Is BAGIX or ARCC a better dividend investment in 2026?

BAGIX currently yields 4.19% with a 5% 5-year dividend growth rate. ARCC yields 9.06% with 3.1% growth. The better choice depends on your goal: ARCC offers higher current income.

What is the dividend yield difference between BAGIX and ARCC?

BAGIX has a forward dividend yield of 4.19% ($0.41/share annually). ARCC yields 9.06% ($1.92/share annually). The yield gap is 4.87 percentage points.

Home › Compare › BAGIX vs ARCC

BAGIX vs ARCC: Dividend Comparison 2026

BAGIX yields 4.19% · ARCC yields 9.06%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 ARCC wins by $17.5K in total portfolio value

INVESTMENT

TIME HORIZON10 years

BAGIX

● Live price

4.19%

Share price

$9.82

Annual div

$0.41

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$26.3K

Annual income

$548.02

Full BAGIX calculator →

ARCC

Ares Capital Corporation

● Live price

9.06%

Share price

$21.20

Annual div

$1.92

5Y div CAGR

3.1%

Payout ratio

88%

After 10 yrs · $10,000 · DRIP

Portfolio value

$43.8K

Annual income

$2,279.31

Full ARCC calculator →

Portfolio growth — BAGIX vs ARCC

📍 ARCC pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	BAGIX	ARCC
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, BAGIX + ARCC cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

BAGIX pays

ARCC pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

BAGIX

Annual income on $10K today (after 15% tax)

$356.05/yr

After 10yr DRIP, annual income (after tax)

$465.82/yr

ARCC

Annual income on $10K today (after 15% tax)

$769.81/yr

After 10yr DRIP, annual income (after tax)

$1,937.41/yr

At 15% tax rate, ARCC beats the other by $1,471.60/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of BAGIX + ARCC for your $10,000?

BAGIX: 50%ARCC: 50%

100% ARCC50/50100% BAGIX

Portfolio after 10yr

$35.1K

Annual income

$1,413.67/yr

Blended yield

4.03%

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Analyst Conviction Gap

Where Wall Street is most bullish on ARCC right now

BAGIX

No analyst data

Price Target

$27.00

+174.9% upside vs current

Range: $27.00 — $27.00

ARCC

Analyst Ratings

Buy

Hold

Consensus: Buy

Price Target

$21.88

+3.2% upside vs current

Range: $21.00 — $23.00

Altman Z

0.8

Piotroski

4/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

BAGIX buys

ARCC buys

Politician	Chamber	Ticker	Type	Amount	Date
Carol Devine Miller	🏢 House	$BAGIX	▲ Buy	$1,001 - $15,000	2022-11-02

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricBAGIXARCC

Forward yield	4.19%	9.06% ✓
Annual dividend / share	$0.41	$1.92 ✓
Payout ratio	50% ✓	88%
1-year div growth	0%	2% ✓
5-year div CAGR	0%	3.1% ✓
Portfolio after 10y	$26.3K	$43.8K ✓
Annual income after 10y	$548.02	$2,279.31 ✓
Total dividends collected	$4.9K	$15.5K ✓
Payment frequency	quarterly	quarterly
Sector	Stock	BDC
Analyst price target	$27.00 ✓	$21.88

Year-by-year: BAGIX vs ARCC ($10,000, DRIP)

Year	BAGIX Portfolio	BAGIX Income/yr	ARCC Portfolio	ARCC Income/yr	Gap
1← crossover	$11,119	$418.88	$11,774	$933.74	$655.00 → ARCC
2	$12,332	$435.28	$13,808	$1,045.61	$1.5K → ARCC
3	$13,647	$451.20	$16,135	$1,166.34	$2.5K → ARCC
4	$15,069	$466.63	$18,786	$1,296.19	$3.7K → ARCC
5	$16,605	$481.54	$21,800	$1,435.41	$5.2K → ARCC
6	$18,264	$495.92	$25,215	$1,584.23	$7.0K → ARCC
7	$20,052	$509.77	$29,076	$1,742.84	$9.0K → ARCC
8	$21,978	$523.06	$33,430	$1,911.44	$11.5K → ARCC
9	$24,053	$535.82	$38,328	$2,090.21	$14.3K → ARCC
10	$26,284	$548.02	$43,827	$2,279.31	$17.5K → ARCC

BAGIX vs ARCC: Complete Analysis 2026

BAGIX — Stock

The fund normally invests at least 80% of its net assets in the following types of U.S. dollar-denominated debt obligations: U.S. government and other public-sector entities; asset-backed and mortgage-backed obligations of U.S. and foreign issuers; corporate debt of U.S. and foreign issuers.

Full BAGIX Calculator →

ARCC — BDC

Ares Capital is the largest Business Development Company by assets. It provides financing to middle market companies and pays a generous quarterly dividend plus occasional special dividends. With $21B+ in AUM and diversified exposure across industries, ARCC is the benchmark BDC for income investors.

Full ARCC Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.