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BAOB vs BTI: Dividend Comparison 2026

BAOB yields 1.78% · BTI yields 5.40%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 BAOB wins by $38.96M in total portfolio value· pulled ahead in Year 3
10 years
BAOB
BAOB
● Live price
1.78%
Share price
$6.75
Annual div
$0.12
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$39.00M
Annual income
$35,195,829.14
Full BAOB calculator →
BTI
BTI
● Live price
5.40%
Share price
$58.26
Annual div
$3.15
5Y div CAGR
11.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$37.8K
Annual income
$2,802.29
Full BTI calculator →

Portfolio growth — BAOB vs BTI

📍 BAOB pulled ahead of the other in Year 3

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodBAOBBTI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, BAOB + BTI cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
BAOB pays
BTI pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

BAOB
Annual income on $10K today (after 15% tax)
$151.11/yr
After 10yr DRIP, annual income (after tax)
$29,916,454.77/yr
BTI
Annual income on $10K today (after 15% tax)
$459.05/yr
After 10yr DRIP, annual income (after tax)
$2,381.95/yr
At 15% tax rate, BAOB beats the other by $29,914,072.82/year in after-tax income after 10 years on $10,000
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Lazy Portfolio Split Optimizer

What's the optimal mix of BAOB + BTI for your $10,000?

BAOB: 50%BTI: 50%
100% BTI50/50100% BAOB
Portfolio after 10yr
$19.52M
Annual income
$17,599,315.71/yr
Blended yield
90.17%
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Analyst Conviction Gap

Where Wall Street is most bullish on BTI right now

BAOB
No analyst data
Altman Z
0.3
Piotroski
4/9
BTI
Analyst Ratings
12
Buy
4
Hold
2
Sell
Consensus: Buy
Price Target
$40.00
-31.3% upside vs current
Range: $40.00 — $40.00
Altman Z
2.1
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

BAOB buys
0
BTI buys
0
No recent congressional trades found for BAOB or BTI in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricBAOBBTI
Forward yield1.78%5.40%
Annual dividend / share$0.12$3.15
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR100%11.3%
Portfolio after 10y$39.00M$37.8K
Annual income after 10y$35,195,829.14$2,802.29
Total dividends collected$38.68M$14.4K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: BAOB vs BTI ($10,000, DRIP)

YearBAOB PortfolioBAOB Income/yrBTI PortfolioBTI Income/yrGap
1$11,056$355.56$11,301$601.08$245.00BTI
2$12,564$734.74$12,799$706.58$235.00BTI
3← crossover$15,004$1,560.75$14,527$832.38+$477.00BAOB
4$19,539$3,483.90$16,527$982.75+$3.0KBAOB
5$29,386$8,479.82$18,846$1,162.95+$10.5KBAOB
6$55,282$23,838.64$21,545$1,379.49+$33.7KBAOB
7$142,975$83,823.79$24,694$1,640.41+$118.3KBAOB
8$558,205$405,221.23$28,378$1,955.69+$529.8KBAOB
9$3,554,412$2,957,132.82$32,702$2,337.79+$3.52MBAOB
10$38,999,050$35,195,829.14$37,794$2,802.29+$38.96MBAOB

BAOB vs BTI: Complete Analysis 2026

BAOBStock

The Baraboo Bancorporation, Inc. operates as the holding company for Baraboo State Bank that provides personal and business banking products and services. It offers checking, NOW, money market, club, individual retirement, savings, and health savings accounts, as well as certificates of deposit and trust services. The company also provides consumer loans, such as auto, home, construction, and other loans, as well as home equity lines of credit; and business loans, including commercial real estate, equipment, partnership buy-in or buy-out, business startup and purchase, acquisition and development, agricultural, and government loans, as well as operating lines of credit and letters of credit. In addition, it offers online, mobile, and phone banking services; and bill payment and cash management services. The company operates eight offices, including 5 offices in Baraboo, 1 office in Reedsburg, 1 office in Portage, and 1 office in Lake Delton. The Baraboo Bancorporation, Inc. was founded in 1857 and is based in Baraboo, Wisconsin.

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BTIConsumer Staples

British American Tobacco p.l.c. provides tobacco and nicotine products to consumers in the Americas, Europe, the Asia-Pacific, the Middle East, Africa, and the United States. It offers vapour, heated, and modern oral nicotine products; combustible cigarettes; and traditional oral products, such as snus and moist snuff. The company provides its products under the Vuse, glo, Velo, Grizzly, Kodiak, Dunhill, Kent, Lucky Strike, Pall Mall, Rothmans, Newport, Natural American Spirit, and Camel brands. The company distributes its products to retail outlets. British American Tobacco p.l.c. was founded in 1902 and is based in London, the United Kingdom.

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.