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AXP vs IBM: Dividend Comparison 2026

AXP yields 1.10% · IBM yields 2.83%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 AXP wins by $433.6K in total portfolio value· pulled ahead in Year 4
10 years
AXP
AXP
● Live price
1.10%
Share price
$297.58
Annual div
$3.28
5Y div CAGR
78.5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$461.4K
Annual income
$298,922.75
Full AXP calculator →
IBM
International Business Machines
● Live price
2.83%
Share price
$237.25
Annual div
$6.72
5Y div CAGR
3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$27.7K
Annual income
$463.53
Full IBM calculator →

Portfolio growth — AXP vs IBM

📍 AXP pulled ahead of the other in Year 4

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodAXPIBM
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, AXP + IBM cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
AXP pays
IBM pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

AXP
Annual income on $10K today (after 15% tax)
$93.69/yr
After 10yr DRIP, annual income (after tax)
$254,084.34/yr
IBM
Annual income on $10K today (after 15% tax)
$240.76/yr
After 10yr DRIP, annual income (after tax)
$394.00/yr
At 15% tax rate, AXP beats the other by $253,690.34/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of AXP + IBM for your $10,000?

AXP: 50%IBM: 50%
100% IBM50/50100% AXP
Portfolio after 10yr
$244.6K
Annual income
$149,693.13/yr
Blended yield
61.21%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on IBM right now

AXP
Analyst Ratings
21
Buy
32
Hold
4
Sell
Consensus: Hold
Price Target
$374.58
+25.9% upside vs current
Range: $295.00 — $425.00
Altman Z
0.5
Piotroski
7/9
IBM
Analyst Ratings
1
Strong
20
Buy
24
Hold
4
Sell
Consensus: Hold
Price Target
$349.50
+47.3% upside vs current
Range: $304.00 — $380.00
Altman Z
3.2
Piotroski
5/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

AXP buys
0
IBM buys
10
PoliticianChamberTickerTypeAmountDate
David Taylor🏢 House$IBM▼ Sell$1,001 - $15,0002026-02-26
David Taylor🏢 House$IBM▼ Sell$15,001 - $50,0002026-02-26
Jonathan Jackson🏢 House$IBM▼ Sell$50,001 - $100,0002026-02-17
Jonathan Jackson🏢 House$IBM▼ Sell$1,001 - $15,0002026-02-17
Gilbert Cisneros🏢 House$IBM▼ Sell$1,001 - $15,0002026-02-10
Julia Letlow🏢 House$IBM▲ Buy$1,001 - $15,0002026-02-02
David Taylor🏢 House$IBM▲ Buy$1,001 - $15,0002026-01-08
David Taylor🏢 House$IBM▲ Buy$15,001 - $50,0002026-01-08
Gilbert Cisneros🏢 House$IBM▲ Buy$1,001 - $15,0002025-12-19
Julie Johnson🏢 House$IBM▼ Sell$1,001 - $15,0002025-12-18
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricAXPIBM
Forward yield1.10%2.83%
Annual dividend / share$3.28$6.72
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR78.5%3%
Portfolio after 10y$461.4K$27.7K
Annual income after 10y$298,922.75$463.53
Total dividends collected$425.9K$3.7K
Payment frequencyquarterlyquarterly
SectorFinancialsTechnology
Analyst consensusHoldHold
Analyst price target$374.58$349.50

Year-by-year: AXP vs IBM ($10,000, DRIP)

YearAXP PortfolioAXP Income/yrIBM PortfolioIBM Income/yrGap
1$10,897$196.75$11,132$291.74$235.00IBM
2$12,017$357.65$12,375$308.58$358.00IBM
3$13,516$657.99$13,741$325.97$225.00IBM
4← crossover$15,697$1,234.61$15,239$343.91+$458.00AXP
5$19,188$2,391.92$16,882$362.40+$2.3KAXP
6$25,409$4,877.60$18,681$381.46+$6.7KAXP
7$37,962$10,774.96$20,651$401.10+$17.3KAXP
8$67,475$26,855.93$22,807$421.31+$44.7KAXP
9$151,831$79,632.36$25,165$442.12+$126.7KAXP
10$461,382$298,922.75$27,743$463.53+$433.6KAXP

AXP vs IBM: Complete Analysis 2026

AXPFinancials

American Express Company, together with its subsidiaries, provides charge and credit payment card products, and travel-related services worldwide. The company operates through three segments: Global Consumer Services Group, Global Commercial Services, and Global Merchant and Network Services. Its products and services include payment and financing products; network services; accounts payable expense management products and services; and travel and lifestyle services. The company's products and services also comprise merchant acquisition and processing, servicing and settlement, point-of-sale marketing, and information products and services for merchants; and fraud prevention services, as well as the design and operation of customer loyalty programs. It sells its products and services to consumers, small businesses, mid-sized companies, and large corporations through mobile and online applications, third-party vendors and business partners, direct mail, telephone, in-house sales teams, and direct response advertising. American Express Company was founded in 1850 and is headquartered in New York, New York.

Full AXP Calculator →

IBMTechnology

International Business Machines Corporation provides integrated solutions and services worldwide. The company operates through four business segments: Software, Consulting, Infrastructure, and Financing. The Software segment offers hybrid cloud platform and software solutions, such as Red Hat, an enterprise open-source solutions; software for business automation, AIOps and management, integration, and application servers; data and artificial intelligence solutions; and security software and services for threat, data, and identity. This segment also provides transaction processing software that supports clients' mission-critical and on-premise workloads in banking, airlines, and retail industries. The Consulting segment offers business transformation services, including strategy, business process design and operations, data and analytics, and system integration services; technology consulting services; and application and cloud platform services. The Infrastructure segment provides on-premises and cloud-based server and storage solutions for its clients' mission-critical and regulated workloads; and support services and solutions for hybrid cloud infrastructure, as well as remanufacturing and remarketing services for used equipment. The Financing segment offers lease, installment payment, loan financing, and short-term working capital financing services. The company was formerly known as Computing-Tabulating-Recording Co. International Business Machines Corporation was incorporated in 1911 and is headquartered in Armonk, New York.

Full IBM Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.