated and mezzanine loans of middle-market companies, and warrants.

Full GBDC Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.