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AYYLF vs BTI: Dividend Comparison 2026

AYYLF yields 1.72% · BTI yields 5.38%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 BTI wins by $4.2K in total portfolio value
10 years
AYYLF
AYYLF
● Live price
1.72%
Share price
$8.80
Annual div
$0.15
5Y div CAGR
28.9%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$33.5K
Annual income
$3,335.28
Full AYYLF calculator →
BTI
BTI
● Live price
5.38%
Share price
$58.47
Annual div
$3.15
5Y div CAGR
11.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$37.7K
Annual income
$2,786.64
Full BTI calculator →

Portfolio growth — AYYLF vs BTI

📍 BTI pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodAYYLFBTI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, AYYLF + BTI cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
AYYLF pays
BTI pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

AYYLF
Annual income on $10K today (after 15% tax)
$146.09/yr
After 10yr DRIP, annual income (after tax)
$2,834.99/yr
BTI
Annual income on $10K today (after 15% tax)
$457.40/yr
After 10yr DRIP, annual income (after tax)
$2,368.64/yr
At 15% tax rate, AYYLF beats the other by $466.34/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of AYYLF + BTI for your $10,000?

AYYLF: 50%BTI: 50%
100% BTI50/50100% AYYLF
Portfolio after 10yr
$35.6K
Annual income
$3,060.96/yr
Blended yield
8.60%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on BTI right now

AYYLF
No analyst data
Altman Z
0.9
Piotroski
5/9
BTI
Analyst Ratings
12
Buy
4
Hold
2
Sell
Consensus: Buy
Price Target
$40.00
-31.6% upside vs current
Range: $40.00 — $40.00
Altman Z
2.1
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

AYYLF buys
0
BTI buys
0
No recent congressional trades found for AYYLF or BTI in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricAYYLFBTI
Forward yield1.72%5.38%
Annual dividend / share$0.15$3.15
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR28.9%11.3%
Portfolio after 10y$33.5K$37.7K
Annual income after 10y$3,335.28$2,786.64
Total dividends collected$11.7K$14.3K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: AYYLF vs BTI ($10,000, DRIP)

YearAYYLF PortfolioAYYLF Income/yrBTI PortfolioBTI Income/yrGap
1← crossover$10,922$221.55$11,299$598.92$377.00BTI
2$11,978$291.49$12,794$703.91$816.00BTI
3$13,201$385.10$14,518$829.07$1.3KBTI
4$14,636$511.31$16,513$978.64$1.9KBTI
5$16,344$682.93$18,827$1,157.84$2.5KBTI
6$18,407$918.69$21,518$1,373.12$3.1KBTI
7$20,942$1,246.40$24,657$1,632.46$3.7KBTI
8$24,116$1,708.28$28,329$1,945.74$4.2KBTI
9$28,174$2,369.84$32,637$2,325.33$4.5KBTI
10$33,481$3,335.28$37,708$2,786.64$4.2KBTI

AYYLF vs BTI: Complete Analysis 2026

AYYLFStock

Ayala Corporation engages in the real estate and hotel businesses in the Philippines and internationally. Its Real Estate and Hotels segment develops, constructs, leases, and sells residential and commercial communities; manages land bank; operates hotels, cinema, and theaters; and provides construction and property management services. The company's Financial Services and Insurance segment provides corporate, consumer, mortgage, leasing, and agri loans; deposit and cash management, asset management, online stock trading, foreign exchange and capital markets investments dealing, corporate finance and consulting, investment banking, internet banking, foreign exchange, and safety deposit services; and life, non-life, pre-need, and reinsurance services. Its Telecommunications segment offers digital wireless communication, long distance communication, broadband internet, wireline voice and data communication, and local exchange carrier services; and designs, develops, operates, administers, and manages software applications and systems. The company's Water segment manages, operates, repairs, decommissions, and refurbishes fixed and movable assets required to provide water delivery, sewerage, and sanitation, distribution, pipe works, used water management, and management services. Its Industrial Technologies segment offers electronics manufacturing, and power semiconductor assembly and testing services. The company's Power segment generates power using renewable and conventional technologies. Its Automotive, Outsourcing and Others segment manufactures, distributes, sells, repairs, and services passenger cars and commercial vehicles; provides venture capital for technology businesses; onshore and offshore outsourcing, air-chartered, consultancy, agri-business, education, human capital resource management, and health services; and invests in property companies and other projects. Ayala Corporation was founded in 1834 and is headquartered in Makati City, the Philippines.

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BTIConsumer Staples

British American Tobacco p.l.c. provides tobacco and nicotine products to consumers in the Americas, Europe, the Asia-Pacific, the Middle East, Africa, and the United States. It offers vapour, heated, and modern oral nicotine products; combustible cigarettes; and traditional oral products, such as snus and moist snuff. The company provides its products under the Vuse, glo, Velo, Grizzly, Kodiak, Dunhill, Kent, Lucky Strike, Pall Mall, Rothmans, Newport, Natural American Spirit, and Camel brands. The company distributes its products to retail outlets. British American Tobacco p.l.c. was founded in 1902 and is based in London, the United Kingdom.

Full BTI Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.