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AYAAF vs GBDC: Dividend Comparison 2026

AYAAF yields 1.60% · GBDC yields 11.85%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 GBDC wins by $11.80M in total portfolio value
10 years
AYAAF
AYAAF
● Live price
1.60%
Share price
$0.31
Annual div
$0.00
5Y div CAGR
93.1%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$8.98M
Annual income
$7,666,340.63
Full AYAAF calculator →
GBDC
GBDC
● Live price
11.85%
Share price
$12.66
Annual div
$1.50
5Y div CAGR
51.1%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.78M
Annual income
$16,389,263.41
Full GBDC calculator →

Portfolio growth — AYAAF vs GBDC

📍 GBDC pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodAYAAFGBDC
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, AYAAF + GBDC cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
AYAAF pays
GBDC pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

AYAAF
Annual income on $10K today (after 15% tax)
$135.84/yr
After 10yr DRIP, annual income (after tax)
$6,516,389.54/yr
GBDC
Annual income on $10K today (after 15% tax)
$1,007.11/yr
After 10yr DRIP, annual income (after tax)
$13,930,873.90/yr
At 15% tax rate, GBDC beats the other by $7,414,484.36/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of AYAAF + GBDC for your $10,000?

AYAAF: 50%GBDC: 50%
100% GBDC50/50100% AYAAF
Portfolio after 10yr
$14.88M
Annual income
$12,027,802.02/yr
Blended yield
80.86%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on GBDC right now

AYAAF
No analyst data
Altman Z
1.2
Piotroski
5/9
GBDC
Analyst Ratings
6
Buy
5
Hold
Consensus: Buy
Price Target
$14.00
+10.6% upside vs current
Range: $13.00 — $15.00
Altman Z
0.6
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

AYAAF buys
0
GBDC buys
2
PoliticianChamberTickerTypeAmountDate
David P. Joyce🏢 House$GBDC▼ Sell$1,001 - $15,0002023-06-30
David P. Joyce🏢 House$GBDC▼ Sell$15,001 - $50,0002023-06-19
David P. Joyce🏢 House$GBDC▼ Sell$15,001 - $50,0002022-07-14
David P. Joyce🏢 House$GBDC▼ Sell$15,001 - $50,0002022-07-12
Teresa Leger Fernandez🏢 House$GBDC▼ Sell$15,001 - $50,0002021-01-20
David P. Joyce🏢 House$GBDC▲ Buy$1,001 - $15,0002020-02-25
David P. Joyce🏢 House$GBDC▲ Buy$15,001 - $50,0002019-05-30
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricAYAAFGBDC
Forward yield1.60%11.85%
Annual dividend / share$0.00$1.50
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR93.1%51.1%
Portfolio after 10y$8.98M$20.78M
Annual income after 10y$7,666,340.63$16,389,263.41
Total dividends collected$8.85M$20.36M
Payment frequencyquarterlyquarterly
SectorStockBDC

Year-by-year: AYAAF vs GBDC ($10,000, DRIP)

YearAYAAF PortfolioAYAAF Income/yrGBDC PortfolioGBDC Income/yrGap
1← crossover$11,009$308.60$12,490$1,790.28$1.5KGBDC
2$12,392$613.09$16,522$3,157.73$4.1KGBDC
3$14,505$1,245.49$23,578$5,898.68$9.1KGBDC
4$18,152$2,630.95$37,115$11,886.75$19.0KGBDC
5$25,364$5,941.56$66,136$26,423.57$40.8KGBDC
6$42,122$14,982.97$137,257$66,491.44$95.1KGBDC
7$89,976$44,904.91$341,734$194,868.54$251.8KGBDC
8$269,378$173,103.82$1,050,788$685,133.02$781.4KGBDC
9$1,223,515$935,280.79$4,099,314$2,974,971.01$2.88MGBDC
10$8,975,502$7,666,340.63$20,775,530$16,389,263.41$11.80MGBDC

AYAAF vs GBDC: Complete Analysis 2026

AYAAFStock

Ayala Land, Inc. operates as a property developer in the Philippines. It operates through Property Developments, International, Shopping Centers, Offices, Hotels and Resorts, Construction, and Property Management and Others segments. The company sells high-end and upper middle-income residential lots and units, affordable housing units and lots, and economic housing and leisure community developments; leases residential developments under joint venture; acquires, develops, and sells large-scale, mixed-use, and master-planned communities; and sells override units. It also develops and sells of residential lots and units. In addition, it also develops shopping centers, and leases retail space and land to third parties; operates movie theaters, food courts, entertainment facilities, gas stations, and car parking in shopping centers; manages and operates malls; develops, leases, and sells office buildings; and sells industrial lots and leases factory building. Further, it engages in the development and management of hotels and resorts/serviced apartments; leasing of land to hotel tenants; and land development and construction, and facilities management activities. The company was incorporated in 1988 and is based in Makati City, the Philippines.

Full AYAAF Calculator →

GBDCBDC

Golub Capital BDC, Inc. (GBDC) is a business development company and operates as an externally managed closed-end non-diversified management investment company. It invests in debt and minority equity investments in middle-market companies that are, in most cases, sponsored by private equity investors. It typically invests in diversified consumer services, automobiles, healthcare technology, insurance, health care equipment and supplies, hotels, restaurants and leisure, healthcare providers and services, IT services and specialty retails. It seeks to invest in the United States. It primarily invests in first lien traditional senior debt, first lien one stop, junior debt and equity, senior secured, one stop, unitranche, second lien, subordinated and mezzanine loans of middle-market companies, and warrants.

Full GBDC Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.